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Tech Pack

Mobile and gadget insurance for £12.50 a month

Our Tech Pack takes care of up to 4 mobiles and an unlimited number of gadgets worth up to £1,500 each. That means tablets, laptops, sat navs, smartwatches, cameras and more are all protected, wherever you go. The Tech Pack is available to new or existing customers who have a Barclays current account.

What you get

Mobile phone insurance

What’s covered

Up to 4 mobile phones worth up to £1,500 each

Worldwide protection against loss, theft, accidental damage and breakdown

Up to 4 loss or theft claims in any 12 months; unlimited claims for damage and breakdown

What’s not

Mobile phones that haven’t been kept safely – you need to protect your phone like you would your wallet or handbag

Cosmetic damage

An excess of £75 for every successful claim

Gadget insurance

What’s covered

Unlimited number of gadgets worth up to £1,500 each

Worldwide protection against theft, loss, breakdown and accidental damage

Up to 4 loss or theft claims in any 12 months; unlimited claims for damage and breakdown

What’s not

Gadgets over 5 years old

Gadgets that haven’t been kept safely – you need to protect your gadgets like you would your wallet or handbag

Cosmetic damage

An excess of £75 for every successful claim

Terms and conditions (PDF)

Once you’ve added the Tech Pack, we recommend registering your mobiles and gadgets through our third-party partner site online or by calling 0800 158 3199.

The mobile phone and gadget insurance within our Tech Pack have been given 5 Star Ratings by Defaqto, an independent financial information business.

  • Overdraft benefits

    Barclays Bank Account

    When you add one or more Packs to your Barclays Bank Account, you’re eligible to apply for an overdraft, of which the first £200 will be fee-free (subject to status and application). If you already have an arranged overdraft, the first £200 will become fee-free.

    Representative example

    Fee-free overdraft up to £200 (subject to application and status) while you stay within that limit. £12.50 per month Tech Pack fee.

    If you use an overdraft of £1,200, you’ll be charged £1.50 a day when you use it.

    Daily fees are calculated on the daily overdraft balance. When you go over your £200 fee-free amount, daily fees are charged on the whole balance of your arranged overdraft. Daily fees are:

    Up to £200 – no fee
    Over £200 up to £1,000 – 75p a day
    Over £1,000 up to £2,000 – £1.50 a day
    Over £2,000 – £3 a day

    The maximum arranged overdraft is £5,000

    Accounts not eligible for fee-free overdraft

    Overdrafts aren’t available on Barclays Basic Current Accounts, but you can still enjoy the other benefits of the Tech Pack.

    When you add a pack to a Student Additions Account, Higher Education Account or Premier Current Account, no additional fee-free overdraft amount is available because these accounts already offer preferential overdraft terms.

    Overdrafts are repayable on demand and you must be 18 or over to apply. All charges are variable on notice.

How to apply

It just takes a few minutes to apply for the Tech Pack in the Barclays Mobile app or in Online Banking.

Save money with our multi-Pack discount

We’ll reward you with a multi-Pack discount of £2 a month for each additional Pack you add to your account (up to £4 per month).

Travel Pack

Relax. You're travel packed

Combining worldwide family travel insurance with comprehensive RAC cover, our Travel Pack provides protection wherever you go for just £10.50 a month.

Travel Plus Pack

Holiday cover with extras

Our Travel Plus Pack gives you more for just £15.50 a month

  • Worldwide family travel insurance
  • Comprehensive RAC breakdown cover
  • Airport lounge access
  • Airport parking and hotels discounts