Mortgage Agreement in Principle
Take the first step to your mortgage with an AiP
Start an Agreement in Principle (AiP) online to find out quickly if you could borrow the amount you need – without affecting your credit score. See 'How will the information I provide be used?' below, for more details.
- Find out quickly if we're able to lend to you without a full credit check
- Don't bank with us? No problem – you can still get an AiP
How it works
You can get an AiP online if you’re buying a property or remortgaging your current home.
- Choose how much you want to borrow
- Tell us about your income and outgoings
- Get your AiP result straightaway
You’re not committing to anything at this stage – you're not tied to a particular type of deal if you decide to apply for a mortgage with us. Just remember that an AiP isn't a guarantee we'll lend to you.
How will the information I provide be used?
We'll ask credit reference agencies (CRAs) to make enquiries about you and provide us with a quotation search. The agencies will check the details you give us against any database they have access to, public or otherwise. The CRAs will keep a record of the quotation search – but this won't affect your credit score.
If you save and resume an Agreement in Principle or a mortgage application online, we’ll keep the details you enter for 12 months – just in case you want to return to them.
Will you check my credit file for an AiP?
Does an AiP guarantee I'll get a mortgage?
Can I get an AiP if I've had money problems previously?