Remortgage with us

Find the right new mortgage deal for you

If you're thinking about remortgaging, moving home or buying a new property – we've got a mortgage deal for you, with experts on hand to help.

  • See if you could borrow the amount you need with an online Agreement in Principle – it won't affect your credit score
  • Choose form a wide range of exclusive remortgage deals
  • Earn cashback for having your mortgage with us if you join Barclays Blue Rewards1

Your home may be repossessed if you do not keep up repayments on your mortgage.

Simplicity, choice and value

  • Why Barclays?

    We'll help you take your next step

    • Our wide range of mortgages means you’ll find the right one for you, whatever your needs
    • Find out within minutes whether we’re able to lend the amount you need – without affecting your credit score. Just complete an Agreement in Principle 
    • You’ll be able to manage your mortgage online and through the Barclays Mobile Banking app
    • Earn a reward for having your mortgage with us if you join Barclays Blue Rewards

    Calculate what you can borrow

    Our mortgage calculator makes it simple to find out how much you can borrow and what your payments might be – from the start through to the end of the mortgage term. You may find that our mortgages save you money, particularly if you’re remortgaging.

  • Want to remortgage?

    Other ways to remortgage with us

    You may find that our other mortgages suit your needs better. For example, if you have savings, you could use them to reduce your mortgage term or monthly payments by changing to an offset mortgage.

    If you’re a Premier customer, or eligible to become one, you could apply for our Premier mortgages, which offer exclusive benefits.

  • Our mortgages

    Fixed-rate mortgages

    Fix your rate to plan your monthly budget

    Want to know exactly what your mortgage payments will be each month? Our fixed-rate mortgage could be the right choice for you.

    Tracker mortgages

    A flexible mortgage that follows the market

    If you want a mortgage that reflects the market but doesn’t tie you down to a rate, our tracker mortgages may be what you need.

    Offset mortgages

    Offset mortgages

    Put your savings to work with an offset mortgage

    Linking your savings accounts to an offset mortgage could make your money work harder by reducing the mortgage balance you pay interest on.

    Premier mortgages

    Exclusive rates for you

    Exclusive residential and buy-to-let options, whether you’re looking for a new home or an investment property.

  • Help and guides

    Mortgage lending rules

    What the rules mean for you

    All mortgage lenders have to abide by certain rules – see how they affect you and if we could lend to you – without affecting your credit score.

    How to get a mortgage

    Tips to help you find the right deal for you

    Confused about mortgages? We’ll show you how to get a mortgage from start to finish, including what you need to tell us and the steps you’ll need to take.

    A guide to remortgaging

    Is remortgaging right for you?

    Remortgaging means moving your mortgage to a new lender while staying in the same property. It’s a big decision to make, and our guide can help you consider if it’s right for you.

     

Tools and calculators

Mortgage calculator

Work out your mortgage budget

See how much you could borrow and work out what your monthly payments might be with our mortgage calculators.

Mortgage Agreement in Principle

Take the first step to your mortgage with an AiP

Start an Agreement in Principle (AiP) online to find out quickly if you could borrow the amount you need – without affecting your credit score. See 'How will the information I provide be used?' below, for more details.

  • Find out quickly if we're able to lend to you without a full credit check
  • Don't bank with us? No problem – you can still get an AiP

Need some help?

If you want to know more about buying your first home, choose how you’d like to get in touch – online, in branch or over the phone. You can also browse our mortgage FAQs.

If you want help choosing the right mortgage for you, you’ll need to call us to speak to a mortgage adviser.

Talk to us online

Start a web chat if you’d like to ask us a question online.

Call us

Call us2 today. Lines are open all day, every day – except during the Christmas period, when they may be closed at off-peak times.

0800 197 1081

Visit a branch

Find a branch near you that offers appointments with mortgage advisers and see when we’re open.