Card fraud

Current account cards from Barclays

Protecting your cards

Protect yourself from credit and debit card fraud by taking a few easy steps to help keep your cards safe from fraudsters. If you think you've fallen victim to card fraud call us straight away .

Protecting yourself from card fraud

Following our tips and taking a look at the measures we take to protect you will help keep your money safe from fraudsters and scams. Always keep your contact details up to date in case we need to contact you and if your card is lost or stolen , let us know straightaway.

Take care with your cards

  • Sign new bank cards as soon as you get them and keep them in a safe place
  • Never let someone take your card away to process a transaction
  • Never hand your card over to anyone that comes to your door
  • Check your card expiry dates and call us if a new card hasn’t arrived when it should
  • If you live in a property where other people have access to your mail, it may be better to collect new cards from your local branch
  • Report any lost or stolen cards immediately

Protect your PIN

  • Don’t use personal details or combinations that are easy to guess when choosing your PIN
  • Never reveal your PIN to anyone, not even the bank or the Police
  • Never enter your card PIN into the telephone
  • Always cover your PIN to prevent anyone from seeing it
  • Change your PIN immediately if you suspect someone else may know it

At the cash machine

  • If anything about the cash machine looks suspicious don’t use it. Tell a member of staff or the police
  • Never put yourself at risk by attempting to remove any suspect devices from a cash machine
  • Avoid using a cash machine if suspicious looking individuals are hanging around
  • Don’t let anyone distract you during your transaction, even if they seem to be ‘helpful’
  • Contact us straight away if your card is unexpectedly retained by a cash machine

Shopping online

  • Use a computer, laptop or mobile device that’s protected with up-to-date security software
  • Know who you’re buying from before giving your card details online or over the phone
  • Register for Verified by Visa and/or MasterCard SecureCode
  • Only enter your card details on secure sites - check the web address begins with ‘https’ and that there’s an unbroken padlock symbol in the browser address bar
  • Avoid entering your card details on shared or public computers
  • Always log out after shopping and save the confirmation email as a record of your purchase

Travelling abroad

  • Take a note of our 24-hour emergency number if you’re calling from outside the UK: +44 1928 584 421 1
  • If your cards are registered with a card protection agency, remember to take their number too
  • Take another card or alternative payment method with you so that you are not reliant on one card
  • Check the information on the sales voucher before you sign or enter your PIN
  • Keep a copy of your sales receipts and check your statement carefully when you get back
  • Visit our using your cards abroad page to learn more

Reporting fraud to us and the next steps...

Once you’ve reported any fraud to us, we'll refund your account straightaway in most cases, provided you’ve not acted fraudulently or without reasonable care (for example, you haven’t kept your PIN written down with your card or disclosed it to someone else).

We’ll send you a form to confirm the transactions that you say were fraudulent. You’ll need to sign the form and return it to us so we can investigate. If we don’t receive the form within 28 days, we’ll assume you’re not proceeding with your claim and any refund we’ve already given will be taken back out of your account.

We’ll also send you a new card, which you should receive within 2 working days. If you need your card straightaway, we also offer an instant debit card replacement service² in selected branches. Opening hours and address details can be found using our branch finder . It may take up to 5 working days if both your card and PIN need replacing and unfortunately we can’t issue replacement PINs in branch.

Think you’ve been a victim of fraud? Call us:

Debit card: 0800 3891 652 3 (+44 160 452 9410 outside the UK or from a mobile). Lines are open 24 hours a day 7 days a week
Barclaycard: 0844 811 9111 3 Lines are open 7am-11pm, 7 days a week

Important information
 
1. Line are open 24 hours a day 7 days a week. To maintain a quality service we may monitor or record phone calls. Call charges

 

2. Instant debit card replacement T&Cs: This service cannot be offered if your account has been open for less than 30 days. It’s available for replacement cards only – not for new customers or new accounts. We can only issue replacement debit cards – not cash cards, credit cards or savings cards. Replacement cards issued in branch will have a new card number. If you have a personalised debit card, we’re not able to print your picture so you’ll receive a standard debit card. You must know your PIN as you’ll be asked to use this once the card has been printed, as a security measure. Replacement debit cards are free. Additional identification or photo ID is not required when using the instant replacement service.

 

3. To maintain a quality service, we may monitor or record phone calls. Call charges