The benefits and limitations of having a EHIC
A EHIC allows you have state healthcare in EEA countries and Switzerland.
An EHIC doesn’t cost anything and gives you free and reduced cost for emergency and necessary healthcare in EEA countries and Switzerland. The cost of the treatment depends on the country you’re in – if the healthcare is free, then your treatment will be too. But if the citizens of a country have to pay, then so do you. It’s a reciprocal agreement throughout Europe. Keep in mind an EHIC isn’t travel insurance, so make sure you have a policy in place before you depart.
What’s included with your EHIC?
During your trip, you’re entitled to treatment for any existing medical conditions you may have, emergency health care and routine maternity care – though only if you’re not going abroad to give birth.
How it’s used?
If you need emergency medical treatment while you’re in Europe, call 112. This number is valid in all EU/EEA countries and is free of charge.
How to apply
To be eligible for an EHIC, you normally have to be a resident in the UK, EU, EEA or Switzerland, with a NI number or NHS number.
You can apply online for your free card using the EHIC online application form. This is the official site – others may charge a fee, and you may not get your money back if you try to get a refund.
The limitations
The EHIC will not cover1:
Planning for the unexpected
Holidays aren’t always plain sailing. Here’s how you can make sure you’re travelling as safely as you can, and what to do if you face disruption before your trip – just be sure to follow the latest health and wellbeing guidelines.
Stay safe while you’re away
Discover some common issues people face when they’re abroad, such as scams or thefts, and tips on how to avoid them.
Get airport lounge access, worldwide insurance and European RAC breakdown cover.
Keep your documents safe – before you go, upload all your important travel documents including your passport.
Bureau de change
If you need foreign currency, you can order it online and we’ll deliver it for free to your home address in the UK, or you can collect it from one of our branches.
Barclays Bank UK PLC and Barclays Bank PLC are each authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
Barclays Insurance Services Company Limited and Barclays Investment Solutions Limited are each authorised and regulated by the Financial Conduct Authority.
Registered office for all: 1 Churchill Place, London E14 5HP
