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Savings accounts

Take your savings to new heights

Help your savings take off – with our range of accounts, you can start today with as little as £1.

If you haven’t already, you can register for Online Banking.

If you don't yet bank with us or prefer to talk, give us a call on 0345 744 5445 1 or visit your nearest branch.

From new shoes to new arrivals, there’s always something to save for – and we have a range of savings and investment options for you to choose from.

  • Track and manage your savings online – so you’re always in control
  • Explore our best savings accounts

How do you want to save?

Whether you're saving for something big or small, or just a rainy day, we have a range of savings and investment options that could be right for you.

Select
  • Instant access

    Instant-access savings are ideal if you want to get at your money quickly online, on your mobile, in person or over the phone.

    Instant-access savings

    Rate % AER/gross per year2

    £ minimum opening

    Accessing your money

    Everyday Saver

    0.25% (£1 to £49,999)

    0.30% (£50,000 to £10 million)

    £1

    Instant access to your money3

    Blue Rewards Saver


    For Barclays Blue Rewards members only

    0.10% AER/0.10%

    In months with one or more withdrawals

    0.50% AER/0.50%

    In months with no withdrawals

    £1

    Instant access to your money3

    Instant Cash ISA

    0.40% (£1 to £29,999)4

    0.45% (£30,000 to £99,999)4

    0.55% (£100,000+)4

    £14

    (£0 for transfers-in)

     

     

    Instant access to your money3

    Children’s Instant Saver

    Save for a child under 18

    2.02% AER /2.00% (1 - £10,000)

    0.30% (£10,000+)
    Interest rates are banded. This means that you'll earn 2% interest on the first £10,000 of your balance and 0.30% on the additional balance over £10,000.

    £1

    Instant access to your money3

    Children’s Regular Saver

     

    Save for a child under 16

    1.51% AER /1.50%

    For months with 1 or more withdrawals

     

    3.50% AER /3.45%

    For months with no withdrawals

    Save between £5-£100 per month by standing order over a 12 month term

    Instant access to your money3

  • Tax free ISAs

    An ISA (Individual Savings Account) lets you save money in a tax-efficient way5.

    Our Cash ISAs

    Rate %  AER/tax-free per year6

    £ minimum opening

    Accessing your money

    Transferring an existing ISA to us

    Instant Cash ISA

    0.40% (£1 to £29,999)4

    0.45% (£30,000 to £99,999)4

    0.55% (£100,000+)4

    £14

    (£0 for transfers-in)

     

     

    Instant access to your money3

    Transfer-in an existing ISA in 3 easy steps

    1-Year Flexible Cash ISA

    0.75% 1-year fixed-rate term

    (£1 to £1 million)2

    £12

    (£0 for transfers-in)

    Up to 3 withdrawals free of charge, each one up to 10% of the balance

    Limited period for transferring-in an existing ISA

    Premier 1-Year Flexible Cash ISA

     

    Exclusively for Premier customers

    0.85% 1-year fixed-rate term

    (£1 to £1 million)2

    £12

    (£0 for transfers-in)

    Up to 3 withdrawals free of charge, each one up to 10% of the balance

    Limited period for transferring-in an existing ISA

    Help to Buy: ISA

     

    For first-time buyers only 

    2.58% AER/ 2.55% variable 

    Save up to £1,2004 in the first calendar month, and up to £200 each calendar month afterwards

    Instant access to your money3

    Receive a 25% government bonus on your savings

    *

    Investment ISA

    Take advantage of tax-efficient investing.

    • Use your 2019/20 ISA allowance of £20,000
    • Choose from thousands of investment opportunities
    • Don’t pay tax on any money your ISA makes
    • Make the most of Smart Investor, our online investing service that puts you in control.

    Investments can fall as well as rise in value. Tax rules can change and their effects on you would depend on your individual circumstances.

  • Fixed-term bonds

    Put your money away for a fixed rate of return – you’ll know exactly how much interest you’ll earn.

    Fixed-term bonds

    Our current bonds

    Rate %  gross per year/AER7

    £ minimum opening

    Accessing your money

    1-Year Fixed-rate Bond

    0.65%

    (£500 to £1 million)

    £500

    1-year fixed term

     

    No withdrawals

    18 Month Flexible Bond

    0.75%

    (£1 to £1 million)

    £1

    18 Month fixed term

     

    Up to 3 withdrawals, each one up to 10% of your initial deposit8

    Premier 18 Month Flexible Bond

     

    Exclusively for Premier customers 

    0.85%

    (£1 to £1 million)

    £1

    18 Month fixed term

     

    Up to 3 withdrawals, each one up to 10% of your initial deposit8

  • Children's savings

    Start saving for their future, from just £1.

    Instant-access savings

    Rate % AER/gross per year2

    £ minimum opening

    Accessing your money

    Children’s Instant Saver

    Save for a child under 18

    2.02% AER /2.00% (1 - £10,000)

    0.30% (£10,000+)
    Interest rates are banded. This means that you'll earn 2% interest on the first £10,000 of your balance and 0.30% on the additional balance over £10,000.

    £1

    Instant access to your money3

    Children’s Regular Saver

     

    Save for a child under 16

    1.51% AER /1.50%

    For months with 1 or more withdrawals

     

    3.50% AER /3.45%

    For months with no withdrawals

    Save between £5-£100 per month by standing order over a 12 month term

    Instant access to your money3

  • Investments
    *

    Are you ready to invest?

    The choice between holding cash in a bank account and investing could have a big impact on your future wealth. Moreover, these two ways of holding and building wealth are very different.

    Learn about why some people save and others invest, to help you decide the option that's right for you.