-

Your exclusive benefit

Get investing with discounted Smart Investor fees

Interest rates on savings and current accounts are struggling to keep up with record inflation, leaving many people worried about how they can maintain the spending power of their money.

Investments have the potential to produce higher returns over the longer term, which can help maintain that spending power – though we know many people worry that investing is complex and expensive.

The value of investments can fall as well as rise. You may not get back what you invest.

Make investing simple with Smart Investor

Smart Investor is our award-winning DIY investment platform designed for both experienced and novice investors.

We provide the tools, helpful insights and research resources, to help you get started with investing and building a portfolio of investments.

OMA Awards Best Stocks and Shares ISA Provider 2021

Discounted pricing for you

As part of our relationship with your organisation, we're offering you access to exclusive preferential pricing.

If you take this offer, for the next three years, your monthly customer fee will be based on the end-of-the-day value of your investments, instead of a flat £4.

This means you’ll be able to access all the benefits of Smart Investor at an even lower price than our usual competitive pricing schedule.

Representative example

See the potential savings from your exclusive offer across a range of investment amounts where investing in company shares. You can of course start investing with as little or as much money as feels comfortable.

Discounted Customer Fee

0.1% of amount invested multiplied by three years

Normal Customer Fee

£4 monthly over 36 months

Saving over three years

£1,000

£3

£144

£141

£2,500

£7.50

£144

£136.50

£10,000

£30

£144

£114

How to access your offer

To activate the offer follow these three simple steps

  1. Open a Smart Investor account (we've listed our accounts below to make this easy)
  2. Send an email to us at employeebanking@barclays.com
  3. Mention this offer and include your Smart Investor account number and the organisation which gave you access to the offer in the email

Find out more in the FAQs [PDF, 99KB] and T&Cs [PDF, 106KB] on how you can benefit whether you're an existing or new account holder.

The value of investments can fall as well as rise. You may not get back what you invest.

Open your account

We’ve got three types of account.

Choose the one you want to start with – you can always open another one later on.

Investment ISA

This is the most popular account people choose when they start to invest.

You can pay in up to £20,000 per tax year

Any returns you make are tax free

Tax rules can change and their effects vary depending on your individual circumstances.

Investment Account

A flexible account if you’ve already used your ISA allowance for the current tax year OR you’re already paying into an ISA with another provider.

No limits on the amount you can invest

The return you make on your investments will be taxable

SIPP Account

Designed to help you prepare for retirement.

If you’re comfortable putting money away until you’re at least 55 (rising to 57 in 2028) and making your own investment decisions

You may be eligible for tax relief on the money you pay in.

You may have to pay tax when you come to withdraw money from your pension and tax rules can change in future. The way this affects you will depend on your individual circumstances.

If you are employed by an organisation with which Barclays has a corporate client relationship, then our services don’t form part of your remuneration package from your employer. The availability of our services via our bankers visiting your employer’s workplace isn’t funded by your employer and whether you take up our services is at your sole discretion and shouldn’t be considered to be a taxable employee benefit.

Important information

1. Barclays was named Best Stocks & Shares ISA Provider 2021 at the Shares Awards and Best Stocks & Shares ISA Provider 2022 at the Online Money awards.