Get what you need for property investments
Want to start or expand your property portfolio? We've got tips, mortgages and insurance deals for experienced and aspiring landlords.
- Practical tips for anyone who wants to invest in property
- A wide range of deals to help you buy and remortgage buy-to-let properties
- Specialist landlord insurance to help you protect up to 3 properties
Your buy-to-let property may be repossessed or a receiver of rent appointed if you do not keep up payments on your mortgage.
Your buy-to-let options
At a glance
Buying a property as an investment can give you an income – but there are lots of things to consider, from choosing the right mortgage to your legal and tax responsibilities as a landlord. So we’ve gathered together some resources that will empower you to take the right decisions – whether you’re about to begin your property investment journey, or want to build your portfolio.
You’ll find our latest buy-to-let mortgage rates, including exclusive deals for Premier customers. But we’ve also compiled some practical guides that explain the key things to consider when choosing a property and deciding how to manage it.
Can we help you?
We offer a range of mortgages that could suit your needs, whether you’re buying a new investment property or looking to remortgage one or more current properties. If you’re a Premier customer, or eligible to become one, you could apply for our exclusive Premier Buy-to-Let mortgages, which offer exclusive benefits.
You’ll need to be at least 21 years old and own your main home. You can borrow up to £2 million per property, and have total borrowing of £3 million across all buy-to-let properties with us or £4.5 million across all lenders, including us. You can have up to a maximum of 6 mortgaged rental properties with us and a maximum of 10 mortgaged rental properties across all lenders, including us.
You can choose a buy-to-let mortgage that meets your needs, whatever stage you’re at in your property investment journey.
Reach your property investment goals
Whether you’re an experienced or aspiring landlord, our buy-to-let mortgages will help you make a success of your investment.
Exclusive rates for you
Exclusive residential and buy-to-let options, whether you’re looking for a new home or an investment property.
Already a customer?
Did you know that you can arrange a new deal to start when your current rate expires? If you have a mortgage with us, you can take advantage of our exclusive Buy–to-Let Reward rates whether you’re looking to borrow more, have fewer than 90 days left on your current deal, or are already on the follow-on mortgage rate.
- Exclusive Buy to Let Reward rates
- No legal or property valuation fees
- Available for fixed-rate and tracker mortgages
Managing your mortgage
We can help you to manage your mortgage, find important information and ensure your account is on track.
- Check your mortgage statement
- Review transactions
- Set up or change your Direct Debit
Call us1 on 0800 022 4022
Lines are open Monday to Friday, 8:30am – 5.30pm and Saturday 9am – 1pm.
Buying another property?
If you're considering adding another buy-to-let property to your portfolio, you may be eligible for our exclusive Premier mortgage rates . Alternatively, you can explore our Buy-to-let mortgages that are available for new purchases.
Help and guides
How to buy to let
Practical tips for aspiring landlords
What to consider before you buy a buy-to-let property or expand your portfolio – from property types and location to getting the right mortgage.
Home insurance for landlords
Cover for private letting
Protection for landlords privately letting up to 3 properties2.
How to get a mortgage
Tips to help you find the right deal for you
Confused about mortgages? We’ll show you how to get a mortgage from start to finish, including what you need to tell us and the steps you’ll need to take.
Need some help?
If you want to know more about investing in property, choose how you’d like to get in touch – online, in branch or over the phone. You can also browse our mortgage FAQs.
Talk to us online
Start a web chat if you’d like to ask us a question online.
Call us1 today. Lines are open all day, every day – except during the Christmas period, when they may be closed at off-peak times.
0800 197 1081
Visit a branch
Find a branch near you that offers appointments with mortgage advisers and see when we’re open.