Coronavirus and your Barclaycard
If your income has been affected by coronavirus and you’re looking for support with your Barclaycard, read our Barclaycard FAQs to find out how we can help.
Credit cards
Choice is the key to finding the right credit card
Follow the steps below to apply online, or visit the home of Barclaycard to see what we offer.
Check to see if you’re eligible
Before you apply, find out how likely you are to be accepted for a Barclaycard with our free, easy-to-use tool. Just so you know – your credit rating won’t be affected, and you’re not obliged to apply for a card afterwards.
Balance transfer credit cards
If you’re paying interest on credit or store cards, you could consolidate what you owe with one of our balance transfer cards.
Purchase offer credit cards
Our purchase cards let you make purchases without paying any interest on the balance for a certain period. This means you can buy today, and spread the cost over time.
Reward credit cards
You could pocket cashback with our Rewards card on your everyday spending. 22.9% APR Representative (variable).
Credit building credit cards
If you’re looking to improve your credit score or start building one from scratch, our cards could help.
Compare our credit cards
Whether you’re new to credit, want to manage your money better or you’re looking for rewards, we’ve got a range of cards that could help.
Barclaycard Rewards card
- 0.25% cashback on your everyday spending
- No fees abroad – you’ll be able to withdraw cash from a cash machine, buy your souvenirs without any charges and benefit from Visa’s competitive exchange rate
Representative example
Representative 22.9% (variable)
Purchase rate p.a. 22.9% (variable)
Based on credit limit of £1,200
If you apply for a Barclaycard, we’ll show you more information about how to get the most from your offer. The approval of your application depends on financial circumstances and borrowing history, so do the terms you may be offered. The interest rates may differ from those shown.
Barclaycard Forward
- A personalised credit limit between £50 and £1,200
- 0% interest on purchases, for three months after you open your account
- Price promise – 3% interest rate reduction if you make all your payments on time for the first year. Keep it going in the second year and you’ll get another 2% reduction
- £5 cashback every three months for one year from the date you open your account – provided you make at least your minimum payments on time and don’t go over your credit limit. Offer ends 1 April 2021. T&Cs apply
Representative example
Representative 33.9% (variable)
Purchase rate p.a. 33.9% (variable)
Based on credit limit of £1,200
If you apply for a Barclaycard, we’ll show you more information about how to get the most from your offer. The approval of your application depends on your financial circumstances and borrowing history, so do the terms you may be offered.
Barclaycard up to 18 month balance transfer and up to 20 month purchase Platinum card (a transfer fee applies)
- 0% interest on purchases, for up to 20 months after you open your account
- 0% interest on balance transfers for up to 18 months, which starts on the date you open your account (a 2.9% fee applies). You’ll need to make your transfers within the first 60 days to enjoy the 0% offer
Representative example
Representative 21.9% (variable)
Purchase rate p.a. 21.9% (variable)
Based on credit limit of £1,200
If you apply for a Barclaycard, we’ll show you more information about how to get the most from your offer. The approval of your application depends on financial circumstances and borrowing history, so do the terms you may be offered. The balance transfer period and interest rates may differ from those shown.
Barclaycard Platinum up to 21 month balance transfer card (a transfer fee applies)
- £30 cashback when you transfer a balance of £2,500 or more within 60 days of opening your account. Offer ends 29 March 2021. T&Cs apply
- 0% interest on balance transfers for up to 21 months, which starts on the date you open your account (a 0.9% fee applies). You’ll need to make your transfers within the first 60 days to enjoy the 0% offer
- 0% interest on purchases for up to 6 months from the date you open your account
Representative example
Representative 21.9% (variable)
Purchase rate p.a. 21.9% (variable)
Based on credit limit of £1,200
If you apply for a Barclaycard, we’ll show you more information about how to get the most from your offer. The approval of your application depends on financial circumstances and borrowing history, so do the terms you may be offered. The balance transfer period and interest rates may differ from those shown.
More value with our Barclays app
Use our app when you get your new credit card and enjoy these benefits
You must have a Barclays or Barclaycard account, have a mobile number and be aged 16 or over to use the Barclays app. Terms and conditions apply.
Jargon buster
APR
The Annual Percentage Rate (APR) is a rate that shows you how much you’ll pay back in interest over a year. The APR figure includes any annual fee you have to pay for taking out the card.
Balance transfer
You could transfer some or all of the money you owe other lenders onto one credit card – this could be easier to manage and help save on interest.
Credit rating
It’s a score of how eligible you might be to borrow money – it’s calculated based on the information in your credit report, such as how well you’ve made repayments in the past.