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Savings accounts

ISAs, investments and more

From pet projects to grand plans, there’s always something to save for. We’ve a range of accounts to choose from – simply compare them to find the one that’s right for you.

If you haven’t already, you can register for Online Banking.

If you don't yet bank with us or prefer to talk, give us a call on 0345 744 54451 or visit your nearest branch.

From new shoes to new arrivals, there’s always something to save for – and we have a range of savings and investment options for you to choose from.

  • Track and manage your savings online – so you’re always in control
  • Explore our best savings accounts

How do you want to save?

Whether you're saving for something big or small, or just a rainy day, we have a range of savings and investment options that could be right for you.

Select
  • Instant access

    Instant-access savings are ideal if you want to get at your money quickly online, on your mobile, in person or over the phone.

    Instant-access savings

    Rate % AER/gross per year2

    £ minimum opening

    Accessing your money

    Everyday Saver

    0.20% (£1 to £49,999)

    0.25% (£50,000 to £10 million)

    £1

    Instant access to your money3

    Instant Cash ISA

    0.55%

    (£1 to £29,999)4

     

     

    0.65%

    (£30,000 to £99,000)4

     

    0.75%

    (£100,000+)4

    £14

    (£0 for transfers-in)

     

     

    Instant access to your money3

    Children’s Instant Saver

     

    Save for a child under 18

    1.76% AER/1.75%

    £1

    Instant access to your money3

    Children’s Regular Saver

     

    Save for a child under 16

    1.51% AER /1.50%

    For months with 1 or more withdrawals

     

    3.50% AER /3.45%

    For months with no withdrawals

    Save between £5-£100 per month by standing order over a 12 month term

    Instant access to your money3

  • Tax free ISAs

    An ISA (Individual Savings Account) lets you save money in a tax-efficient way5.

    Our Cash ISAs

    Rate %  AER/tax-free per year6

    £ minimum opening

    Accessing your money

    Transferring an existing ISA to us

    Instant Cash ISA

    0.55%

    (£1 to £29,999)4

     

     

    0.65%

    (£30,000 to £99,000)4

     

    0.75%

    (£100,000+)4

    £14

    (£0 for transfers-in)

     

     

    Instant access to your money3

    Transfer-in an existing ISA in 3 easy steps

    2-Year Flexible Cash ISA

    1.25% 2-year fixed-rate term

    (£1 to £1 million)4

    £14

    (£0 for transfers-in)

    Up to 3 withdrawals free of charge, each one up to 10% of the balance

    Limited period for transferring-in an existing ISA

    2-Year Premier Flexible Cash ISA

     

    Exclusively for Premier customers 

    1.40% 2-year fixed-rate term

    (£1 to £1 million)4

    £14

    (£0 for transfers-in)

    Up to 3 withdrawals free of charge, each one up to 10% of the balance

    Limited period for transferring-in an existing ISA

    Help to Buy: ISA

     

    For first-time buyers only 

    2.53% AER/ 2.50% variable 

    Save up to £1,2004 in the first calendar month, and up to £200 each calendar month afterwards

    Instant access to your money3

    Receive a 25% government bonus on your savings

    Investment ISA

    Enjoy an ISA way to invest

    • Invest up to £20,000 this tax year
    • Put your money to work with access to thousands of investment opportunities
    • Protect your returns from income tax, tax on dividends and Capital Gains Tax
    • Make the most of Smart Investor, our new online investing service that puts you in control

    Investments can fall as well as rise in value. Tax rules can change. Individual effects vary.

  • Fixed-term bonds

    Put your money away for a fixed rate of return – you’ll know exactly how much interest you’ll earn.

    Our current bonds

    Rate %  gross per year/AER7

    £ minimum opening

    Accessing your money

    3-Year Flexible Bond

    Monthly 1.60%/1.60%

    Annual/End of term 1.60%/1.60%

    (£1 to £1m)

    £1

    3-year fixed term

     

    Up to 3 withdrawals, each one up to 10% of your initial deposit8

    2-Year Flexible Bond

    1.25%

    (£1 to £1 million)

    £1

    2-year fixed term

     

    Up to 3 withdrawals, each one up to 10% of your initial deposit8

    1-Year Fixed-rate Bond

    0.90%

    (£500 to £1 million)

    £500

    1-year fixed term

     

    No withdrawals

    3-Year Premier Flexible Bond 

     

    Exclusively for Premier customers

    Monthly 1.80%/1.80%

    Annual/End of term 1.80%/1.80%

    (£1 to £1m)

    £1

    3-year fixed term

     

    Up to 3 withdrawals, each one up to 10% of your initial deposit8

    2-Year Premier Flexible Bond

     

    Exclusively for Premier customers 

    1.40%

    (£1 to £1 million)

    £1

    2-year fixed term

     

    Up to 3 withdrawals, each one up to 10% of your initial deposit8

  • Children's savings

    Start saving for their future, from just £1.

    Instant-access savings

    Rate % AER/gross per year2

    £ minimum opening

    Accessing your money

    Children’s Instant Saver

     

    Save for a child under 18

    1.76% AER/1.75%

    £1

    Instant access to your money3

    Children’s Regular Saver

     

    Save for a child under 16

    1.51% AER /1.50%

    For months with 1 or more withdrawals

     

    3.50% AER /3.45%

    For months with no withdrawals

    Save between £5-£100 per month by standing order over a 12 month term

    Instant access to your money3

  • Investments

    Smart Investor

    If you’re looking for something more than saving, Smart Investor could be what you need. It’s our new online investment service that puts you in control and makes investing easy.

    Packed with investment insights, ideas and strategies, it offers you access to thousands of investment opportunities, and with tools to help you choose them.

    Investments can fall as well as rise in value. If you’re not sure about investing, seek independent advice.