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Personal Estate

A Personal Estate account is used for the specific purpose of holding ISA funds until a customer's estate has been settled following notification of the death of a cash ISA account holder.

Current interest rates

Rates effective from:

Balance

Gross rate pa%

AER%

1 December 2016 - present

£1 - £14,999

0.40

0.40

 

£15,000 - £29,999

0.50

0.50

 

£30,000+

0.60

0.60

Rates effective from:

1 December 2016 - present

Balance

£1 - £14,999

Gross rate pa%

0.40

AER%

0.40

Rates effective from:

 

Balance

£15,000 - £29,999

Gross rate pa%

0.50

AER%

0.50

Rates effective from:

 

Balance

£30,000+

Gross rate pa%

0.60

AER%

0.60

Previous interest rates

The previous rates payable on the account, without any introductory bonus are set out below:

Rates effective from

Balance

Gross rate pa%

AER%

23 September 2015 – 30 November 2016

£1- £14,999

0.80

0.80

 

£15,000-£29,999

0.90

0.90

 

£30,000+

1.00

1.00

Rates effective from

23 September 2015 – 30 November 2016

Balance

£1- £14,999

Gross rate pa%

0.80

AER%

0.80

Rates effective from

 

Balance

£15,000-£29,999

Gross rate pa%

0.90

AER%

0.90

Rates effective from

 

Balance

£30,000+

Gross rate pa%

1.00

AER%

1.00

 

 

Mortgage offset:

No

Interest rate:

Rates are variable. Interest is paid monthly on the first working day of the month.

Gross:

The rate of interest payable without tax taken off.

Tax:

Interest is paid gross. If you’re a UK taxpayer, you may have to pay tax on interest earned in excess of your Personal Savings Allowance.

For information and guidance please refer to the HMRC website .

Please note, it’s your responsibility to ensure that any tax due on interest payments received is paid to the appropriate tax authority.

AER:

Annual Equivalent Rate. This illustrates what the interest rate would be if interest was paid and compounded once each year.

Terms and Conditions 130 KB

These additional terms and conditions supplement and amend the general conditions of your Customer Agreement with us (Barclays Bank PLC). Read important information about our interest rates, the Financial Services Compensation Scheme and your cancellation rights.