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Debt consolidation loan

All your debts in one manageable loan

If you've borrowed money from several different lenders, a debt consolidation loan could help you keep track of your money and take control of your finances.

All loans are subject to status. Early settlement fees apply.

  • Manage your debts with just one loan1
  • Quick and easy application
  • Personal price quote – with no credit footprint2

4.9% APR Representative

on loans of

£7,500 – £15,000

over 2 – 5 years. (Your rate may differ3)

Take control of your debt with a Barclayloan

Having just one loan could be more straightforward and easier to manage than a number of payments to different lenders.

But it’s worth noting that consolidating debts might involve payment of a higher rate of interest or charges – or both. Consolidating debts might also increase the overall period required for repayment.

Calculate your options

How much would you like to borrow in order to consolidate your debt?

The calculator results below are based on the representative APR for the amount you enter. Your actual rates and repayments may differ and will be based on your personal circumstances, the loan amount and term.

Car calculator

How much would you like to borrow to get the car you want?

Get an idea of your loan repayments and rates using our Premier Barclayloan calculator. The results will be based on the representative APR for the amount you enter. Your actual rates and repayments may differ and will be based on your personal circumstances, the loan amount and the repayment term. Loans are subject to status. Early settlement fees apply.

 

Amount

Amount
£
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Term

Term
Months mths (0yrs)
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Monthly repayment

70%

The same every month

Total amount payable

£889

Loan required 0

APR

0%

Based on the details you entered

 

Representative example

APR Representative based on a loan of

repayable over months at an interest rate of pa (fixed).

Monthly repayment of Total amount payable

Representative APR applies to loans of 0 0

 

How to apply

Find out the best way for you to apply for this loan.

If you bank with us, we could tell you your personal loan rate up front – just make sure you've read the information on this page before you apply.

Barclays current account holders

If you have the following, we may already have a provisional loan offer ready for you:

  • A current account with us
  • Online Banking or Barclays Mobile Banking1

Other Barclays account holders

If you don't have a provisional loan offer, you could still get your personalised price quote. You'll need:

  • A Barclays account – such as a Barclaycard1

 

Consolidating your debts

Spending on credit can seem like the norm for many people. But when debts mount up with different creditors, it’s easy to feel like you’re not in control of your finances. There are different options you could consider to consolidate your debt.

A little extra help

Managing your money can be difficult, but it doesn’t have to be. You may find this information useful.

Why consolidate debt?

Why consolidate debt?

More information about what debt consolidation is, and why people take out a loan to help with their finances.

Borrowing options explained

Borrowing options explained

If you’re unsure about what your borrowing options are, we’ll break it down and help you find the right option.

Get a better credit score

Get a better credit score

Improving your credit score may be easier than you think. Plus it could make it easier for you to borrow extra money when you need to.

Talk to us about your loan options

Call 0800 716 59825

Important information

1. Loans are subject to status. Early settlements fees apply.

2. Not everyone can apply for a Barclayloan, or view their personalised price quote or provisional loan limit online or in Barclays Mobile Banking – this is because certain restrictions apply. Please contact us to discuss your options.

3. The rate you're offered may differ from the representative APR shown – and will be based on your personal circumstances, the loan amount and the repayment term. The Barclayloan advertised here is available over terms of between 2 to 5 years, with a maximum APR of 26.9%.

4. If you apply online, and your application is approved, providing you can print or download your agreement, sign it online (between 7am and 10:30pm on any day), we'll send the money to your account straightaway. In most cases, it will show and be available within a couple of minutes. However, if you don't bank with one of the main UK high street banks, it can sometimes take up to a couple hours.

5. Terms and conditions apply. You must have a Barclays current account, be aged 16 or over and have a mobile number to use Barclays Mobile Banking.

6. Lines are open Monday-Sunday 8am-9pm, and bank holidays 8am-6pm. To maintain a quality service, we may monitor or record phone calls. Call charges .