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How much can I afford?

Mortgage affordability calculator

Check how much you can borrow with our simple calculator. It could give you a more accurate estimate of how much you could borrow from us. It takes about five to ten minutes.

How to use our mortgage affordability calculator

What is a mortgage affordability calculator?

It’s a tool that gives you an accurate estimate of how much you could borrow from us, for a residential mortgage in the UK.

  • You can give estimates for any figures you don’t know exactly
  • There are no credit checks
  • We won’t save your personal information

What information do I need to use the calculator?

When you use our mortgage affordability calculator, we’ll ask you about

  • The number of people applying, and the deposit they can provide
  • The type of mortgage you want, and for how long
  • Employment status and income details
  • Financial commitments and dependants
  • The value of the property