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Personal loan

Want to know your loan rate?

If you have a current account with us, you can check to see if you have a provisional loan limit before you apply – without affecting your credit rating1.

Subject to application, financial circumstances and borrowing history.

Personal price quote – with no credit footprint

Apply in Online Banking or the Barclays app – most people apply in less than 10 minutes1

Quick access to your funds2

0 APR Representative
on loans of
0

over 2-5 years. (Your rate may differ3)

Coronavirus and your Barclayloan

If you’re worried about making your loan repayments during the coronavirus situation, read our FAQs to see how we can help.

Benefits

See your rate

We’re different to most other lenders – in many cases we’ll give you a personalised price quote up front. You’ll see the rate you’ll actually get, and the quote won’t affect your credit score.

Money straightaway

You could get your money straightaway, as long as you

  • Apply online or in the app and your application is approved
  • Sign your agreement online or in your app between 7am and 10.30pm

Fixed monthly repayments

Your repayments will be fixed, and you can choose your payment date, to help you budget.

How much would you like to borrow?

The calculator results below are based on the representative APR for the amount you enter. Your actual rates and repayments may differ and will be based on your personal circumstances, the loan amount and term.

Amount
Amount
Term
Term
Months
months0
Monthly repayment

The same every month

Total amount payable

Loan required

Based on the details you entered

Representative example

  APR Representative
based on a loan of  
repayable over   months
at an interest rate of
  pa (fixed).
Monthly repayment of  .
Total amount payable  .

Representative APR applies to loans of

How to apply

Find out the best way for you to apply for a loan.
If you have a current account with us, we could tell you your personal loan rate up front – and it won’t impact your credit score. Just make sure you read everything on this page before you apply.

You may be eligible

You can see if you’ve been pre-selected to apply for a loan – this means you can see how much you may be able to borrow, and your personal rate, in a few minutes*. All you need is

A current account with us
Online Banking or the Barclays app

* You need to be registered for Online Banking or the Barclays app. Not everyone is pre-selected – if you aren’t, you won’t be able to apply online or in the app. Please get in touch to discuss your options.

Lending and guidance

We have lots of additional information, loan options and tools to help you.

Subject to application, financial circumstances and borrowing history.

Select
  • Borrowing to suit you

    Car loans

    Secure a better deal with a loan

    Get the wheels in motion with a car loan from Barclays and your next purchase could be just around the corner.

    Subject to application, financial circumstances and borrowing history.

    Consolidate your debt

    Feel optimistic about your financial future

    Take control of your borrowing by getting all your debts in one place with a Barclayloan.

    Subject to application, financial circumstances and borrowing history.

    Home improvement loan

    Spruce up your property

    Whether you’d like a new kitchen or want to give your lounge a new lease of life, you could get more from your home.

    Subject to application, financial circumstances and borrowing history.

    Top up an existing loan

    Need a little extra?

    If you have a Barclayloan but want more money, you could top it up or get another loan.

    Subject to application, financial circumstances and borrowing history

  • Other ways to borrow

    Premier Barclayloan

    Exclusively available to Premier customers. See what your loan could look like with a personalised quote.

    Barclaycard

    Choose from our range of credit cards, which include cards for everyday purchases and balance transfers.

    Overdrafts

    Overdrafts

    An overdraft may help you manage your money – and we make it easy for you to work out how much it could cost.

  • Need some more help?

    Get a better credit rating

    Find out how to improve your credit rating – and make it easier to borrow extra money when you need to.

    Know your loans

    Learn about secured and unsecured loans

    This guide to borrowing covers some of the key factors you should consider when choosing the best loan for your needs.

    Understanding loan rates

    What's an APR?

    We explain what APR means – and the difference between representative and personal APR.

    money-mentors-group-on-beach

    Barclays Money Mentors

    Borrowing to pay for those little extras

    Home improvements, buying a car or splashing out on something special? Barclays Money Mentors can guide you through the best options for you.

Talk to us about loans

Over the phone

If you have any questions, you can speak to a lending specialist on 0800 716 5982 4.

Visit us in branch

We’re on hand if you’d like to discuss your options in person. You can find your nearest branch and opening times here.