Please read the information below carefully, before you apply.
It tells you what you need to do to keep your 0% interest rates and what happens when your 0% interest offer ends.
To benefit from the balance transfer offer, you’ll need to use it within 60 days of opening the account.
The 15-month balance transfer period starts from the date the account is opened. That means if, for example, you don’t use it in the first 60 days, you’ll have two months less of the 0% rate.
This offer is only available if this is your first credit card with us, and we reserve the right to withdraw it at any time.
0% sounds like a good offer. And it can be, but only if you’re sure you’ll be able to manage your account properly. By this, we mean staying under your credit limit and paying at least your minimum amount on time every month. If you don’t manage your account properly, you’ll lose your promotional rate and it could affect your credit rating. See how promotional rates work and what you need to do to keep them.
The minimum you can transfer is £250 across up to five balance transfers. The maximum transfer will be 90% of your credit limit. You can’t make a transfer from any other Barclaycard or our partner cards.
When your 0% offer ends, you’ll be charged interest at your standard rate for anything new you buy and for any outstanding balance on your card.
Due to the way we’ll calculate your credit limit, it might go down if you don’t complete a balance transfer within 60 days of opening the account.