Remortgage guides
How remortgaging works
Find out why moving your mortgage to us from your current lender could be right for you – and how the remortgaging process works.
Remortgage with us
Refreshing. Reassuring. Remortgages.
Remortgaging with us is easy – whether you’re moving, improving or just looking for a new rate. We’re ready to help 24 hours a day1.
- See if you could be eligible to borrow the amount you need with an online Agreement in Principle – it won't affect your credit score
- We make applying easier, with mortgage appointments available in the evening and at weekends
- Sort out your mortgage at your own pace – upload documents when you’re ready and sign your mortgage documents online
Your home may be repossessed if you do not keep up repayments on your mortgage.
Your first steps
Mortgage calculators
Work out the kind of mortgage you could afford
Use our mortgage affordability calculators to work out how much you could borrow and what kind of deposit you need for a mortgage.
Agreement in Principle (AiP)
Take the first step to your mortgage with an AiP
Start an Agreement in Principle (AiP) online to find out quickly if you could borrow the amount you need – without affecting your credit score.
Mortgage appointment
How to prepare
Find out which documents you’ll need and what you’ll discuss with our mortgage adviser at your appointment.
Your remortgage options
Our best remortgage interest rates
Move your mortgage to us
Switch to us and we’ll either waive your standard legal fees or give you cashback – our mortgage advisers will help you find the right deal for you.
Great Escape mortgages
Save money when you remortgage with us
You could save thousands of pounds when you switch to us from your current lender because we won't charge you application, valuation or standard legal fees.
Premier Mortgages
Refreshing. Reassuring. Remortgages.
Whether you’re moving, improving or just looking for a new rate, we make remortgaging easier, with exclusive rates for Premier.
Offset mortgages
Put your savings to work with an offset mortgage
Reduce your monthly payments or pay off your mortgage sooner by offsetting other accounts with us against your mortgage balance – find out how.
Need some help?
Call us
Call us1 any time – lines may be closed at off-peak times on bank holidays and during Christmas.
0800 197 1081
Track It
If you’ve submitted an application, use your mortgage application reference to find out what stage it’s at.