Coronavirus support
We’re here to support you if you find yourself in financial difficulty due to COVID-19. If you need access to your money from your fixed-term deposits, please get in touch to see if we can help you.
Savings accounts
It’s time to top up
Use your 2019/20 ISA allowance of up to £20,000 by 5 April and feel good about saving, knowing you won’t pay tax on any interest your ISA makes. Open from £1 or pay in to an existing ISA today.
If you haven’t already, you can register for Online Banking.
If you don't yet bank with us or prefer to talk, give us a call on 0345 744 5445 1 or visit your nearest branch.
From new shoes to new arrivals, there’s always something to save for – and we have a range of savings and investment options for you to choose from.
- Track and manage your savings online – so you’re always in control
- Explore our best savings accounts
How do you want to save?
Whether you're saving for something big or small, or just a rainy day, we have a range of savings and investment options that could be right for you.
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Savings
Instant-access savings are ideal if you want to get at your money quickly online, on your mobile, in person or over the phone.
Savings accounts
Rate % AER/gross per year2
£ minimum opening
Accessing your money
Everyday Saver
0.25% (£1 to £49,999)
0.30% (£50,000 to £10 million)
From 28 July 2020 interest rate will be
0.01% (£1 - £10million)
£1
Anytime, withdraw if you need to3
Blue Rewards Saver
For Barclays Blue Rewards members only
0.10% in months with one or more withdrawals
0.50% in months with no withdrawals
From 16 June 2020 interest rates will be
0.01% in months with one or more withdrawals
0.50% in months with no withdrawals
£1
Occasional, withdraw if you need to (the lower interest rate applies)3
Instant Cash ISA
0.40% (£1 to £29,999)4
0.45% (£30,000 to £99,999)4
0.55% (£100,000+)4
From 16 June 2020 interest rate will be
0.10% (£1+)
£14
(£0 for transfers-in)
Anytime, withdraw if you need to3
Children’s Instant Saver
Save for a child under 18
2.02% AER /2.00% (1 - £10,000)
0.30% (£10,000+)
Interest rates are banded. This means that you'll earn 2% interest on the first £10,000 of your balance and 0.30% on the additional balance over £10,000.
From 28 July 2020 interest rates will be
1.51% AER /1.50% (£1 - £10,000)
0.01% (£10,000+)
Interest rates are banded. This means that you'll earn 1.50% interest on the first £10,000 of your balance and 0.01% on the additional balance over £10,000
£1
Anytime, withdraw if you need to3
Children’s Regular Saver
Save for a child under 16
1.51% AER /1.50%
For months with 1 or more withdrawals
3.50% AER /3.45%
For months with no withdrawals
Save between £5-£100 per month by standing order over a 12 month term
Occasional, withdraw if you need to (the lower interest rate applies)3
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Cash ISAs
An ISA (Individual Savings Account) lets you save money in a tax-efficient way5.
Our Cash ISAs
Rate % AER/tax-free per year6
£ minimum opening
Accessing your money
Transferring an existing ISA to us
Instant Cash ISA
0.40% (£1 to £29,999)4
0.45% (£30,000 to £99,999)4
0.55% (£100,000+)4
From 16 June 2020 interest rate will be
0.10% (£1+)
£14
(£0 for transfers-in)
Anytime, withdraw if you need to3
Transfer-in an existing ISA in 3 easy steps
1-Year Flexible Cash ISA
1.00% 1-year fixed-rate term
(£1 to £1 million)4
£14
(£0 for transfers-in)
Restricted, up to 3 withdrawals, each one up to 10% of the balance3
Limited period for transferring-in an existing ISA
Premier 1-Year Flexible Cash ISA
Exclusively for Premier customers
1.20% 1-year fixed-rate term
(£1 to £1 million)4
£14
(£0 for transfers-in)
Restricted, up to 3 withdrawals free of charge, each one up to 10% of the balance3
Limited period for transferring-in an existing ISA
Investment ISA
Take advantage of tax-efficient investing.
- Use your 2019/20 ISA allowance of £20,000
- Choose from thousands of investment opportunities
- Don’t pay tax on any money your ISA makes
- Make the most of Smart Investor, our online investing service that puts you in control.
Investments can fall as well as rise in value. Tax rules can change and their effects on you would depend on your individual circumstances.
- Use your 2019/20 ISA allowance of £20,000
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Bonds
Put your money away for a fixed rate of return – you’ll know exactly how much interest you’ll earn.
Bonds Our current bonds
Rate % gross per year/AER2
£ minimum opening
Accessing your money
1-Year Fixed-rate Bond
0.70%
(£500 to £1 million)
£500
Restricted, no withdrawals until end of term (1-year)3
2-Year Flexible Bond
0.80%
(£1 to £1 million)
£1
Restricted, up to 3 withdrawals, each up to 10% of your initial deposit3
Premier 2-Year Flexible Bond
Exclusively for Premier customers
1.00%
(£1 to £1 million)
£1
Restricted, up to 3 withdrawals, each up to 10% of your initial deposit3
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Children's savings
Start saving for their future, from just £1.
Savings accounts
Rate % AER/gross per year2
£ minimum opening
Accessing your money
Children’s Instant Saver
Save for a child under 18
2.02% AER /2.00% (1 - £10,000)
0.30% (£10,000+)
Interest rates are banded. This means that you'll earn 2% interest on the first £10,000 of your balance and 0.30% on the additional balance over £10,000.
From 28 July 2020 interest rates will be
1.51% AER /1.50% (£1 - £10,000)
0.01% (£10,000+)
Interest rates are banded. This means that you'll earn 1.50% interest on the first £10,000 of your balance and 0.01% on the additional balance over £10,000
£1
Anytime, withdraw if you need to3
Children’s Regular Saver
Save for a child under 16
1.51% AER /1.50%
For months with 1 or more withdrawals
3.50% AER /3.45%
For months with no withdrawals
Save between £5-£100 per month by standing order over a 12 month term
Occasional, withdraw if you need (the lower interest rate applies)3
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Investments
Are you ready to invest?
The choice between holding cash in a bank account and investing could have a big impact on your future wealth. Moreover, these two ways of holding and building wealth are very different.
Learn about why some people save and others invest, to help you decide the option that's right for you.
