Stay entertained with Barclaycard
Buy your tickets through Barclaycard Entertainment and get 5% off selected events, 10% off presale tickets and savings on food and drink.
Barclaycard Platinum credit card
0% interest balance transfer for up to 22 months and up to 24 months for purchases. Our great all-rounder Platinum credit card. 2.9% transfer fee applies.
Your Barclaycard Platinum at a glance
- 0% interest on purchases for up to 24 months from the date you open your account
- 0% interest on balance transfers for up to 22 months from the date you open your account. Transfers must be made within 60 days to benefit from the 0% offer
- 2.9% transfer fee on each balance transfer made. You can read the terms and conditions for this offer in the information section below
- Get up to five months of Apple Music, Apple TV+, Apple News+ and Apple Arcade for free, with your new Barclaycard. Continues as paid subscription after trial. UK only, T&Cs apply
The approval of your application depends on your financial circumstances and borrowing history, so do the terms you may be offered. The balance transfer period and interest rates, may differ from those shown.
Summary of rates Terms and conditions [PDF, 316KB]
Representative example
Representative 21.9% (variable)
Purchase rate p.a. 21.9% (variable)
Based on credit limit of £1,200
Check if you’re eligible
Making lots of credit applications can make your credit rating worse.
Use our free eligibility checker before you apply to find out whether your application is likely to be accepted for a credit card.
It only takes a few minutes and it won’t affect your credit rating.
Important information
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Use our calculator to see if this is the right card for you to transfer your balance to. It’s on a separate page, so the link below will open a new page in your browser.
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At least eight out of 10 people accepted for this card last month received the longest promotional period available. Whether you do will depend on your credit history and how you’ve managed credit in the past.
We may offer you
- 0% for up to 22 months with 24.9% APR variable or 29.9% APR variable
- 0% for up to 11 months for balance transfers and 12 months for purchases, with 29.9% APR variable
- The balance transfer fee will remain the same and, of course, if you’re not happy with the alternative, you don’t have to go ahead with it
The balance transfer and purchase offer periods start from the date the account is opened. That means, if for example, you don’t use the offer for 60 days you’ll have two months less of the 0% rate.
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Please read the information below carefully, before you apply.
It tells you what you need to do to keep your 0% interest rates and what happens when your 0% interest offer ends.
To benefit from the balance transfer offer, you’ll need to use it within 60 days of opening the account.
The 22-month balance transfer period starts from the date the account is opened. That means if, for example, you don’t use it in the first 60 days, you’ll have two months less of the 0% rate.
This offer is only available if this is your first credit card with us, and we reserve the right to withdraw it at any time.
The minimum you can transfer is £250 across up to five different balance transfers. The maximum amount can vary, depending on your individual credit limit and the existing balance on your Barclaycard. We’ll let you know the maximum amount you can transfer if your application is successful.
You can only transfer balances from cards issued by other banks, not from any other Barclaycard or any of our partner-branded cards.
When your 0% offer ends, you’ll be charged interest at your standard rate for anything new you buy and for any outstanding balance on your card.
Due to the way we’ll calculate your credit limit, it might go down if you don’t complete a balance transfer within 60 days of opening the account.
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Your standard and cash interest rates will move up and down in line with the Bank of England Base Rate. Base Rate changes won’t apply to your promotional interest rates. More information is available on our understanding interest page.
Your new account will be set up with digital statements, which can be found in Online Banking – you’ll need to register for this. You can choose to switch to paper statements at any time.
This offer is only available if this is your first credit card with us, and we reserve the right to withdraw it at any time.
Benefits of your Barclaycard
One simple fee abroad
Use your Barclaycard for a simple and secure way to pay overseas. With access to an emergency replacement card or cash, it’s the perfect travel companion.
Fraud Protection 24/7
Whether you’re buying on the high street, online or overseas, our detection system means you’ll be protected from fraud.
Free additional cardholder
Share your card with someone close to you for flexibility when you’re not around – handy for emergencies or things like your weekly shop. (Terms apply)
Before you apply
Apply online in four easy steps and we’ll respond in one minute. If approved, your Barclaycard could be with you in five working days.
You can apply if
You’re 21 or over
You haven't had any Individual Voluntary Agreements, County Court Judgements, and haven't been declared bankrupt in the past six years
You always make payments on time
You have at least four years' experience of managing credit
You’ve had a permanent UK address for at least two years
Your personal income is more than £20,000 per annum
You’re able to afford repayments on any outstanding credit commitments
What you’ll need to hand
Your address details for the last two years
Your phone number and email address
Current employment details
Your annual income figure, before tax
A good idea of your monthly outgoings
Your main bank account number and sort code
You may need to show us copies of your last two bank statements or payslips, once your application has been accepted
Before you go ahead, make sure you’ve read our summary of rates and terms and conditions [PDF, 316KB].
Not the card for you?
Purchase credit cards
From holidays and home improvements, to everyday spending – spread the cost with a low interest rate on all your purchases.
Rewards credit cards
Get cashback on your everyday spending, with no limit on the amount you can earn.
Credit building credit cards
Great if you're looking for your first credit card or want to improve your credit score.
Contact us if you’re having difficulty understanding
If you have mental or physical health conditions or learning disabilities, we can give you more support.
If you’d like to talk to us, please call 0800 056 3486. We’re open 9am to 5pm Monday to Friday, and 9am to 4pm on Saturday.
Apply for a Barclaycard Platinum
Use our eligibility checker to find out if your application could be accepted. This won’t affect your credit rating.