Balance transfer credit cards
If you’re paying interest on credit or store cards, you could consolidate what you owe with one of our balance transfer cards.
Credit cards
Our choice of cards for you
Whether you want to start a new project, build up your credit score or consolidate your borrowing, there could be a Barclaycard to suit you.
Check to see if you’re eligible
Before you apply, find out how likely you are to be accepted for a Barclaycard with our free, easy-to-use tool. Just so you know – your credit rating won’t be affected, and you’re not obliged to apply for a card afterwards.
Purchase offer credit cards
Our purchase cards let you make purchases without paying any interest on the balance for a certain period. This means you can buy today, and spread the cost over time.
Reward credit cards
You could pocket cashback every time you spend with the Barclaycard Rewards card. 22.9%APR Representative (variable).
Credit building credit cards
If you’re looking to improve your credit score or start building one from scratch, our cards could help.
Compare our credit cards
Whether you’re new to credit, want to manage your money better or you’re looking for rewards, we’ve got a range of cards that could help.
Barclaycard Platinum up to 28 month balance transfer card (a transfer fee applies)
You could enjoy
- 0% interest on purchases, for six months after you open your account
- 0% interest on balance transfers for up to 28 months, which starts on the date you open your account (a 1.75% fee applies). You’ll need to make your transfers within the first 60 days to enjoy the 0% offer
Representative example
Representative 21.9% APR (variable)
Purchase rate p.a. 21.9% (variable)
Based on credit limit of £1,200
If you apply for a Barclaycard, we’ll show you more information about how to get the most from your offer. The approval of your application depends on financial circumstances and borrowing history, so do the terms you may be offered. The balance transfer period and interest rates may differ from those shown.
Barclaycard Forward
You could enjoy
- A personalised credit limit between £50 and £1,200
- Price promise – 3% interest rate reduction if you make all your payments on time and stay within your credit limit for the first year. Keep it going in the second year and you’ll get another 2% reduction.
Representative example
Representative 34.9% APR (variable)
Purchase rate p.a. 34.9% (variable)
Based on credit limit of £1,200
If you apply for a Barclaycard, we’ll show you more information about how to get the most from your offer. The approval of your application depends on your financial circumstances and borrowing history, so do the terms you may be offered.
Barclaycard Platinum up to 18 month balance transfer card
- If you have a credit card with another lender, you could transfer its balance to us without paying any fees
- You could enjoy 0% interest on purchases, for six months after you open your account
- You could also get 0% interest on balance transfers for up to 18 months, which starts on the date you open your account. You’ll need to make your transfers within the first 60 days to enjoy the 0% transfers.
Representative example
Representative 21.9% APR (variable)
Purchase rate p.a. 21.9% (variable)
Based on credit limit of £1,200
If you apply for a Barclaycard, we’ll show you more information about how to get the most from your offer. The approval of your application depends on financial circumstances and borrowing history, so do the terms you may be offered. The balance transfer period and interest rates may differ from those shown.
Barclaycard Platinum up to 20 month purchase and balance transfer card (a transfer fee applies)
You could enjoy
- 0% interest on purchases, for up to 20 months after you open your account
- 0% interest on balance transfers for up to 20 months, which starts on the date you open your account (a 2.7% fee applies). You’ll need to make your transfers within the first 60 days to enjoy the 0% offer
Representative example
Representative 21.9% APR (variable)
Purchase rate p.a. 21.9% (variable)
Based on credit limit of £1,200
If you apply for a Barclaycard, we’ll show you more information about how to get the most from your offer. The approval of your application depends on financial circumstances and borrowing history, so do the terms you may be offered. The balance transfer period and interest rates may differ from those shown.
Barclaycard Platinum up to 18 month balance transfer card (a transfer fee applies)
You could enjoy
- 0% interest on purchases, for three months after you open your account
- 0% interest on balance transfers for up to 18 months, which starts on the date you open your account (a 2.99% fee applies). You’ll need to make your transfers within the first 60 days to enjoy the 0% offer
Representative example
Representative 24.9% APR (variable)
Purchase rate p.a. 24.9% (variable)
Based on credit limit of £1,200
If you apply for a Barclaycard, we’ll show you more information about how to get the most from your offer. The approval of your application depends on financial circumstances and borrowing history, so do the terms you may be offered. The interest rates may differ from those shown.
Barclaycard Rewards card
You could enjoy
- 0.25% cashback on all your spend until 31 August 2023
- No fees on purchases abroad until 31 August 2023 - as long as you pay in the local currency then you won’t pay fees on non-sterling purchases
Representative example
Representative 22.9% APR (variable)
Purchase rate p.a. 22.9% (variable)
Based on credit limit of £1,200
If you apply for a Barclaycard, we’ll show you more information about how to get the most from your offer. The approval of your application depends on financial circumstances and borrowing history, so do the terms you may be offered. The interest rates may differ from those shown.
More value with your Barclaycard
A whole world of Barclaycard benefits at your fingertips – like exclusive savings on live events and access to tickets before they go on sale thanks to Barclaycard Entertainment. Plus, it’s easy for you to keep track of your account on the go with our app.
Jargon buster
APR
The Annual Percentage Rate (APR) is a rate that shows you how much you’ll pay back in interest over a year. The APR figure includes any annual fee you have to pay for taking out the card.
Balance transfer
You could transfer some or all of the money you owe other lenders onto one credit card – this could be easier to manage and help save on interest.
Credit rating
It’s a score of how eligible you might be to borrow money – it’s calculated based on the information in your credit report, such as how well you’ve made repayments in the past.