It doesn’t need to be either or when it comes to saving and investing Both is better.
A blend of savings and investments could be a good thing to aim for.
Saving offers the security of knowing you’re ready for a rainy day, making a savings account ideal for short-term goals or unexpected expenses.
Investing can help you build towards a brighter future.
Maybe you have big plans?
Or perhaps you just want your money to work a little harder?
Barclays offer different ways to invest which allow you to be as hands-on or hands-off as you like.
If you choose Plan & Invest our experts will pick your investments and look after them for you, based on what you’ve told us you’re trying to achieve.
Alternatively, if you’d like to choose and manage your own investments, with our research, tools and insights, Smart Investor might be a good option.
And with our Ready-made Investments, which are available on Smart Investor, you have the pick of five funds, which all invest in a mix of shares, bonds and cash but have varying levels of risk.
These may be a good option if you’re ready to invest but are short on time or don’t know where to start.
So, however involved you want to be, there’s a way to start making your money work harder with Barclays.
The value of investments can fall as well as rise, you could get back less than you invest.
If you’re unsure, please seek independent financial advice.
