Purchase credit cards

Spread the cost of your purchases

If you’ve some urgent DIY to do or need some help with day-to-day spending, then one of our purchase-offer cards could be right for you.

  • Spread the cost of purchases and get free access to your Experian credit report
  • Manage your account online or from your mobile banking app
  • Log in to see if you’re preselected for this card

Want to spend now and spread the cost?

Manage your outgoings and give yourself some financial freedom. 

If you’d like to buy something today and pay for it over a period of time, a purchase offer card could be ideal – you’ll just need to pay on time and stay withing your credit limit. You can also use the balance transfer option to make the most of the promotional offer. 

You won’t pay interest on your purchases during the promotional period, and you can then use the money you save in interest to reduce the amount you owe.

Card

Card information

Apply method

Barclaycard low-rate Platinum card

  • 6.9% interest on all purchases

Representative example

Representative APR – 6.9% APR (variable)

Purchase rate pa – 6.9% pa (variable)

Assumed credit limit – £1,200

You may be offered a different credit limit, representative APR, purchase rate or promotional balance transfer period to any shown here as it depends on your individual circumstances. Subject to status.

See full details for this card

Barclaycard Platinum travel credit card

  • No non-sterling transaction fees on your foreign spending and ATM withdrawals until 31 August 2022
  • Safe, secure and accepted abroad
  • 19.9% interest on your purchases and 27.9% interest on your ATM withdrawals home and abroad

Representative example

Representative APR – 19.9% APR (variable)

Purchase rate pa – 19.9% pa (variable)

Assumed credit limit – £1,200

After the promotional period the non-sterling transaction fee will revert to 2.99%.

You may be offered a different credit limit, representative APR, purchase rate or promotional Balance Transfer period to any shown here as it depends on your individual circumstances. Subject to status. 

See full details for this card

Platinum Barclaycard with Barclays Blue Rewards

  • £1 cashback every month you spend with your Platinum Barclaycard with Barclays Blue Rewards, once you’ve signed up to Barclays Blue Rewards (if you haven’t already), for up to 24 months from opening your account. This is on top of other potential monthly cash rewards you could get with Blue Rewards. Terms and conditions, a monthly fee and Barclays Blue Rewards eligibility criteria apply.
  • 0% interest on purchases and balance transfers for 12 months (0.15% balance transfer fee applies). Both your offers start from the date you open your account. You’ll need to make your balance transfer within 60 days of joining us

Representative example
Representative APR – 21.9% APR (variable)
Purchase rate p.a. – 21.9% pa (variable)
Assumed credit limit – £1,200

You may be offered a different credit limit, representative APR, purchase rate or promotional balance transfer period to any shown here as it depends on your individual circumstances. Subject to status.

See full details for this card

Barclaycard Freedom Rewards card

  • 0% interest on purchases for a year from the date you open your account
  • 0% interest for a year on balance transfers from the date you open your account (0.15% fee applies). Transfers must be made within 60 days to benefit from the 0% offer
  • Every time you spend on your card you’ll earn Freedom points, which you can redeem for great rewards

Representative example

Representative APR – 21.9% APR (variable)

Purchase rate pa – 21.9% pa (variable)

Assumed credit limit – £1,200

You may be offered a different credit limit, representative APR, purchase rate or promotional balance transfer period to any shown here as it depends on your individual circumstances. Subject to status.

See full details for this card

It’s more than just a credit card

See what features, extras and benefits you get with a Barclaycard.

Fee Free Friday

Buy tickets on a Friday for shows and gigs without paying admin fees

Presale tickets to shows

Beat the crowds to the newest events with presale tickets

Account alerts

Keep control of your account with free text or email alerts

Stay on top of your credit score

Enjoy free and ongoing access to your Experian Credit Score

Your purchases protected

Pay with Barclaycard and, as with any credit card, your purchases could be protected if they’re faulty or damaged when you receive them.

Barclays Mobile Banking and Barclaycard app

Your money on the move – pay bills, check balances, send money, safely and securely

No multiple fees when abroad

Pay a fee of 2.99% each time you spend abroad

Protecting you from fraud

24/7 monitoring with a text or call if we see suspicious activity

Our selection of cards for you

Choose from our range of credit cards to suit your needs.

Reward credit cards

Get reward points or cashback when you shop

With our Barclaycard Freedom Rewards card, you can spend your points at a wide selection of high-street stores, online retailers, restaurants, entertainment venues and charities. And our Platinum Barclaycard with Barclays Blue Rewards gives you £1 cashback every month you spend.

Credit building credit cards

Try Barclaycard Initial

If you’re looking for your first credit card, or have limited credit history, then the Barclaycard Initial could be just right for you.

  • Improve your credit rating and get free access to your Experian credit score
  • Buy show and gig tickets on Fee Free Fridays and you won’t pay admin fees
  • Log in to see if you’re preselected

Balance transfer credit cards

Find a credit card that’s right for you

If you need flexible ways to pay what you owe, a balance-transfer card could be what you need.

  • Apply online – log in to see if you’re preselected
  • Manage your account online or from your mobile banking app