Barclays Bank Account

Barclays Bank Account

 

Banking built around you

Make your current account work around you – personalise your cards and add extras in our online Features Store.

Apply
 

What you get

Online Banking

Better Online Banking

Our Online Banking lets you do much more than manage your money – add features like travel insurance, mobile phone cover and more 5.

Barclays Debit Card

Personalised debit card

Customise your contactless debit card with your favourite photo – or choose one from our gallery 1.

Barclays Mobile Banking

Mobile Banking and more

Get free award-winning apps to access your account, view all your secure documents, even pay friends and family using just your mobile number.

Overdrafts

Overdraft

Apply for an overdraft of up to £5,000 (subject to status) with Emergency Borrowing, that's there if you need it 4. And free Text Alerts to help you stay on top of your spending.

Smartspend

Save with SmartSpend

Earn cashback and make savings on holidays, energy bills and more with exclusive online SmartSpend deals.

Barclays Debit Card

7-Day switch

It's safe and simple – we guarantee to move all your payments within 7 working days.

Add features

From home protection to travel insurance, add great value Packs to start building your account – and enjoy discounts if you add more than 1 5.

Home Pack

Home Protection Pack

£12 a month

  • AA Boiler & Central Heating Cover
  • Home Essentials & Appliance Cover
  • Optional Boiler Service (an additional fee applies) 

Tech Pack

Tech Pack

£7.50 per month

  • Mobile Phone Insurance for up to 2 phones
  • Worldwide Gadget Cover for up to £750

Travel Pack

Travel Pack

£8.50 per month

  • European Family Travel Insurance
  • RAC UK breakdown cover
  • Card Secure
 

Switch to us

Switching your account is simple, secure and straightforward.

Bank accounts

  • Select your preferred switch date
  • We'll contact your old bank and take it from there
  • Your switch is complete within 7 days – and we'll text you when it's done

Already bank with us?

Log in to Online Banking to add extra Packs, set up Alerts, and more.

Bank accounts

  • Manage your money on the move with Barclays Mobile Banking 2
  • Get Text Alerts to stay on top of your spending
  • Pay friends and family using just your mobile with Barclays Pingit 3

Contact us

If you have any questions about our products or services, please get in touch.

Live web chat

 

 

Start a live web chat

Web Chat

Visit a branch

Come and speak to us in person – use our branch locator to find a branch near you.

Web Chat

Call us

To open an account, call 0345 600 4545, Monday to Friday, 8am-6pm, and Saturday, 9am-5pm 6.

If you already have an account, call 0345 734 5345, Monday to Sunday, 7am-11pm 6.

Cooling off

If you are not happy with your account, you have a 14–day period in which to contact us to cancel your account or switch to another account. This period begins on the date your account is opened or the date you receive your terms and conditions and other account information, whichever is the later. If you contact us within this period to cancel or switch your account, we will refund any account fees you may have paid. However, if you cancel or switch your account at a later date, you will not be refunded the account fees that you have paid. If you wish to cancel or switch your account, you should tell us by writing to Barclays, Leicester LE87 2BB.

Your feedback

We want to hear from you if you feel unhappy with the service you've received from us. Letting us know your concerns gives us the opportunity to put matters right for you and improve our service to all our customers. You can complain in person at your branch, in writing, by email or by telephone. A leaflet detailing how we deal with complaints is available on request in any of our branches, from the Barclays Information Line on 0800 400 100 4 or at www.barclays.co.uk. Alternatively you can write to Barclays, Leicester LE87 2BB.

If we do not resolve your complaint internally to your satisfaction, you may be able to refer it to the Financial Ombudsman Service at South Quay Plaza, 183 Marsh Wall, London E14 9SR (telephone: 08000 234 567). The Financial Ombudsman Service is an organisation set up by law to give consumers a free and independent service for resolving disputes with financial firms. Details of those who are eligible complainants can be obtained from the Financial Ombudsman Service.

Important information about the Financial Services Compensation Scheme

We are covered by the Financial Services Compensation Scheme (FSCS). The FSCS can pay compensation to depositors if a bank is unable to meet its financial obligations. Most depositors – including most individuals and small businesses – are covered by the scheme.

In respect of deposits, an eligible depositor is entitled to claim up to £85,000. For joint accounts each account holder is treated as having a claim in respect of their share so, for a joint account held by two eligible depositors, the maximum amount that could be claimed would be £85,000 each (making a total of £170,000). The £85,000 limit relates to the combined amount in all the eligible depositor’s accounts with the bank, including their share of any joint account, and not to each separate account.

For further information about the compensation provided by the FSCS (including the amounts covered and eligibility to claim) please ask at your local branch, refer to the FSCS website www.fscs.org.uk. or call the FSCS on 020 7741 4100 or 0800 678 1100. Please note only compensation related queries should be directed to the FSCS.

Barclays Bank PLC may also accept deposits under the following trading names; Barclays, Barclays Bank, Barclaycard, Barclays Business, Barclays Capital, Barclays Corporate, Barclays Direct, Barclays UK & Ireland Private Bank, Barclays International Private Banking, Barclays Premier Barclays Private Bank, Barclays Wealth, Woolwich Mortgages. Deposits accepted from an eligible depositor under these trading names are combined for the purposes of deposit compensation from the FSCS. The FSCS is not applicable to deposits held at branches in the Channel Islands or the Isle of Man.

Terms and conditions

Important information
 
1. Debit cards are subject to application and status. Barclays Personalised Cards are subject to terms and conditions. Image guidelines also apply.
 
2. You must have a Barclays current account and be aged 16 or older to use Barclays Mobile Banking. Terms, conditions and restrictions apply.
 
3. You must be aged 16 years or older and have both a UK current account and mobile number to send or receive payments using Barclays Pingit. Terms, conditions and restrictions apply.
 
4. Overdrafts are subject to status and application. All borrowing is repayable on demand. Overdraft fees are variable, which means we can change them – although we’ll let you know before we do this.
 
5. Terms, conditions, exclusions and limitations apply to each benefit within the Packs. Please read the policy documents, so you know what’s covered and what’s not.
 
6. To maintain a quality service, we may monitor and record calls. Calls to 03 numbers use free plan minutes if available. Otherwise they cost the same as 01/02 prefix calls.