Purchase credit cards

Spread the cost of your purchases

If you’ve some urgent DIY to do or need some help with day-to-day spending, then one of our purchase-offer cards could be right for you.

  • Spread the cost of purchases and get free access to your Experian credit report
  • Manage your account online or from your mobile banking app
  • Log in to see if you’re preselected for this card

Want to spend now and spread the cost?

Manage your outgoings and give yourself some financial freedom. 

If you’d like to buy something today and pay for it over a period of time, a purchase offer card could be ideal – you’ll just need to pay on time and stay withing your credit limit. You can also use the balance transfer option to make the most of the promotional offer. 

You won’t pay interest on your purchases during the promotional period, and you can then use the money you save in interest to reduce the amount you owe.


Card information

Barclaycard Platinum cashback plus

  • 0.25% cashback on all your spend until 31 August 2023
  • No fees abroad. This means you won’t pay fees on non-sterling purchases and cash withdrawals until 31 August 2023

Representative example
Representative APR – 21.9% APR (variable)
Purchase rate pa – 21.9% pa (variable)
Assumed credit limit – £1,200
You may be offered a different credit limit, representative APR, purchase rate or promotional balance transfer period to any shown here as it depends on your individual circumstances. Subject to status.
See full details of this card


What benefits do you get with Barclaycard?

A wide range of features, tools and handy extras awaits. Here are some of them.

Convenient banking in an app

Pay bills, check balances, and manage your accounts, safely and securely with our mobile banking apps. 

Free and ongoing access to your Experian Credit Score1

Your credit score is used by lenders to assess the risk of offering you credit – so it’s a good idea to check it regularly.

Lots of help and support

You can call us from our mobile banking apps anytime – it’s easy to get in touch.

Your purchases are protected as standard

Pay with Barclaycard and, as with any credit card, your purchases over £100 could be protected if they’re faulty or damaged when you receive them.

Fraud-prevention features

Your account gets 24/7 monitoring – we’ll text or call you within 60 seconds if we see any suspicious activity.

Presale tickets to shows

Beat the crowds to the newest events with presale tickets. 

Our selection of cards for you

Choose from our range of credit cards to suit your needs.

Rewards credit cards

Get cashback when you shop

With a Barclaycard Platinum cashback plus card, you’ll pocket cashback every time you spend. So whether you use your credit card to pay for your morning coffee or treat yourself to something special, you'll always get something back.

And if you’re travelling abroad, you won't pay any fees on your spend and cash withdrawals when you pay in the local currency.

Credit building credit cards

Try Barclaycard Initial

If you’re looking for your first credit card, or have limited credit history, then the Barclaycard Initial could be just right for you.

  • Improve your credit rating and get free access to your Experian credit score
  • Log in to see if you’re preselected

Balance transfer credit cards

Find a credit card that’s right for you

If you need flexible ways to pay what you owe, a balance-transfer card could be what you need.

  • Apply online – log in to see if you’re preselected
  • Manage your account online or from your mobile banking app