Fixed-rate mortgages
Fix your rate to plan your monthly budget
Want to know exactly what your mortgage payments will be each month? Our fixed-rate mortgage could be the right choice for you.
Remortgage with us
Find the right new mortgage deal for you
If you're thinking about remortgaging, moving home or buying a new property – we've got a mortgage deal for you, with experts on hand to help.
- See if you could borrow the amount you need with an online Agreement in Principle – it won't affect your credit score
- Choose form a wide range of exclusive remortgage deals
- Earn cashback for having your mortgage with us if you join Barclays Blue Rewards1
Your home may be repossessed if you do not keep up repayments on your mortgage.
Simplicity, choice and value
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Why Barclays?
We'll help you take your next step
- Our wide range of mortgages means you’ll find the right one for you, whatever your needs
- Find out within minutes whether we’re able to lend the amount you need – without affecting your credit score. Just complete an Agreement in Principle
- You’ll be able to manage your mortgage online and through the Barclays Mobile Banking app
- Earn a reward for having your mortgage with us if you join Barclays Blue Rewards
Calculate what you can borrow
Our mortgage calculator makes it simple to find out how much you can borrow and what your payments might be – from the start through to the end of the mortgage term. You may find that our mortgages save you money, particularly if you’re remortgaging.
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Our mortgages
Tracker mortgages
A flexible mortgage that follows the market
If you want a mortgage that reflects the market but doesn’t tie you down to a rate, our tracker mortgages may be what you need.
Offset mortgages
Put your savings to work with an offset mortgage
Linking your savings accounts to an offset mortgage could make your money work harder by reducing the mortgage balance you pay interest on.
Premier Mortgages
Exclusive rates for Premier
Enjoy exclusive access to our mortgages for your home or buy-to-let property – whether you're buying, remortgaging, borrowing more or switching your rate
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Help and guides
Mortgage lending rules
What the rules mean for you
All mortgage lenders have to abide by certain rules – see how they affect you and if we could lend to you – without affecting your credit score.
How to get a mortgage
Tips to help you find the right deal for you
Confused about mortgages? We’ll show you how to get a mortgage from start to finish, including what you need to tell us and the steps you’ll need to take.
A guide to remortgaging
Is remortgaging right for you?
Remortgaging means moving your mortgage to a new lender while staying in the same property. It’s a big decision to make, and our guide can help you consider if it’s right for you.
Tools and calculators
Mortgage calculator
Work out your mortgage budget
See how much you could borrow and work out what your monthly payments might be with our mortgage calculators.
Agreement in principle (AIP)
Take the first step to your mortgage with an AiP
Start an Agreement in Principle (AiP) online to find out quickly if you could borrow the amount you need – without affecting your credit score.
Need some help?
If you want to know more about buying your first home, choose how you’d like to get in touch – online, in branch or over the phone. You can also browse our mortgage FAQs.
If you want help choosing the right mortgage for you, you’ll need to call us to speak to a mortgage adviser.
Talk to us online
Start a web chat if you’d like to ask us a question online.
Call us
Call us2 today on 0800 197 1081. Lines are open all day, every day, except on bank holidays and during Christmas, when they may be closed at off-peak times.
Visit a branch
Find a branch near you that offers appointments with mortgage advisers and see when we’re open.