Savings accounts

ISAs, investments and more

From pet projects to grand plans, there’s always something to save for. We’ve a range of accounts to choose from – simply compare them to find the one that’s right for you.

If you haven’t already, you can register for Online Banking.

If you don't yet bank with us or prefer to talk, give us a call on 0345 744 5445¹ or visit your nearest branch.

From new shoes to new arrivals, there’s always something to save for – and we have a range of savings and investment options for you to choose from.

Track and manage your savings online – so you’re always in control
Explore our best savings accounts

How do you want to save?

Whether you're saving for something big or small, or just a rainy day, we have a range of savings and investment options that could be right for you.

Tax free ISAs Tax free ISAs
Instant access Instant access
Fixed-term bonds Fixed Term Bonds
Children's savings Children's savings
Investments Investments

Select

Tax free ISAs

An ISA (Individual Savings Account) lets you save money in a tax-efficient way².

Our Cash ISAs	Rate % AER/tax-free per year³	£ minimum opening	Accessing your money	Transferring an existing ISA to us
Instant Cash ISA	0.60% (£1 to £29,999)⁴ 0.65% (£30,000 to £99,000)⁴ 0.75% (£100,000+)⁴	£1⁴ (£0 for transfers-in)	Instant access to your money⁵	Transfer-in an existing ISA in 3 easy steps	ISA details Apply online
1-Year Flexible Cash ISA	1.00% 1-year fixed-rate term (£1 to £1 million)²	£1² (£0 for transfers-in)	Up to 3 withdrawals free of charge, each one up to 10% of the balance	Limited period for transferring-in an existing ISA	ISA details Apply online
3-Year Flexible Cash ISA	1.50% 3-year fixed-rate term (£1 to £1 million)²	£1² (£0 for transfers-in)	Up to 3 withdrawals free of charge, each one up to 10% of the balance	Limited period for transferring-in an existing ISA	ISA details Apply online
Premier 1-Year Flexible Cash ISA Exclusively for Premier customers	1.30% 1-year fixed-rate term (£1 to £1 million)²	£1² (£0 for transfers-in)	Up to 3 withdrawals free of charge, each one up to 10% of the balance	Limited period for transferring-in an existing ISA	ISA details Find a branch
Premier 3-Year Flexible Cash ISA Exclusively for Premier customers	1.80% 3-year fixed-rate term (£1 to £1 million)²	£1² (£0 for transfers-in)	Up to 3 withdrawals free of charge, each one up to 10% of the balance	Limited period for transferring-in an existing ISA	ISA details Find a branch
Help to Buy: ISA For first-time buyers only	2.58% AER/ 2.55% variable	Save up to £1,200⁴ in the first calendar month, and up to £200 each calendar month afterwards	Instant access to your money⁵	Receive a 25% government bonus on your savings	ISA details Apply online

Instant access

Instant-access savings are ideal if you want to get at your money quickly online, on your mobile, in person or over the phone.

Instant-access savings	Rate % AER/gross per year⁶	£ minimum opening	Accessing your money
Everyday Saver	0.25% (£1 to £49,999) 0.30% (£50,000 to £10 million)	£1	Instant access to your money⁵	View account Apply online
Instant Cash ISA	0.60% (£1 to £29,999)⁴ 0.65% (£30,000 to £99,000)⁴ 0.75% (£100,000+)⁴	£1⁴ (£0 for transfers-in)	Instant access to your money⁵	View account Apply online
Children’s Instant Saver Save for a child under 18	1.87% AER/1.85%	£1	Instant access to your money⁵	View account
Children’s Regular Saver Save for a child under 16	1.51% AER /1.50% For months with 1 or more withdrawals 3.50% AER /3.45% For months with no withdrawals	Save between £5-£100 per month by standing order over a 12 month term	Instant access to your money⁵	View account

Fixed-term bonds

Put your money away for a fixed rate of return – you’ll know exactly how much interest you’ll earn.

Fixed-term bonds
Our current bonds	Rate % gross per year/AER⁷	£ minimum opening	Accessing your money
1-Year Fixed-rate Bond	0.80% (£500 to £1 million)	£500	1-year fixed term No withdrawals	View account Apply online
2-Year Flexible Bond	1.00% (£1 to £1 million)	£1	2-year fixed term Up to 3 withdrawals, each one up to 10% of your initial deposit⁸	View account Apply online
Premier 2-Year Flexible Bond Exclusively for Premier customers	1.20% (£1 to £1 million)	£1	2-year fixed term Up to 3 withdrawals, each one up to 10% of your initial deposit⁸	View account

Children's savings

Start saving for their future, from just £1.

Instant-access savings	Rate % AER/gross per year⁶	£ minimum opening	Accessing your money
Children’s Instant Saver Save for a child under 18	1.87% AER/1.85%	£1	Instant access to your money⁵	View account
Children’s Regular Saver Save for a child under 16	1.51% AER /1.50% For months with 1 or more withdrawals 3.50% AER /3.45% For months with no withdrawals	Save between £5-£100 per month by standing order over a 12 month term	Instant access to your money⁵	View account

Investments

Smart Investor

If you’re looking for something more than saving, Smart Investor could be what you need. It’s our new online investment service that puts you in control and makes investing easy.

Packed with investment insights, ideas and strategies, it offers you access to thousands of investment opportunities, and with tools to help you choose them.

Investments can fall as well as rise in value. If you’re not sure about investing, seek independent advice.

Explore Smart Investor

Important information

Lines are open Monday to Friday 8am to 9pm, Saturday 9am to 9:30pm and Sunday 8am to 9pm. To maintain a quality service, we may monitor or record calls. Call charges.
For cash ISAs, applicants must be resident in the UK for tax purposes. ISA rules may change. In order to subscribe to a cash ISA, you can’t have subscribed to another cash ISA or used your total annual ISA allowance in any combination of permitted ISAs during the same tax year.
‘Tax-free’ indicates that interest is exempt from UK income tax provided all ISA conditions are met. The level and basis of tax can change and the value of tax relief depends on your personal circumstances. ‘AER’ (Annual Equivalent Rate) illustrates what the interest rate would be if interest was paid and compounded once each year.
Your ISA allowance for the 2019/2020 tax year is £20,000. Annual allowances are subject to review and the government’s favourable treatment of ISAs may change.
Online, mobile and telephone banking are only available to Barclays current account holders who are registered for these services.
‘Gross’ is the rate payable without tax taken off. AER (Annual Equivalent Rate) illustrates what the interest rate would be if interest was paid and compounded once each year. The interest rate on Children’s Instant Saver - Issue 1 will never fall below 1.50% gross pa (1.51% AER).
‘Gross’ is the rate payable without tax taken off. ‘AER’ (Annual Equivalent Rate) illustrates what the interest rate would be if interest was paid and compounded once each year.
Rates are fixed for the term of the bond, but the amount of interest you receive will depend on the number and value of the withdrawals you make. If your Flexible Bond has tiered interest rates, then withdrawals may take you into a lower tier.

Savings accounts

How do you want to save?

Investment ISA

Smart Investor

Important information