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Top up an existing loan

Need a little extra?

If you have a Barclayloan but want more money, you could top it up or get another loan.

Subject to application, financial circumstances and borrowing history

Coronavirus and your Barclayloan

If you’re worried about making your loan repayments during the coronavirus situation, read our FAQs to see how we can help.

Benefits

See your new rate

We’re different to most other lenders – in many cases we’ll give you a personalised price quote up front. You’ll see the top-up rate you’ll actually get, and the quote won’t affect your credit score.

Money straightaway

You could get your top-up straightaway, as long as you

  • Apply online or in your app and your application is approved
  • Sign your agreement online or in your app between 7am and 10.30pm

Fixed monthly repayments

Your repayments will be fixed, and you can choose your payment date, to help you budget and stay on top of your top-up loan.

How to apply

See if you can apply for a top-up loan in Online Banking – or the Barclays app if you’re registered1. Just make sure you’ve read the information on this page first.

Top-up loan

Log in to Online Banking here to find out if you have a provisional loan limit and can apply for a top-up loan.

Additional loan

Log in to Online Banking to see if you have a provisional loan limit and can apply for an additional loan.

Lending and guidance

We have lots of additional information, loan options and tools to help you.

Subject to application, financial circumstances and borrowing history.

  • Borrowing to suit you

    Consolidate your debt

    Feel optimistic about your financial future

    Take control of your borrowing by getting all your debts in one place with a Barclayloan.

    Subject to application, financial circumstances and borrowing history.

    Home improvement loan

    Spruce up your property

    Whether you’d like a new kitchen or want to give your lounge a new lease of life, you could get more from your home.

    Subject to application, financial circumstances and borrowing history.

    Personal loan

    Want to know your loan rate?

    If you have a current account with us, you can check to see if you have a provisional loan limit before you apply – without affecting your credit rating1.

    Subject to application, financial circumstances and borrowing history.

  • Helpful guides

    What is a credit rating?

    Discover how to improve yours

    Learn why your credit rating is important, and how to improve it so you’re more likely to be considered for credit in future.

    Managing money problems

    Worried about your finances? Our practical advice can help you tackle money troubles, improve your financial habits and find the support you need.

    Know your loans

    Learn about secured and unsecured loans

    This guide to borrowing covers some of the key factors you should consider when choosing the best loan for your needs.

    Understanding loan rates

    What's an APR?

    We explain what APR means – and the difference between representative and personal APR.

Talk to us about loans

Over the phone

If you have any questions, you can speak to a lending specialist on 0800 716 5982 2.

Visit us in branch

We’re on hand if you’d like to discuss your options in person. You can find your nearest branch and opening times here.