Mortgage calculators

How much can I afford to borrow as a mortgage? Our calculators give you a rough idea of what you might be able to borrow from us to buy a home, and what your monthly and total mortgage payments could be for various types of mortgage. 

How do you assess what I can afford as a mortgage? We’ll ask you how many people will be applying, what their income is and whether you’re buying the first time, remortgaging or buying a new or second home. We’ll also ask about your regular spending, such as repayments for credit and store cards, catalogue purchases, loans, overdrafts, maintenance and your pension. You don’t need to tell us about general household spending, such as groceries, travel and utility bills.