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Help to buy centre

Help to buy mortgages

Get a helping hand when buying a home

Struggling to save a deposit? Help to Buy could suit you – while our Help to Buy ISA offers a bonus if you’re saving for a deposit on your first home.

  • Get a mortgage with just a 5% deposit
  • Top up your deposit to access more mortgage deals
  • Give your savings a boost with a Help to Buy ISA

Your home may be repossessed if you do not keep up repayments on your mortgage.

Help for first-time buyers and movers

Help to Buy equity loans

Top up your deposit with an equity loan

With a Help to Buy equity loan, you can add to your deposit on a new-build property, whether you’re a first-time buyer or buying a new home.

London Help to Buy

Buy a new home in London with a 5% deposit

Add to your deposit on a new-build home in London, whether you’re a first-time buyer or buying a new home.

Shared ownership mortgages

Buy a share of a home and pay rent on the rest

Buying a home through shared ownership means you can apply for a smaller mortgage amount – so your deposit could be lower, too.

Help to Buy ISA

Take advantage of tax-free savings and get a 25% government bonus on £1,600 to £12,000 of your savings when you buy your first home.

How to apply

Call us or visit a branch to make an appointment where we can discuss whether Help to Buy is suitable for you.

Call us

Lines are open all day, every day, except on bank holidays and during Christmas, when they may be closed at off-peak times1

0800 197 1081

Mortgage appointment

How to prepare

Find out which documents you’ll need and what you’ll discuss with our mortgage adviser at your appointment.

Visit a branch

Find a branch near you that offers appointments with mortgage advisers and see when we’re open.