How do I make an overpayment on my mortgage?

Before making an overpayment, please check your mortgage documents to make sure that you’re able to do so. The documents include details of any overpayment limit and early repayment charges you may have to pay.

Paying more than your limit means you may need to pay an early repayment charge. 

If you have a question about making overpayments or early repayment charges, log in to Online Banking and start a chat from your mortgage accounts screen, or call us on 0333 202 7580*. Lines are open 7am to 8pm, Monday to Sunday.

You can make a payment in the app or in Online Banking using a debit card by selecting ‘Make a debit card payment’. If you have a current account with us, you can also use Single Overpayment to make a payment from your other accounts.

In Online Banking, you can also set up a regular overpayment – just tell us the overpayment amount and how long you want to make the regular overpayment amount for.

Important information

We’re experiencing a high number of calls at the moment, which is having a big impact on waiting times.

*To maintain a quality service, we may monitor or record phone calls. Call charges.