Purchase credit cards

Spread the cost of your purchases

If you’ve some urgent DIY to do or need some help with day-to-day spending, then one of our purchase-offer cards could be right for you.

Spread the cost of purchases and get free access to your Experian credit report
Manage your account online or from your mobile banking app
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Want to spend now and spread the cost?

Manage your outgoings and give yourself some financial freedom.

If you’d like to buy something today and pay for it over a period of time, a purchase offer card could be ideal – you’ll just need to pay on time and stay withing your credit limit. You can also use the balance transfer option to make the most of the promotional offer.

You won’t pay interest on your purchases during the promotional period, and you can then use the money you save in interest to reduce the amount you owe.

Card	Card information	Apply method
Barclaycard Platinum with 25 months purchase and balance transfer offer	0% interest on purchases for 25 months from the date you open your account 0% interest for 25 months on balance transfers made within 60 days of opening your account (1.49% fee applies) Representative example Representative APR – 18.9% APR (variable) Purchase rate pa – 18.9% pa (variable) Assumed credit limit – £1,200 You may be offered a different credit limit, representative APR, purchase rate or promotional balance transfer period to any shown here as it depends on your individual circumstances. Subject to status. See full details for this card	Log in and apply More details
Barclaycard Platinum travel credit card	No non-sterling transaction fees on your foreign spending and ATM withdrawals until 31 August 2022 Safe, secure and accepted all over the world 18.9% interest on your purchases and 27.9% interest on your ATM withdrawals home and abroad Representative example Representative APR – 18.9% APR (variable) Purchase rate pa – 18.9% pa (variable) Assumed credit limit – £1,200 After the promotional period the non-sterling transaction fee will revert to 2.99%. You may be offered a different credit limit, representative APR, purchase rate or promotional Balance Transfer period to any shown here as it depends on your individual circumstances. Subject to status. See full details for this card	Log in and apply More details
Barclaycard low-rate Platinum card	6.9% interest on all purchases Representative example Representative APR – 6.9% APR (variable) Purchase rate pa – 6.9% pa (variable) Assumed credit limit – £1,200 You may be offered a different credit limit, representative APR, purchase rate or promotional balance transfer period to any shown here as it depends on your individual circumstances. Subject to status. See full details for this card	Log in and apply More details
Barclaycard Freedom Rewards card	0% interest on purchases for a year from the date you open your account 0% interest for a year on balance transfers made within 60 days of opening your account (0.15% fee applies) Every time you spend on your card you’ll earn Freedom points, which you can redeem for great rewards Representative example Representative APR – 21.9% APR (variable) Purchase rate pa – 21.9% pa (variable) Assumed credit limit – £1,200 You may be offered a different credit limit, representative APR, purchase rate or promotional balance transfer period to any shown here as it depends on your individual circumstances. Subject to status. See full details for this card	Log in and apply More details