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How much does investing cost?

Our fees

Compared to savings accounts, the different costs involved with investing may seem complicated. We use a simple pricing structure to help you understand what your investment will cost. Your fees will depend on what you invest in, how often you invest and the value of your investments.

  • Customer and transaction fees

    Customer fees (based on asset holding)

    We charge a fee for maintaining your service, it’s calculated daily and based on the end of day value of your holdings (excluding Cash).

    Funds

    Other investments

    Minimum fee per month

    Maximum fee per month

    0.2% p.a

    Funds mean Unit Trusts & Open Ended Investment Companies (OEICs) only.

    0.1% p.a

    Other investments mean all asset classes except for funds.

    £4

    The minimum fee will only apply once you add cash or investment to your account.

    £125

    Transaction fees (when you buy or sell an investment)

    Every time you buy or sell an investment, you pay a one-time fixed fee to cover the costs.

    Funds (Online)

    Other investments (Online)

    All automated regular investments

    All investments (Telephone)

    £3

    £6

    £1

    £25

     

    What might it cost to invest with us if you invest up to £24,000 in funds and make two transactions per year:

    Customer fee

    Transaction fee

    Total

    0.2% p.a. (minimum £48 p.a.)

    You will pay £48 p.a.

    £3 per transaction

    You will pay £6

    You will pay £54

    Or if you invest up to £48,000 in shares and make four transactions per year:

    Customer fee

    Transaction fee

    Total

    0.1% p.a. (minimum £48 p.a.)

    You will pay £48 p.a.

    £6 per transaction

    You will pay £24

    You will pay £72

    If you’re considering investing more frequently, regular investments only cost £1 per transaction.

    If you have a mixture of investment types, higher investment balances or an existing investment portfolio to transfer to us, please use our Investment Calculator to get a quick snapshot of what your fees could be.

  • What's included in our customer fee?

    What’s included in our customer fees?

    Anything that covers the running of your account, but doesn’t directly relate to transactions, is covered by a single monthly customer fee.

    Relevant insight and articles

    to help you be a smarter investor

    Transferring cash or investments

    in from or out to another provider

    Automatic dividend reinvestments

    Support from our knowledgeable team

    by phone or live web chat

    Portfolio analysis

    when logged in to your account

    Custody of your investments

    Other costs to maintain your account

    Moving cash between different accounts

  • Third party charges

    Third Party Charges

    When you buy shares, including investment trusts, the Government imposes Stamp Duty at the following rates:

    0.5%

    0.5%

    1%

    Stamp Duty on all UK share purchase settled through CREST, rounded up to the nearest 1p

    Stamp Duty on all UK share purchases not settled through CREST, rounded up to the nearest £5

    Stamp Duty on Irish registered stock

    The Panel of Takeovers and Mergers (PTM) also charges £1 on all UK share transactions with a combined value of over £10,000.

    Please note that funds, Exchange Traded Funds (ETFs) and Investment Trusts come with charges and expenses applied by the fund manager to cover the costs of buying and selling the underlying investments and managing the fund. Most funds we offer have no initial charge, but if there is one, it is a fee levied by the fund manager and Barclays doesn’t keep any part of it.

  • Interest rates

    Interest Rates

    Investments Account, Investment ISA and SIPP Account

    Investment Saver

    No interest is currently paid on these balances.

    Barclays Investment Solutions Ltd holds all uninvested cash as Client Money with a selection of Approved Banks or other third parties. The current panel can be found here.

    0.15% AER Interest is paid on the first day of each month, based on the cash held in your account the previous month. Rates may change from time to time.

    AER (Annual Equivalent Rate) illustrates what the interest rate would be if interest was paid and compounded once each year.

  • Pension account

    Pension Account Administration charges

    £125 + VAT p.a

    In addition to the customer and transaction fees, these are Pension Account Administration charges if you currently have a Barclays SIPP. All SIPP accounts pay an AJ Bell Administration fee of £31.25 + VAT per quarter or part thereof (£125 + VAT p.a). This fee will be collected by Barclays and paid to AJ Bell. No part of this fee is kept by Barclays.

    Depending on your activity additional SIPP charges may apply. See a full list of SIPP fees. [PDF, 180 KB]

    Please note these fees apply to existing SIPP customers. Fees for the new Barclays SIPP have yet to be confirmed and fees may be more or less than those currently charged.

    You are currently unable to open a SIPP. However, you can be the first to know when the Barclays SIPP becomes available.

Cost Calculator

Cost Calculator

We’ve changed our fees so that they’re more transparent and you can see clearly what you’re paying for. Get a quick snapshot of what your fees could be.

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The value of investments can fall as well as rise. You may get back less than you invest. Tax rules can change and their effects on you will depend on your individual circumstances.

Investment Account

A fully flexible way to invest

A flexible, straightforward account with no limits on the amount you can invest.

Investment ISA

A tax-efficient way to invest

Take advantage of tax-efficient investing and protect your returns from income tax, tax on dividends and Capital Gains Tax (CGT).