Your new ISA allowance is here
Use your new 2020/2021 ISA allowance of up to £20,000 and feel good about saving, knowing you won’t pay tax on any interest your ISA makes. Open from £1 or pay in to an existing ISA today.
If you haven’t already, you can register for Online Banking.
If you don't yet bank with us or prefer to talk, give us a call on 0345 744 5445 1 or visit your nearest branch.
We’re here to support you if you find yourself in financial difficulties as a result of coronavirus so if you need access to your money from your fixed-term deposits, we might be able to help. Read our savings FAQs for details.
Whether you're saving for something big or small, or just a rainy day, we have a range of savings and investment options that could be right for you.
Instant-access savings are ideal if you want to get at your money quickly online, on your mobile, in person or over the phone.
|
Savings accounts |
Rate % AER/gross per year2 |
£ minimum opening |
Accessing your money |
|
|---|---|---|---|---|
|
Everyday Saver |
0.01% (£1 - £10million) |
£1 |
Anytime, withdraw if you need to3 |
|
|
Blue Rewards Saver For Barclays Blue Rewards members only |
0.01% in months with one or more withdrawals 0.50% in months with no withdrawals From 2 November 2020 interest rates will be 0.15% in months with no withdrawals |
£1 |
Occasional, withdraw if you need to (the lower interest rate applies)3 |
|
|
Instant Cash ISA |
|
£14 (£0 for transfers-in) |
Anytime, withdraw if you need to3 |
|
|
Children’s Instant Saver Save for a child under 18 |
1.51% AER /1.50% (£1 - £10,000) 0.01% (£10,000+) Interest rates are banded. This means that you'll earn 1.50% interest on the first £10,000 of your balance and 0.01% on the additional balance over £10,000 |
£1 |
Anytime, withdraw if you need to3 |
|
|
Children’s Regular Saver Save for a child under 16 |
1.51% AER /1.50% For months with 1 or more withdrawals 3.50% AER /3.45% For months with no withdrawals |
Save between £5-£100 per month by standing order over a 12 month term |
Occasional, withdraw if you need to (the lower interest rate applies)3 |
|
An ISA (Individual Savings Account) lets you save money in a tax-efficient way5.
|
Our Cash ISAs |
Rate % AER/tax-free per year6 |
£ minimum opening |
Accessing your money |
Transferring an existing ISA to us |
|
|---|---|---|---|---|---|
|
Instant Cash ISA |
0.10% (£1+)4 From 2 November 2020 interest rates will be 0.02% (£1 - £29,999)4 0.05% (£30,000+)4 |
£14 (£0 for transfers-in)
|
Anytime, withdraw if you need to3 |
Transfer-in an existing ISA in 3 easy steps |
|
|
2-Year Flexible Cash ISA |
0.40% 2-year fixed-rate term (£1 to £1 million)4 |
£14 (£0 for transfers-in) |
Restricted, up to 3 withdrawals free of charge, each one up to 10% of the balance3 |
Limited period for transferring-in an existing ISA |
|
|
Premier 2-Year Flexible Cash ISA Exclusively for Premier customers |
0.45% 2-year fixed-rate term (£1 to £1 million)4 |
£14 (£0 for transfers-in) |
Restricted, up to 3 withdrawals free of charge, each one up to 10% of the balance3 |
Limited period for transferring-in an existing ISA |
|
|
Wealth 2-Year Flexible Cash ISA Exclusively for Wealth Management clients |
0.45% 2-year fixed-rate term (£1 to £1 million)4 |
£14 (£0 for transfers-in) |
Restricted, up to 3 withdrawals free of charge, each one up to 10% of the balance3 |
Limited period for transferring-in an existing ISA |
|
Take advantage of tax-efficient investing.
Investments can fall as well as rise in value. Tax rules can change and their effects on you would depend on your individual circumstances.
Put your money away for a fixed rate of return – you’ll know exactly how much interest you’ll earn.
|
Our current bonds |
Rate % gross per year/AER2 |
£ minimum opening |
Accessing your money |
|
|---|---|---|---|---|
|
1-Year Fixed-rate Bond |
0.30% (£500 to £1 million) |
£500 |
Restricted, no withdrawals until end of term (1-year)3 |
|
|
2-Year Flexible Bond |
0.40% (£1 to £1 million) |
£1 |
Restricted, up to 3 withdrawals, each up to 10% of your initial deposit3 |
|
|
Premier 2-Year Flexible Bond Exclusively for Premier customers |
0.45% (£1 to £1 million) |
£1 |
Restricted, up to 3 withdrawals, each up to 10% of your initial deposit3 |
|
|
Wealth 2-Year Flexible Bond Exclusively for Wealth Management clients |
0.45% (£1 to £1 million) |
£1 |
Restricted, up to 3 withdrawals, each up to 10% of your initial deposit3 |
|
Start saving for their future, from just £1.
|
Savings accounts |
Rate % AER/gross per year2 |
£ minimum opening |
Accessing your money |
|
|---|---|---|---|---|
|
Children’s Instant Saver Save for a child under 18 |
1.51% AER /1.50% (£1 - £10,000) 0.01% (£10,000+) Interest rates are banded. This means that you'll earn 1.50% interest on the first £10,000 of your balance and 0.01% on the additional balance over £10,000 |
£1 |
Anytime, withdraw if you need to3 |
|
|
Children’s Regular Saver
Save for a child under 16 |
1.51% AER /1.50% For months with 1 or more withdrawals
3.50% AER /3.45% For months with no withdrawals |
Save between £5-£100 per month by standing order over a 12 month term |
Occasional, withdraw if you need (the lower interest rate applies)3 |
|
Always remember that investments can fall in value. You may get back less than you invest.
If you have at least £5,000 to invest but want our experts to manage the investments for you, you might want to consider using our Plan & Invest service.
To choose and manage your own investments from a range of funds, shares, ETFs and bonds, get started today by simply opening up an Investment (Stocks & Shares) ISA, Investment Account or SIPP Account with Smart Investor.