-

Mortgages

Mortgages for all kinds of adventures

Whatever adventure you’re planning, we’ll make your mortgage as simple as we can – and leave the important stuff to you.

  • Whatever your needs, we have a mortgage for you
  • Work out what you could borrow and what your payments may be
  • Find out how to manage your mortgage online, switch rates, make overpayments and borrow more

Your home may be repossessed if you do not keep up repayments on your mortgage.

Our mortgages and services

First-time home buyers

Start the journey to your first home

Find out how to buy a home and take out a mortgage, get tips on what to do if you can’t save the deposit you need and work out much you could borrow.

Remortgage with us

Find the right new mortgage deal for you

Remortgaging with us is easy, whether you’re moving home or buying a new property – we've got a mortgage deal for you, with experts on hand to help.

Buy-to-let mortgages

Mortgages, guides and tools for property investors

Whether you’re thinking about buying to let or expanding your property portfolio, explore some mortgages, tips and insurance deals to help with your plans.

Your mortgage options

Manage your mortgage with us

Manage your mortgage, apply to borrow more, switch to a new rate or get help if you’re concerned about your ability to make payments.

Tools and calculators

Mortgage calculators

Work out the kind of mortgage you could afford

Use our mortgage affordability calculators to work out how much you could borrow and what kind of deposit you need for a mortgage.

Agreement in Principle (AiP)

Take the first step to your mortgage with an AiP

Start an Agreement in Principle (AiP) online to find out quickly if you could borrow the amount you need – without affecting your credit score. 

Track your application online

See what’s happening with Track It

We’ll send you a Track It reference any time you submit an application that you can track online.

Need some help?

Chat to us online

Chat to us online if you have a question about applying (we can’t give mortgage advice in web chats).

Questions and answers

Read the answers to some frequently asked questions about our mortgages.