Your new ISA allowance is here
Use your new 2020/2021 ISA allowance of up to £20,000 and feel good about saving, knowing you won’t pay tax on any interest your ISA makes. Open from £1 or pay in to an existing ISA today.
If you haven’t already, you can register for Online Banking.
If you don't yet bank with us or prefer to talk, give us a call on 0345 744 5445 1 or visit your nearest branch.
We’re here to support you if you find yourself in financial difficulties as a result of coronavirus so if you need access to your money from your fixed-term deposits, we might be able to help. Read our savings FAQs for details.
Whether you're saving for something big or small, or just a rainy day, we have a range of savings and investment options that could be right for you.
Instant-access savings are ideal if you want to get at your money quickly online, on your mobile, in person or over the phone.
|
Savings accounts |
Rate % AER/gross per year2 |
£ minimum opening |
Accessing your money |
|
|---|---|---|---|---|
|
Everyday Saver |
0.25% (£1 to £49,999) 0.30% (£50,000 to £10 million) From 28 July 2020 interest rate will be 0.01% (£1 - £10million) |
£1 |
Anytime, withdraw if you need to3 |
|
|
Blue Rewards Saver For Barclays Blue Rewards members only |
0.10% in months with one or more withdrawals 0.50% in months with no withdrawals From 16 June 2020 interest rates will be 0.01% in months with one or more withdrawals 0.50% in months with no withdrawals |
£1 |
Occasional, withdraw if you need to (the lower interest rate applies)3 |
|
|
Instant Cash ISA |
0.40% (£1 to £29,999)4 0.45% (£30,000 to £99,999)4 0.55% (£100,000+)4 From 16 June 2020 interest rate will be 0.10% (£1+) |
£14 (£0 for transfers-in) |
Anytime, withdraw if you need to3 |
|
|
Children’s Instant Saver Save for a child under 18 |
2.02% AER /2.00% (1 - £10,000) 0.30% (£10,000+) Interest rates are banded. This means that you'll earn 2% interest on the first £10,000 of your balance and 0.30% on the additional balance over £10,000. From 28 July 2020 interest rates will be 1.51% AER /1.50% (£1 - £10,000) 0.01% (£10,000+) Interest rates are banded. This means that you'll earn 1.50% interest on the first £10,000 of your balance and 0.01% on the additional balance over £10,000 |
£1 |
Anytime, withdraw if you need to3 |
|
|
Children’s Regular Saver Save for a child under 16 |
1.51% AER /1.50% For months with 1 or more withdrawals 3.50% AER /3.45% For months with no withdrawals |
Save between £5-£100 per month by standing order over a 12 month term |
Occasional, withdraw if you need to (the lower interest rate applies)3 |
An ISA (Individual Savings Account) lets you save money in a tax-efficient way5.
|
Our Cash ISAs |
Rate % AER/tax-free per year6 |
£ minimum opening |
Accessing your money |
Transferring an existing ISA to us |
|
|---|---|---|---|---|---|
|
Instant Cash ISA |
0.40% (£1 to £29,999)4 0.45% (£30,000 to £99,999)4 0.55% (£100,000+)4 From 16 June 2020 interest rate will be 0.10% (£1+) |
£14 (£0 for transfers-in)
|
Anytime, withdraw if you need to3 |
Transfer-in an existing ISA in 3 easy steps |
|
|
1-Year Flexible Cash ISA |
0.50% 1-year fixed-rate term (£1 to £1 million)4 |
£14 (£0 for transfers-in) |
Restricted, up to 3 withdrawals, each one up to 10% of the balance3 |
Limited period for transferring-in an existing ISA |
|
|
Premier 1-Year Flexible Cash ISA Exclusively for Premier customers |
0.60% 1-year fixed-rate term (£1 to £1 million)4 |
£14 (£0 for transfers-in) |
Restricted, up to 3 withdrawals free of charge, each one up to 10% of the balance3 |
Limited period for transferring-in an existing ISA |
Take advantage of tax-efficient investing.
Investments can fall as well as rise in value. Tax rules can change and their effects on you would depend on your individual circumstances.
Put your money away for a fixed rate of return – you’ll know exactly how much interest you’ll earn.
|
Our current bonds |
Rate % gross per year/AER2 |
£ minimum opening |
Accessing your money |
|
|---|---|---|---|---|
|
1-Year Fixed-rate Bond |
0.45% (£500 to £1 million) |
£500 |
Restricted, no withdrawals until end of term (1-year)3 |
|
|
2-Year Flexible Bond |
0.60% (£1 to £1 million) |
£1 |
Restricted, up to 3 withdrawals, each up to 10% of your initial deposit3 |
|
|
Premier 2-Year Flexible Bond Exclusively for Premier customers |
0.70% (£1 to £1 million) |
£1 |
Restricted, up to 3 withdrawals, each up to 10% of your initial deposit3 |
Start saving for their future, from just £1.
|
Savings accounts |
Rate % AER/gross per year2 |
£ minimum opening |
Accessing your money |
|
|---|---|---|---|---|
|
Children’s Instant Saver Save for a child under 18 |
2.02% AER /2.00% (1 - £10,000) 0.30% (£10,000+) Interest rates are banded. This means that you'll earn 2% interest on the first £10,000 of your balance and 0.30% on the additional balance over £10,000. From 28 July 2020 interest rates will be 1.51% AER /1.50% (£1 - £10,000) 0.01% (£10,000+) Interest rates are banded. This means that you'll earn 1.50% interest on the first £10,000 of your balance and 0.01% on the additional balance over £10,000 |
£1 |
Anytime, withdraw if you need to3 |
|
|
Children’s Regular Saver
Save for a child under 16 |
1.51% AER /1.50% For months with 1 or more withdrawals
3.50% AER /3.45% For months with no withdrawals |
Save between £5-£100 per month by standing order over a 12 month term |
Occasional, withdraw if you need (the lower interest rate applies)3 |
The choice between holding cash in a bank account and investing could have a big impact on your future wealth. Moreover, these two ways of holding and building wealth are very different.
Learn about why some people save and others invest, to help you decide the option that's right for you.