Balance-transfer credit cards
If you’re paying interest on credit or store cards, consolidate what you owe with one of our balance-transfer cards.
Credit cards
Our choice of cards for you
Whether you want to start a new project, build up your credit score or consolidate your borrowing, there could be a Barclaycard to suit you.
Purchase-offer credit cards
Whether you’re buying big-ticket items or want to smooth out your cashflow, a purchase-offer credit card lets you buy today and spread the cost over time.
Reward credit cards
Pocket cashback every time you spend with our Platinum cashback plus card. Plus – you’ll get extra benefits when you’re abroad, too.
Credit-building credit cards
Want to improve your credit score or start building one from scratch? These cards could help you get set for a credit-worthy financial future.
Check to see if you’re eligible
Before you apply, find out how likely you are to be accepted with our free, easy-to-use tool.
Compare our credit cards
From interest-free balance transfers to cashback and rewards, compare our credit cards to find the one that’s right for you.
Barclaycard Platinum 29-month balance-transfer card
You could enjoy
- 0% interest on purchases, for 6 months after you open your account
- 0% interest on balance transfers for 29 months (a 1.99% fee applies). You’ll need to make your transfers within the first 60 days to enjoy the 0% offer
Representative example
Representative APR – 19.9% APR (variable)
Purchase rate pa – 19.9% pa (variable)
Assumed credit limit £1,200
You may be offered a different credit limit, representative APR, purchase rate or promotional Balance Transfer period to any shown here as it depends on your individual circumstances. Subject to status.
Barclaycard Forward
You could enjoy
- 0% interest on purchases, for 3 months after you open your account
- A credit limit of £150, up to £1,200 (subject to status)
- Free, ongoing access to your Experian Credit Score (conditions apply)
Representative example
Representative APR – 34.9% APR (variable)
Purchase rate pa – 34.9% pa (variable)
Assumed credit limit £1,200
You may be offered a different credit limit, representative APR, purchase rate or promotional Balance Transfer period to any shown here as it depends on your individual circumstances. Subject to status.
Barclaycard Platinum no-fee 20-month balance-transfer card
You could enjoy
- 0% interest on purchases, for 6 months after you open your account
- 0% interest on balance transfers for 20 months (a 0% fee applies). You’ll need to make your transfers within the first 60 days to enjoy the 0% offer
Representative example
Representative APR – 19.9% APR (variable)
Purchase rate pa – 19.9% pa (variable)
Assumed credit limit £1,200
You may be offered a different credit limit, representative APR, purchase rate or promotional Balance Transfer period to any shown here as it depends on your individual circumstances. Subject to status.
Barclaycard Platinum 18-month purchase and balance-transfer card
You could enjoy
- 0% interest on purchases, for 18 months after you open your account
- 0% interest on balance transfers for 18 months (a 2.7% fee applies). You’ll need to make your transfers within the first 60 days to enjoy the 0% offer
Representative example
Representative APR – 19.9% APR (variable)
Purchase rate pa – 19.9% pa (variable)
Assumed credit limit £1,200
You may be offered a different credit limit, representative APR, purchase rate or promotional Balance Transfer period to any shown here as it depends on your individual circumstances. Subject to status.
Barclaycard Platinum 18-month balance-transfer card
You could enjoy
- 0% interest on purchases, for 3 months after you open your account
- 0% interest on balance transfers for 18 months (a 2.99% fee applies). You’ll need to make your transfers within the first 60 days to enjoy the 0% offer
Representative example
Representative APR – 24.9% APR (variable)
Purchase rate pa – 24.9% pa (variable)
Assumed credit limit £1,200
You may be offered a different credit limit, representative APR, purchase rate or promotional Balance Transfer period to any shown here as it depends on your individual circumstances. Subject to status.
Barclaycard Platinum cashback plus card
You could enjoy
- 0.25% cashback on everything you spend until 31 August 2023
- £15 back when you spend £1500 in the first 3 months of opening your account
- No fees abroad. This means you won’t pay fees on non-sterling purchases and cash withdrawals until 31 August 2023
Representative example
Representative APR – 21.9% APR (variable)
Purchase rate pa – 21.9% pa (variable)
Assumed credit limit £1,200
You may be offered a different credit limit, representative APR, purchase rate or promotional Balance Transfer period to any shown here as it depends on your individual circumstances. Subject to status.
More value with your Barclaycard
You can buy tickets to gigs and shows before they go on sale, so you can beat the crowds. To keep you safe from fraud, we’ll also keep an eye on your account 24/7, and get in touch within 60 seconds if we see anything suspicious. Plus, it’s easy for you to keep track of your account on the go with our app.
Jargon buster
APR
The Annual Percentage Rate is how much we think it’ll cost you each year to have a credit card, including its interest rate and charges.
Balance transfer
You could transfer some or all of the money you owe other lenders onto one credit card – this could be easier to manage and help save on interest.
Credit rating
It’s a score of how eligible you might be to borrow money – it’s calculated based on the information in your credit report, such as how well you’ve made repayments in the past.