-

Credit building credit cards

Discover our cards

If you’re looking to improve your credit score or start building one from scratch, our cards could help.

If you manage your account well, by doing things like staying within your credit limit and making at least the minimum payment each month, you could improve your credit rating over time. But if you don’t manage your account properly, you could harm your rating.

Barclaycard Forward

You could enjoy

  • A personalised credit limit between £50 and £1,200
  • 0% interest on purchases, for three months after you open your account
  • Price promise – 3% interest rate reduction if you make all your payments on time and stay within your credit limit for the first year. Keep it going in the second year and you’ll get another 2% reduction.

Representative example

Representative 34.9% APR (variable)

Purchase rate p.a. 34.9% (variable)

Based on credit limit of £1,200

If you apply for a Barclaycard, we’ll show you more information about how to get the most from your offer. The approval of your application depends on your financial circumstances and borrowing history, so do the terms you may be offered.

Barclaycard Platinum up to 18 month balance transfer card (a transfer fee applies)

You could enjoy

  • 0% interest on purchases, for three months after you open your account
  • 0% interest on balance transfers for up to 18 months, which starts on the date you open your account (a 2.99% fee applies). You’ll need to make your transfers within the first 60 days to enjoy the 0% offer

Representative example

Representative 24.9% APR (variable)

Purchase rate p.a. 24.9% (variable)

Based on credit limit of £1,200

If you apply for a Barclaycard, we’ll show you more information about how to get the most from your offer. The approval of your application depends on financial circumstances and borrowing history, so do the terms you may be offered. The interest rates may differ from those shown.

What benefits do you get with Barclaycard?

A wide range of features, tools and handy extras awaits. Here are some of them.

Convenient banking in an app

Pay bills, check balances, and manage your accounts, safely and securely with our mobile banking apps. 

Lots of help and support

You can call us from our mobile banking apps anytime – it’s easy to get in touch.

Your purchases are protected as standard

Pay with Barclaycard and, as with any credit card, your purchases over £100 could be protected if they’re faulty or damaged when you receive them.

Fraud-prevention features

Your account gets 24/7 monitoring – we’ll text or call you within 60 seconds if we see any suspicious activity.

Presale tickets to shows

Beat the crowds to the newest events with presale tickets. 

Our choice of cards

Reward credit cards

You could get cashback when you shop

You could pocket cashback every time you spend with our Rewards card. 22.9% APR Representative (variable).

Reward credit cards

Purchase credit cards

Spread the cost of your purchases

Our purchase cards let you make purchases without paying any interest on the balance for a certain period. This means you can buy today, and spread the cost over time.

  • You could spend now and spread the cost of your purchases
  • If you stay within your credit limit and make at least your minimum payment on time every month, you could avoid paying interest on the purchases you make during your promotional period
  • Log in to see if you’re preselected for this card
Purchase credit cards

Balance transfer credit cards

Discover our cards

If you’re paying interest on credit or store cards, you could consolidate what you owe with one of our balance transfer cards.

  • If you’d you like to pay less interest on your balances, we have a range of balance transfer cards that could help you save money
  • If you stay within your credit limit and make at least your minimum payment on time every month, you could avoid paying interest on your transferred balances during your promotional period
Balance-transfer cards