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Purchase credit cards

Choosing between spreading the cost of purchases or earning rewards

When you spend with our Purchase card, you can buy today, and spread the repayments over time. Or you might prefer our Rewards card, which could give you cashback on your everyday spending. The choice is yours.

  • Rewards card – 0.25% cashback on everyday spend (exclusions apply). 22.9% APR Representative (variable). Plus, no fees on purchases abroad when you pay in the local currency
  • Purchase card – avoid paying interest during your promotional period, when you stay within your credit limit and pay at least the minimum payment every month
  • To see if your application for this card could be successful, you can check your eligibility, with no effect on your credit score

Barclaycard Rewards card

  • 0.25% cashback on all your spend
  • No fees abroad – you’ll be able to withdraw cash from a cash machine, buy your souvenirs without any charges and benefit from Visa’s competitive exchange rate

Representative example

Representative 22.9% APR (variable)

Purchase rate p.a. 22.9% (variable)

Based on credit limit of £1,200

If you apply for a Barclaycard, we’ll show you more information about how to get the most from your offer. The approval of your application depends on financial circumstances and borrowing history, so do the terms you may be offered. The interest rates may differ from those shown.

Barclaycard Platinum up to 18 month purchase and balance transfer card (transfer fee applies)

  • 0% interest on purchases, for up to 18 months after you open your account
  • 0% interest on balance transfers for up to 18 months, which starts on the date you open your account (a 2.9% fee applies). You’ll need to make your transfers within the first 60 days to enjoy the 0% offer

Representative example

Representative 20.9% APR (variable)

Purchase rate p.a. 20.9% (variable)

Based on credit limit of £1,200

If you apply for a Barclaycard, we’ll show you more information about how to get the most from your offer. The approval of your application depends on financial circumstances and borrowing history, so do the terms you may be offered. The balance transfer period and interest rates may differ from those shown.

What benefits do you get with Barclaycard?

A wide range of features, tools and handy extras awaits. Here are some of them.

Convenient banking in our apps

Pay bills, check balances, and manage your accounts, safely and securely with our apps.

Lots of help and support

You can call us from our apps at anytime – it’s easy to get in touch.

Your purchases are protected as standard

Pay with Barclaycard and, as with any credit card, your purchases over £100 could be protected if they’re faulty or damaged when you receive them.

Fraud-prevention features

Your account gets 24/7 monitoring – we’ll text or call you within 60 seconds if we see any suspicious activity.

Barclaycard Entertainment

Access to exclusive festival presales and 5% savings on tickets to over 3,500 live events.

Choose a card or loan that suits you best