Barclays Smart Investor

Barclays Price Improver^TM, gives you the best price available from our selected Retail Service Providers (RSPs) and trading venues every time you buy or sell shares, Exchange Traded Funds, investment trusts or Real Estate Investment Trusts listed on the London Stock Exchange.

Thousands of investment opportunities, covering funds, UK and international shares, gilts and bonds, Exchange Traded Funds (ETFs), Investment Trusts and new issues to help you build a portfolio that suits you

International share trading lets you hold shares in some of the world’s biggest companies. Buy and sell shares in individual companies listed on 10 international markets including US, Canadian and German markets alongside your UK investments on one single platform.

Ready-made Investments – if you’re not sure where to invest or short on time, we offer five Ready-made Investments that could help get you started. They invest in shares, bonds, and cash to help spread risk but are all slightly different. Simply select a level of risk you’re comfortable with and start investing.

Resources you can rely on with our investment ideas and strategies, our Research Centre and our experts’ views

A regular investing service, allowing you to invest a set amount at regular intervals, allowing you to smooth out price movements across the year.

Your investments on the go with the Barclays app. Pay money into your account (Excluding SIPP accounts), browse your investment options and buy and sell them on the go in just a few easy taps¹. Find out more about investing with the Barclays app

Costs

You’ll pay a single monthly customer fee for servicing your account and a transaction fee whenever you buy or sell investments. Other fees may also apply depending on the account type and the investments you hold. Here are more details about our fees:

Things to remember

• Investments can fall as well as rise in value and you may get back less than you invest
• Barclays Smart Investor doesn’t offer personal investment advice. If you're unsure about investing, seek independent advice
• Tax rules can change in the future and their value to you will vary depending on your individual circumstances.
• Smart Investor is an investment service for UK residents. Our service is not available to US persons, even where resident in the UK.
  
• While there can be benefits to investing regularly rather than as a lump sum, you should remember the impact fees have on your investment. If you’re only investing small amounts each month, the minimum monthly fee could make it expensive and may exceed returns.
• ''Tax-efficient” indicates that growth/income are exempt from UK income or capital gains tax provided all ISA conditions are met. The level and basis of tax can change and the value of tax relief depends on your personal circumstances.
• In order to subscribe to a stocks & shares ISA, you can't have subscribed to another stocks & shares ISA or used your total annual ISA allowance in any combination of a cash ISA, innovative finance ISA and/or lifetime ISA (LISA) during the same tax year.

Transfer your investments to us

If you transfer an ISA or a SIPP, they will remain tax-efficient, but there are other things to consider before you transfer.