How to get started
Find out how much you can borrow
Use our borrowing calculator to get an idea of how much you could borrow based on your income and monthly spending.
Check how much it’ll cost
You can use our repayment calculator to see our latest interest rates and see what your monthly mortgage payments might be.
Get an Agreement in Principle
You can do this online, and it won’t affect your credit score. It takes about 10 minutes and then you can book an appointment online with a mortgage adviser(3).
How does remortgaging work?
Remortgaging means moving your mortgage to a new lender while staying in the same property. Our guide can help you decide if it’s right for you and explain how the process works.
Your remortgage options
Compare our remortgage rates
Discover our latest rates. Remortgage with us and we’ll either waive your standard legal fees or give you cashback.
Great Escape mortgages
Save money when you switch to us - we won't charge application, valuation, or standard legal fees.
Premier mortgages
Move your mortgage from another lender to a Premier-only rate and we won’t charge you any valuation or legal fees.
Offset mortgages
Lower your monthly payments or pay off your mortgage sooner by offsetting the balances of other accounts with us against your mortgage balance.
Frequently asked questions
Remortgaging involves switching your mortgage to a new deal with a different lender. If you’re thinking of switching with us, we offer a switch and save feature to cover the cost of surveys and internal solicitor fees and help you get a better rate or release equity.
It usually takes between four to eight weeks.
Remortgaging is a good option when your current deal is ending or if your property has increased in value.
Yes, you need a solicitor to manage the legal side of remortgaging, but our switch and save feature covers the legal costs with internal solicitor services to help you through the process.
Yes. If you remortgage with us, you can borrow up to 80% of your property’s value, covering key costs like surveys and legal fees. It’s a good idea to get independent financial advice before doing this.
Releasing equity is a way of turning some of your property’s value into cash. If you choose to remortgage, you can release equity by borrowing more than your current mortgage balance.
Yes, but your options might be limited. To see if you’re eligible, complete an Agreement in Principle (AIP). If you’re not eligible, we might be able to help through Kensington Mortgages, which offers tailored solutions for customers with credit challenges.
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Call us on
0333 202 7580
Lines are open Monday to Friday from 8am to 8pm, Saturdays from 9am to 5pm, Sundays closed, and bank holidays from 9am to 5pm.
Join the 10 million Barclays app customers
Make money work for you by opening an account in a few simple steps. If the account’s just for you and you’re over 18, you can use our app.(4)
Important information
You can also check our full mortgage range [PDF, 306KB] to see if our other mortgages are suitable for you, download our tariff of mortgage charges [PDF, 265KB] and read our legal information. Subject to application, financial circumstances & borrowing history. T&Cs apply.(Return to reference)
Your home may be repossessed if you do not keep up repayments on your mortgage.(Return to reference)
Mortgage adviser appointments are available when you are, Monday to Friday from 8am to 9pm, Saturdays from 8:30pm to 5pm and Sundays from 9am to 3:30pm, excluding bank holidays.(Return to reference)
You need to be 18 or over to access this product or service using the app. Terms and conditions apply.(Return to reference)