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How to buy to let

Practical tips for landlords

Read our tips on how to become a landlord – from choosing a property and mortgage, to understanding your tax liabilities and legal responsibilities to tenants.

Your buy-to-let property may be repossessed or a receiver of rent may be appointed if you do not keep up payments on your mortgage.

Choosing a property and mortgage

Which buy-to-let mortgage is right for you?

Managing your buy-to-let investment

Helping you buy-to-let

Our best buy-to-let mortgage rates

Investing in property

 

Our buy-to-let mortgages could help you make a success of your investment, whether you’re a first-time buyer or building up your property investment portfolio.

Exclusive buy-to-let rates

Switch to a new rate if you have a mortgage with us

If you have a buy-to-let mortgage with us, we can offer you exclusive rates if you want to switch to a new deal – and you could borrow more.

Premier landlord mortgages

Exclusive rates for Premier

If you’re eligible for Premier, we could help – whether you’re mortgaging a buy-to-let property, borrowing more or switching your mortgage to us.

Mortgage calculators

Work out the kind of mortgage you could afford

Use our mortgage affordability calculators to work out how much you could borrow and what kind of deposit you need for a mortgage.

Home insurance for landlords

Cover for private letting

Protection for landlords privately letting up to 3 properties1.

Property investment funds

You could invest in the buy-to-let market without buying a single property. The value of investments can fall as well as rise and you could get back less than you invest.

Need some help?

Chat to us online

Start a web chat if you have a question about applying (we can’t give mortgage advice in web chats).

Call us

Call us2 any time – lines may be closed at off-peak times on bank holidays and during Christmas.

0800 197 1081

Visit a branch

Find a branch near you that offers appointments with mortgage advisers and see when we’re open.

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And make money work for you

We all have our own personal relationship with money – our saving, our spending, our goals and our dreams. This is your Moneyverse. It’s as unique as you are and we can help you become the master of it.