How much does investing cost?

Our fees

Compared to savings accounts, the different costs involved with investing may seem complicated. We use a simple pricing structure to help you understand what your investment will cost. Your fees will depend on what you invest in, how often you invest and the value of your investments.

  • Customer and transaction fees

    Customer fees (based on asset holding)

    We charge a fee for maintaining your service, it’s calculated daily and based on the end of day value of your investments across all your accounts. Cash is not included in this calculation, but the minimum fee below applies from the point that you first add cash or transfer investments to your account. Your customer fee is calculated each month, on the anniversary of the date you opened your first account, and will be notified to you. This notification will confirm the period that the fee covers and will indicate when the fee is due for collection, 15 working days later.


    Other investments

    Minimum fee per month

    Maximum fee per month

    0.2% p.a.

    Funds mean Unit Trusts & Open Ended Investment Companies (OEICs) only.

    0.1% p.a.

    Other investments mean all asset classes except for funds and cash.


    The minimum fee will only apply once you add cash or investment to your account.


    Transaction fees (when you buy or sell an investment)

    Every time you buy or sell an investment, you pay a one-time fixed fee to cover the costs.

    Funds (Online)

    Other investments (Online)

    All automated regular investments

    All investments (Telephone)





    Costs to invest up to £24,000 in funds if you make two transactions per year:

    Customer fee

    Transaction fee


    0.2% p.a. (minimum £48 p.a.)

    You will pay £48 p.a.

    £3 per transaction

    You will pay £6

    You will pay £54

    Or if you invest up to £48,000 in shares and make four transactions per year:

    Customer fee

    Transaction fee


    0.1% p.a. (minimum £48 p.a.)

    You will pay £48 p.a.

    £6 per transaction

    You will pay £24

    You will pay £72

    If you’re considering investing more frequently, regular investments only cost £1 per transaction.

    If you have a mixture of investment types, higher investment balances or an existing investment portfolio to transfer to us, please use our Investment Calculator to get a quick snapshot of what your fees could be.

  • What's included in our customer fee?

    What’s included in our customer fees?

    Anything that covers the running of your account, but doesn’t directly relate to transactions, is covered by a single monthly customer fee.

    Relevant insight and articles

    to help you be a smarter investor

    Transferring cash or investments

    in from or out to another provider

    Automatic dividend reinvestments

    Support from our knowledgeable team

    by phone or live web chat

    Portfolio analysis

    when logged in to your account

    Custody of your investments

    Other costs to maintain your account

    Moving cash between different accounts

  • Third party charges

    Third Party Charges

    When you buy shares, including investment trusts, the Government imposes Stamp Duty at the following rates:




    Stamp Duty on all UK share purchase settled through CREST, rounded up to the nearest 1p

    Stamp Duty on all UK share purchases not settled through CREST, rounded up to the nearest £5

    Stamp Duty on Irish registered stock

    The Panel of Takeovers and Mergers (PTM) also charges £1 on all UK share transactions with a combined value of over £10,000.

    Please note that funds, Exchange Traded Funds (ETFs) and Investment Trusts come with charges and expenses applied by the fund manager to cover the costs of buying and selling the underlying investments and managing the fund. Most funds we offer have no initial charge, but if there is one, it is a fee levied by the fund manager and Barclays doesn’t keep any part of it.

  • Interest rates

    Interest Rates

    Investments Account, Investment ISA and SIPP Account

    Investment Saver

    No interest is currently paid on these balances.

    Barclays Investment Solutions Ltd holds all uninvested cash as Client Money with a selection of Approved Banks or other third parties. View details of the current panel.

    0.01% pa (AER: 0.01% pa) interest is paid on the first day of each month, based on the cash held in your account the previous month. Rates may change from time to time. AER (Annual Equivalent Rate) illustrates what the interest rate would be if interest was paid and compounded once each year.

  • Pension account

    Pension Account Administration charges

    £125 + VAT p.a.

    In addition to the customer and transaction fees, these are Pension Account Administration charges if you currently have a Barclays SIPP. All SIPP accounts pay an AJ Bell Administration fee of £31.25 + VAT per quarter or part thereof (£125 + VAT p.a.). This fee will be collected by Barclays and paid to AJ Bell. No part of this fee is kept by Barclays.

    Depending on your activity additional SIPP charges may apply. See a full list of SIPP fees. [PDF, 194 KB]

Cost Calculator

Cost Calculator

We’ve changed our fees so that they’re more transparent and you can see clearly what you’re paying for. Get a quick snapshot of what your fees could be.

UK Platform Group

Members of the UK Platform Group have developed a factsheet to help consumers compare platform charges – the factsheet outlines the types of charges imposed by platforms and the different labels that are used across the industry to describe such charges.

Charges Factsheet [PDF, 87KB]

Other ways to invest

Always remember that investments can fall in value. You may get back less than you invest.


Plan & Invest

Plan & Invest is a service which creates and manages a personalised Investment Plan just for you. Whether your long-term goal is your child’s university education, retirement or just building a nest egg, all you have to do is tell us a bit about yourself and then, if you’re ready to invest, let our experts select and manage your investments.

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The value of investments can fall as well as rise. You may get back less than you invest. Tax rules can change and their effects on you will depend on your individual circumstances.

Investment Account

A fully flexible way to invest

A flexible, straightforward account with no limits on the amount you can invest.


Investment ISA

An easy way to start investing

We offer two ways to invest using our award-winning Investment ISA ('Best Stocks & Shares ISA Provider', Shares Awards 2021). Choose your own investments with Smart Investor, or let us make the decisions for you with Plan & Invest. Either way, invest up to £20,000 per year and any returns you make are tax-free1.

Start investing to make the most of those special times to come by using your new 2021-22 ISA allowance in an Investment ISA today. The sooner you begin, the sooner you could grow your money, tax efficiently.