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Buy-to-let mortgages

Mortgages, guides and tools for property investors

Whether you’re thinking about buying to let or expanding your property portfolio, explore some mortgages, tips and insurance deals to help with your plans.

  • Practical tips for anyone who wants to invest in property
  • A wide range of deals to help you buy and remortgage buy-to-let homes
  • Specialist landlord insurance to help you protect up to three properties

Your buy-to-let property may be repossessed or a receiver of rent appointed if you do not keep up payments on your mortgage.

How we can help

Check whether you’re eligible and browse our tips if you’re buying to let for the first time.

Buy-to-let calculator

See if we could help with your buy-to-let plans by answering a few questions about your circumstances, income and outgoings.

How to buy to let

Practical tips for landlords

Read our tips on how to become a landlord – from choosing a property and mortgage, to understanding your tax liabilities and legal responsibilities to tenants.

Home insurance for landlords

Cover for private letting

Protection for landlords privately letting up to 3 properties1.

Our latest buy-to-let rates

Our best buy-to-let mortgage rates

Investing in property

 

Our buy-to-let mortgages could help you make a success of your investment, whether you’re a first-time buyer or building up your property investment portfolio.

Exclusive buy-to-let rates

Switch to a new rate if you have a mortgage with us

If you have a buy-to-let mortgage with us, we can offer you exclusive rates if you want to switch to a new deal – and you could borrow more.

Premier landlord mortgages

Exclusive rates for Premier

If you’re eligible for Premier, we could help – whether you’re mortgaging a buy-to-let property, borrowing more or switching your mortgage to us.

How to apply

Use our calculators to see how much you could afford to borrow and find out how to prepare for your mortgage appointment.

Mortgage calculators

Work out the kind of mortgage you could afford

Use our mortgage affordability calculators to work out how much you could borrow and what kind of deposit you need for a mortgage.

Book your appointment

Call us2 any time to arrange an appointment with one of our mortgage advisers – lines may be closed at off-peak times on bank holidays and during Christmas.

0800 197 1081

Mortgage appointment

How to prepare

Find out which documents you’ll need and what you’ll discuss with our mortgage adviser at your appointment.

Need some help?

Chat to us online

Start a web chat if you have a question about applying (we can’t give mortgage advice in web chats).

Track It

If you’ve submitted an application, use your mortgage application reference to find out what stage it’s at.