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Mortgage cost calculator

How much would a mortgage cost?

See examples of costs for different mortgage types and interest rates.

Mortgage Calculator

What will my mortgage cost?

See examples of costs for different mortgage types, payment terms and interest rates.

The lower your loan to value, the more deals you can choose from.

If your loan to value is over 85%, you can borrow up to

  • £300,000 for a flat or maisonette
  • £400,000 for all other property types

Your situation

Product

Monthly payment

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Mortgage terms

Initial payments and rate

The monthly payment and rate you'll pay until your introductory period ends.

Follow-on payments and rate

The payments and rate you'll pay after your introductory period ends if you don’t change anything.

APRC

Use the annual percentage rate of charge to compare the cost of our mortgages, including interest and fees, with those from other lenders.

Mortgage fee

You can pay this fee when you submit a mortgage application, or add it to the amount you borrow.

Total of monthly payments

The information below shows roughly how your monthly payments will affect your mortgage balance over time. But they don't include any other fees or payments you may need to make.

Loan to value

The percentage of the property value that you're going to borrow. We divide your mortgage amount by the property value to work out the LTV.

Early repayment charge

The amount you'll pay if you want to pay off the mortgage early or make an overpayment that's more than we've agreed to.

Fixed-rate

Your rate stays the same for a set period, so your monthly payments remain the same even if our base rate changes.

Tracker

Your rate is a certain amount above our base rate. If base rate goes up or down, your payments will too (it's sometimes called a 'variable rate').

Offset

Money you have in another account with us is used to lower the mortgage balance we charge interest on. All our offset mortgages are trackers.

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Initial period
Deal type
Charges

Need some help?

Chat to us online

Chat to us online if you have a question about using our mortgage calculator.

Call us

Call us1any time – lines may be closed at off-peak times on bank holidays and during Christmas.

0800 197 1081