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Savings accounts

Your new ISA allowance is here

Use your new 2020/2021 ISA allowance of up to £20,000 and feel good about saving, knowing you won’t pay tax on any interest your ISA makes. Open from £1 or pay in to an existing ISA today.

If you haven’t already, you can register for Online Banking.

If you don't yet bank with us or prefer to talk, give us a call on 0345 744 5445 1 or visit your nearest branch.

From new shoes to new arrivals, there’s always something to save for – and we have a range of savings and investment options for you to choose from.

  • Track and manage your savings online – so you’re always in control
  • Explore our best savings accounts

Coronavirus and your savings

We’re here to support you if you find yourself in financial difficulties as a result of coronavirus so if you need access to your money from your fixed-term deposits, we might be able to help. Read our savings FAQs for details.

How do you want to save?

Whether you're saving for something big or small, or just a rainy day, we have a range of savings and investment options that could be right for you.

Select
  • Savings

    Instant-access savings are ideal if you want to get at your money quickly online, on your mobile, in person or over the phone.

    Savings accounts

    Rate % AER/gross per year2

    £ minimum opening

    Accessing your money

    Everyday Saver

    0.25% (£1 to £49,999)

    0.30% (£50,000 to £10 million)

    From 28 July 2020 interest rate will be

    0.01% (£1 - £10million)

    £1

    Anytime, withdraw if you need to3

    Blue Rewards Saver

    For Barclays Blue Rewards members only

    0.01% in months with one or more withdrawals

    0.50% in months with no withdrawals

    £1

    Occasional, withdraw if you need to (the lower interest rate applies)3

    Instant Cash ISA

    0.10% (£1+)4

    £14

    (£0 for transfers-in)

    Anytime, withdraw if you need to3

    Children’s Instant Saver

    Save for a child under 18

    2.02% AER /2.00% (1 - £10,000)

    0.30% (£10,000+)

    Interest rates are banded. This means that you'll earn 2% interest on the first £10,000 of your balance and 0.30% on the additional balance over £10,000.

    From 28 July 2020 interest rates will be

    1.51% AER /1.50% (£1 - £10,000)

    0.01% (£10,000+)

    Interest rates are banded. This means that you'll earn 1.50% interest on the first £10,000 of your balance and 0.01% on the additional balance over £10,000

    £1

    Anytime, withdraw if you need to3

    Children’s Regular Saver

    Save for a child under 16

    1.51% AER /1.50%

    For months with 1 or more withdrawals

    3.50% AER /3.45%

    For months with no withdrawals

    Save between £5-£100 per month by standing order over a 12 month term

    Occasional, withdraw if you need to (the lower interest rate applies)3

  • Cash ISAs

    An ISA (Individual Savings Account) lets you save money in a tax-efficient way5.

    Our Cash ISAs

    Rate % AER/tax-free per year6

    £ minimum opening

    Accessing your money

    Transferring an existing ISA to us

    Instant Cash ISA

    0.10% (£1+)4

    £14

    (£0 for transfers-in)

     

     

    Anytime, withdraw if you need to3

    Transfer-in an existing ISA in 3 easy steps

    1-Year Flexible Cash ISA

    0.50% 1-year fixed-rate term

    (£1 to £1 million)4

    £14

    (£0 for transfers-in)

    Restricted, up to 3 withdrawals, each one up to 10% of the balance3

    Limited period for transferring-in an existing ISA

    Premier 1-Year Flexible Cash ISA

    Exclusively for Premier customers

    0.60% 1-year fixed-rate term

    (£1 to £1 million)4

    £14

    (£0 for transfers-in)

    Restricted, up to 3 withdrawals free of charge, each one up to 10% of the balance3

    Limited period for transferring-in an existing ISA

    Investment ISA

    Take advantage of tax-efficient investing.

    • Use your 2020/2021 ISA allowance of £20,000
    • Choose from thousands of investment opportunities
    • Don’t pay tax on any money your ISA makes
    • Make the most of Smart Investor, our online investing service that puts you in control

    Investments can fall as well as rise in value. Tax rules can change and their effects on you would depend on your individual circumstances.

  • Bonds

    Put your money away for a fixed rate of return – you’ll know exactly how much interest you’ll earn.

    Our current bonds

    Rate %  gross per year/AER2

    £ minimum opening

    Accessing your money

    1-Year Fixed-rate Bond

    0.45%

    (£500 to £1 million)

    £500

    Restricted, no withdrawals until end of term (1-year)3

    2-Year Flexible Bond

    0.60%

    (£1 to £1 million)

    £1

    Restricted, up to 3 withdrawals, each up to 10% of your initial deposit3

    Premier 2-Year Flexible Bond

    Exclusively for Premier customers

    0.70%

    (£1 to £1 million)

    £1

    Restricted, up to 3 withdrawals, each up to 10% of your initial deposit3

  • Children's savings

    Start saving for their future, from just £1.

    Savings accounts

    Rate % AER/gross per year2

    £ minimum opening

    Accessing your money

    Children’s Instant Saver

    Save for a child under 18

    2.02% AER /2.00% (1 - £10,000)

    0.30% (£10,000+)

    Interest rates are banded. This means that you'll earn 2% interest on the first £10,000 of your balance and 0.30% on the additional balance over £10,000.

    From 28 July 2020 interest rates will be

    1.51% AER /1.50% (£1 - £10,000)

    0.01% (£10,000+)

    Interest rates are banded. This means that you'll earn 1.50% interest on the first £10,000 of your balance and 0.01% on the additional balance over £10,000

    £1

    Anytime, withdraw if you need to3

    Children’s Regular Saver

     

    Save for a child under 16

    1.51% AER /1.50%

    For months with 1 or more withdrawals

     

    3.50% AER /3.45%

    For months with no withdrawals

    Save between £5-£100 per month by standing order over a 12 month term

    Occasional, withdraw if you need (the lower interest rate applies)3

  • Investments

    Are you ready to invest?

    The choice between holding cash in a bank account and investing could have a big impact on your future wealth. Moreover, these two ways of holding and building wealth are very different.

    Learn about why some people save and others invest, to help you decide the option that's right for you.