Help to buy centre

Help-to-buy centre

Get help with buying your home

Struggling to save a deposit? Help to Buy could suit you – while our Help to Buy ISA offers a bonus if you’re saving for a deposit on your first home.

  • Get a mortgage with just a 5% deposit
  • Top up your deposit to access more mortgage deals
  • Give your savings a boost with a Help to Buy ISA

Your home may be repossessed if you do not keep up repayments on your mortgage.

Help if you’re buying for the first time or moving

Help to Buy Equity Loan scheme

Top up your deposit with an equity loan

With a Help to Buy Equity Loan, you can add to your deposit on a new-build property, whether you’re a first-time buyer or moving home.

London Help to Buy

Buy a new home in London with a 5% deposit

Add to your deposit on a new-build home in London, whether you’re a first-time buyer or moving home.

Help to Buy ISA

Take advantage of tax-free savings and get a 25% government bonus on £1,600 to £12,000 of your savings when you buy your first home.

Need some help?

You can talk to us about our mortgages online, in branch or by phone at a time that suits you.

Talk to us online

Start a web chat if you’d like to ask us a question online.

Call us

Call us1 today on 0800 197 1081. Lines are open all day, every day, except on bank holidays and during Christmas, when they may be closed at off-peak times.

Visit a branch

Find a branch near you that offers appointments with mortgage advisers and see when we’re open.