Barclaycard Platinum credit card

0% interest balance transfer for up to 22 months and up to 24 months for purchases. Our great all-rounder Platinum credit card. 2.9% transfer fee applies.

Barclaycard Platinum card example

Your Barclaycard Platinum at a glance

  • 0% interest on purchases for up to 24 months from the date you open your account
  • 0% interest on balance transfers for up to 22 months from the date you open your account. Transfers must be made within 60 days to benefit from the 0% offer
  • 2.9% transfer fee on each balance transfer made. You can read the terms and conditions for this offer in the information section below
  • Get up to five months of Apple Music, Apple TV+, Apple News+ and Apple Arcade for free, with your new Barclaycard. Continues as paid subscription after trial. UK only, T&Cs apply

The approval of your application depends on your financial circumstances and borrowing history, so do the terms you may be offered. The balance transfer period and interest rates, may differ from those shown.

What do these rates mean?

Summary of rates        Terms and conditions [PDF, 316KB]

Apple Offer T&Cs

Barclaycard Platinum card example

Representative example

Representative 21.9% (variable)

Purchase rate p.a. 21.9% (variable)

Based on credit limit of £1,200

Check if you’re eligible

Making lots of credit applications can make your credit rating worse.

Use our free eligibility checker before you apply to find out whether your application is likely to be accepted for a credit card.

It only takes a few minutes and it won’t affect your credit rating.

Important information

Benefits of your Barclaycard

Stay entertained with Barclaycard

Buy your tickets through Barclaycard Entertainment and get 5% off selected events, 10% off presale tickets and savings on food and drink.

One simple fee abroad

Use your Barclaycard for a simple and secure way to pay overseas. With access to an emergency replacement card or cash, it’s the perfect travel companion.

Fraud Protection 24/7

Whether you’re buying on the high street, online or overseas, our detection system means you’ll be protected from fraud.

Free additional cardholder

Share your card with someone close to you for flexibility when you’re not around – handy for emergencies or things like your weekly shop. (Terms apply)

Before you apply

Apply online in four easy steps and we’ll respond in one minute. If approved, your Barclaycard could be with you in five working days.

You can apply if

You’re 21 or over

You haven't had any Individual Voluntary Agreements, County Court Judgements, and haven't been declared bankrupt in the past six years

You always make payments on time

You have at least four years' experience of managing credit

You’ve had a permanent UK address for at least two years

Your personal income is more than £20,000 per annum

You’re able to afford repayments on any outstanding credit commitments

What you’ll need to hand

Your address details for the last two years

Your phone number and email address

Current employment details

Your annual income figure, before tax

A good idea of your monthly outgoings

Your main bank account number and sort code

You may need to show us copies of your last two bank statements or payslips, once your application has been accepted

Before you go ahead, make sure you’ve read our summary of rates and terms and conditions [PDF, 316KB].

Not the card for you?

Purchase credit cards

From holidays and home improvements, to everyday spending – spread the cost with a low interest rate on all your purchases.

Rewards credit cards

Get cashback on your everyday spending, with no limit on the amount you can earn.

Credit building credit cards

Great if you're looking for your first credit card or want to improve your credit score.

Contact us if you’re having difficulty understanding

If you have mental or physical health conditions or learning disabilities, we can give you more support.

If you’d like to talk to us, please call 0800 056 3486. We’re open 9am to 5pm Monday to Friday, and 9am to 4pm on Saturday.

Apply for a Barclaycard Platinum

Use our eligibility checker to find out if your application could be accepted. This won’t affect your credit rating.