Mortgages

Mortgages for all kinds of adventures

Whatever adventure you’re planning, we’ll make your mortgage as simple as we can – and leave the important stuff to you.

  • Whatever your needs, we have a mortgage for you
  • Work out what you could borrow and what your payments may be
  • Find out how to manage your mortgage online, switch rates, make overpayments and borrow more

Your home may be repossessed if you do not keep up repayments on your mortgage.

Our mortgages and services

First-time buyer mortgages

Start the journey to your first home

Find out how to buy a home and take out a mortgage, get tips on what to do if you can’t save the deposit you need and work out much you could borrow.

Remortgage with us

Find the right new mortgage deal for you

If you're thinking about remortgaging, moving home or buying a new property – we've got a mortgage deal for you, with experts on hand to help.

Buy-to-let centre

Get what you need for property investments

Want to start or expand your property portfolio? We've got tips, mortgages and insurance deals for experienced and aspiring landlords.

Your mortgage options

Manage your mortgage with us

Manage your mortgage, apply to borrow more, switch to a new rate or get help if you’re concerned about your ability to make payments.

Tools and calculators

Mortgage calculator tools

Budget for your mortgage

Use our mortgage calculators to plan for your needs – whether you're buying, remortgaging, buying to let or thinking about an offset mortgage.

Agreement in Principle (AiP)

Take the first step to your mortgage with an AiP

Start an Agreement in Principle (AiP) online to find out quickly if you could borrow the amount you need – without affecting your credit score. 

Track your application online

See what’s happening with Track It

We’ll send you a Track It reference any time you submit an application that you can track online.

Need some help?

Talk to us online

Start a web chat if you’d like to ask us a question online.

Questions and answers

Read the answers to some frequently asked questions about our mortgages.