Get an Agreement in Principle
Find out if we can lend the amount you need without affecting your credit score. It usually takes 15 to 30 minutes.
Mortgage cost and repayment calculator
How much would a mortgage cost?
See examples of costs for different mortgage types and interest rates.
How our mortgage calculator works
Monthly repayments
We divide the mortgage amount and the total interest you’d pay by the number of months you want to repay the money over.
Rounding of repayment amounts
We use the unrounded repayment to work out the amount of interest you’d pay over the mortgage term.
Interest rate
We use the rate to calculate the total interest you’d pay over the mortgage term. The calculator assumes that the rate won’t change during the mortgage term.
Timing of interest conversion
We assume interest will be charged at the same frequency as the mortgage repayments are made.
APRC
The APRC (annual percentage rate of charge) helps you compare different mortgage offers. APRC values are accurate to one decimal place, but no decimal place is shown when the value is a whole number. For example, 3.0% will be shown as 3%.
How much can I borrow?
Get a rough idea of how much you may be able to borrow for a property you'll live in.
Switch to a new rate
If you already have a mortgage with us, take a look at our exclusive rates - there are no legal or valuation fees, and no income assessments.
Cover for the things that matter most
Life insurance for mortgage holders
You could consider taking out life, or life and critical illness insurance alongside your mortgage. These covers are designed to offer some financial protection against the unexpected. Your loved ones would receive a lump-sum payment if you died and, depending on your cover, could receive a lump sum if you were diagnosed with a critical illness, which could help repay your mortgage.
Need some help?
Call us
0333 202 7580
Our mortgage experts are available Monday to Friday from 7am to 8pm, and from 7am to 5pm at weekends. To maintain a quality service, we may monitor or record phone calls. Call charges.
