Personal loan calculator
How much would you like to borrow?
The calculator results below are based on the representative APR for the amount you enter. Your actual rates and repayments may differ and will be based on your personal circumstances, the loan amount and term.
Premier loan – see how much you could borrow
Get an idea of your loan repayments and rates using our Premier Barclayloan calculator. The results will be based on the representative APR for the amount you enter. Your actual rates and repayments may differ and will be based on your personal circumstances, the loan amount and the repayment term. Loans are subject to status. Early settlement fees apply.
The same every month
Total amount payable
Loan required 0
Based on the details you entered
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Interest rate pa (fixed)
Representative APR applies to loans of 0 0
Know your personal rate before you apply
A representative APR is the rate that most customers will get, but yours could be different. With some lenders, you won’t know your actual rate until you’ve applied. And if you’re not happy with the APR you’re offered, your credit rating could still be affected even if you don’t take out the loan. But you could get a personalised price quote with us, so you’ll know your exact rate before you apply – and it won’t affect your credit score.
You could get your money straightaway
If you apply online and your application is approved, provided you can print or download your agreement and sign it online between 7am and 10.30pm, we'll usually transfer the money to your current account straight away .
If you take out a Barclayloan and another lender offers you a like-for-like unsecured loan with a lower APR, you can claim under our guarantee within 30 days of the date we signed your Barclayloan agreement. We’ll reduce the interest rate to produce an APR equal to the competing offer and recalculate your monthly repayments to reflect the reduced interest rate. Please see our full Price guarantee terms and conditions .
Simple loan terms
You’ll get a fixed monthly repayment to help you budget.
Plus, you can choose your payment term depending on the loan amount you want to borrow. So you can repay your loan over a longer or shorter period of time, to suit your needs.
Already have a Barclayloan and need more funds? You can choose to increase your borrowing with us .
If you just want to take out a second loan instead of topping up, that’s always an option too.
Repaying your loan early
You have the right to repay your loan early, in part or full, at any time. We’ll charge a fee equal to 30 days’ interest on the amount being repaid, as well as any interest that’s due.
To apply online, you’ll need
- Barclays current or savings account, mortgage or Barclaycard
- UK residency
- To be 18+ years old
You can use your loan for almost anything, apart from
- Business reasons
- Investments, including buying stocks and shares
- Purchasing property (home improvements are fine)
- Gambling debts
- Repaying CCJs (county court judgments)
- A purchase made by combining this loan with any others
How to apply
If you bank with us, we could tell you your personal loan rate up front, before you apply.
Barclays current account holders
If you have a current account with us, we may already have a provisional loan offer ready for you. Just log in to Online Banking (or your Mobile Banking app, if you’re registered) now to check. If there’s no provisional loan limit, return here and you could get your personalised price quote.
Other Barclays account holders
If you have another Barclays product (like a Barclaycard) – or if you have a current account but don’t have a provisional loan offer in Online Banking – you could still get a personalised price quote before you apply.
Want to speak to us about our loans?
Resume an application
If you previously started to apply for a loan and saved your application, you can resume it in 2 ways – depending on how you applied initially.
Log in to Online Banking here, and we’ll take you straight to your saved application.
Online application form
If you started your application via our online form, we sent you an email with your reference number. Just enter this number to resume your Barclayloan application.
Other loan options
If you’re looking for an unsecured personal loan, we’ve got a choice of loans to suit your needs. Subject to status.
Looking for some guidance?
Whether you’re wondering if you can get a loan or how to manage your debt, our guides are designed to help.
Get a better credit rating
Improving your credit rating makes it easier for you to borrow extra money when you need to. And it may be easier to do than you think.
10 minute readHelp on credit ratings
Take out a loan to help you stay organised with your current debt. It could help you get on top of your borrowing.
5 minute readHelp on debt consolidation
Borrowing options explained
Not sure whether to get an unsecured loan or whether a credit card might be suitable? We’ll break it down and help you find the right option.
10 minute readHelp on borrowing options
Other ways to borrow
If you need a little extra now and again, there may be some alternatives to choose from.