0% interest balance transfer for up to 15 months. No transfer fee applies
The approval of your application depends on your financial circumstances and borrowing history, so do the terms you may be offered. The balance transfer period and interest rates, may differ from those shown.
Summary of rates Terms and conditions [PDF, 251KB]
Representative 21.9% (variable)
Purchase rate p.a. 21.9% (variable)
Based on credit limit of £1,200
Making lots of credit applications can make your credit rating worse.
Use our free eligibility checker before you apply to find out whether you're likely to be accepted for a credit card.
It only takes a few minutes and won’t affect your credit rating.
Use our calculator to see if this is the right card for you to transfer your balance to. It’s on a separate page, so the link below will open a new page in your browser.
At least eight out of 10 people accepted for this card last month received the longest promotional period available. Whether you do will depend on your credit history and how you’ve managed credit in the past.
We may offer you
The 15-month balance transfer period starts from the date the account is opened. That means if, for example, you don’t use it in the first 60 days, you’ll have two months less of the 0% rate.
Please read the information below carefully, before you apply.
It tells you what you need to do to keep your 0% interest rates and what happens when your 0% interest offer ends.
To benefit from the balance transfer offer, you’ll need to use it within 60 days of opening the account.
The 15-month balance transfer period starts from the date the account is opened. That means if, for example, you don’t use it in the first 60 days, you’ll have two months less of the 0% rate.
This offer is only available if this is your first credit card with us, and we reserve the right to withdraw it at any time.
0% sounds like a good offer. And it can be, but only if you’re sure you’ll be able to manage your account properly. By this, we mean staying under your credit limit and paying at least your minimum amount on time every month. If you don’t manage your account properly, you’ll lose your promotional rate and it could affect your credit rating. See how promotional rates work and what you need to do to keep them.
The minimum you can transfer is £250 across up to five balance transfers. The maximum transfer will be 90% of your credit limit. You can’t make a transfer from any other Barclaycard or our partner cards.
When your 0% offer ends, you’ll be charged interest at your standard rate for anything new you buy and for any outstanding balance on your card.
Due to the way we’ll calculate your credit limit, it might go down if you don’t complete a balance transfer within 60 days of opening the account.
Your standard and cash interest rates will move up and down in line with the Bank of England Base Rate. Base Rate changes won’t apply to your promotional interest rates. More information is available on our understanding interest page.
Your new account will be set up with digital statements, which can be found in Online Banking – you’ll need to register for this. You can choose to switch to paper statements at any time.
This offer is only available if this is your first credit card with us, and we reserve the right to withdraw it at any time.
When you buy tickets through Barclaycard Entertainment, you’ll save 5% on tickets to selected events when you pay with your Barclaycard.
Because plans are changing at the moment, you can’t search for events on our site right now. Hopefully, that won’t be for too much longer.
Use your Barclaycard for a simple and secure way to pay overseas. You can get emergency cash and worldwide assistance, so it’s a perfect travel companion.
Whether you’re buying on the high street, online or overseas, our detection system means you’ll be protected from fraud.
Share your card with someone close to you for flexibility when you’re not around – handy for emergencies or things like your weekly shop. (Terms apply)
Apply online in four easy steps and we’ll respond in one minute. If approved, your Barclaycard could be with you in five working days.
You can apply if
You’re 21 or over
You haven't had any Individual Voluntary Agreements, County Court Judgements, and haven't been declared bankrupt in the past six years
You always make payments on time
You have at least four years' experience of managing credit
You’ve had a permanent UK address for at least two years
Your personal income is more than £20,000 per annum
You’re able to afford repayments on any outstanding credit commitments
What you’ll need
Your address details for the past two years
Your phone number and email address
Current employment details
Your annual income figure, before tax
A good idea of your monthly outgoings
Your main bank account number and sort code
You may need to show us copies of your last two bank statements or payslips, once your application has been accepted
Please make sure you’ve read and understood our summary of rates and terms and conditions [PDF, 251KB].
From holidays and home improvements, to everyday spending – spread the cost with a low interest rate on all your purchases.
Get cashback on your everyday spending, with no limit on the amount you can earn.
Great if you're looking for your first credit card or want to improve your credit score.
If you have mental or physical health conditions or learning disabilities, we can give you more support.
If you’d like to talk to us, please call 0800 056 3486. We’re open 8am to 9pm Monday to Friday, and 9am to 1pm on Saturday.
Use our eligibility checker to see if your application could be accepted, without affecting your credit score.