Mortgage guides and advice

First-time buyer guides

Start your adventure

Expert tips and guides to help you prepare as you set off on the path towards your first home.

Existing customer guides

Managing your mortgage

Find out how to make overpayments, change mortgage holders, get permission to let and deal with worries about mortgage payments.

Moving home mortgage guides

Tips for your big move

From selling your current home to sorting out the mortgage for your new one, we’ve got some tips and insights to help.

Help to buy mortgages

Get a helping hand when buying a home

Struggling to save a deposit? Help to Buy could suit you – while our Help to Buy ISA offers a bonus if you’re saving for a deposit on your first home.

Remortgage guides

How remortgaging works

Find out why moving your mortgage to us from your current lender could be right for you – and how the remortgaging process works.

How to buy to let

Practical tips for landlords

Read our tips on how to become a landlord – from choosing a property and mortgage, to understanding your tax liabilities and legal responsibilities to tenants.

Getting a mortgage when you’re self-employed

Verifying your income

Find out how to prepare for a self-employed mortgage application – and see how we can help you.

How to save for a mortgage deposit

Planning to buy a home

Get a bonus of up to £3,000 from the government when you save up for a mortgage deposit with a Help to Buy ISA.

Mortgage costs and fees explained

The price of buying a home

When you’re planning to buy a property, there are various costs you need to prepare for.

Mortgage calculators

Work out the kind of mortgage you could afford

Use our mortgage affordability calculators to work out how much you could borrow and what kind of deposit you need for a mortgage.

Agreement in Principle (AiP)

Take the first step to your mortgage with an AiP

Start an Agreement in Principle (AiP) online to find out quickly if you could borrow the amount you need – without affecting your credit score. 

Starting your mortgage application

Get ready to apply

Find out how to book an appointment to start your mortgage application, and see the list of documents and information you’ll need to provide.

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