-

Car loans

Secure a better deal with a loan

Get the wheels in motion with a car loan from Barclays and your next purchase could be just around the corner.

Subject to application, financial circumstances and borrowing history.

Personal price quote – with no credit footprint

Apply in Online Banking or the Barclays app – most people apply in less than 10 minutes1

Quick access to your funds2

0 APR Representative
on loans of
0

over 2-5 years. (Your rate may differ3)

Coronavirus and your Barclayloan

If you’re worried about making your loan repayments during the coronavirus situation, read our FAQs to see how we can help.

Benefits

See your rate

We’re different to most other lenders – in many cases we’ll give you a personalised price quote up front. You’ll see the rate you’ll actually get, and the quote won’t affect your credit score.

Buy straightaway

You could get the money to buy your car straightaway, as long as you

  • Apply online or in your app and your application is approved
  • Sign your agreement online or in your app between 7am and 10.30pm

Fixed monthly repayments

Your repayments will be fixed, and you can choose your payment date, to help you budget and stay on top of the cost of your new car.

Car calculator

How much would you like to borrow to get the car you want?
The calculator results below are based on the representative APR for the amount you enter. Your actual rates and repayments may differ and will be based on your personal circumstances, the loan amount and term.

Amount
Amount
Term
Term
Months
months0
Monthly repayment

The same every month

Total amount payable

Loan required

Based on the details you entered

Representative example

  APR Representative
based on a loan of  
repayable over   months
at an interest rate of
  pa (fixed).
Monthly repayment of  .
Total amount payable  .

Representative APR applies to loans of

.

How to apply

Find out the best way for you to apply for a loan.
If you have a current account with us, we could tell you your personal loan rate up front – and it won’t impact your credit score. Just make sure you read everything on this page before you apply.

You may be eligible

You can see if you’ve been pre-selected to apply for a loan – this means you can see how much you may be able to borrow, and your personal rate, in a few minutes*. All you need is

A current account with us
Online Banking or the Barclays app

* You need to be registered for Online Banking or the Barclays app. Not everyone is pre-selected – if you aren’t, you won’t be able to apply online or in the app. Please get in touch to discuss your options.

Lending and guidance

We have lots of additional information, options and tools to help you when buying a car.

All borrowing is subject to application, financial circumstances and borrowing history.

Select
  • Car finance
    A man and a woman talk beside a car with the driver's door open

    Car-buying tips

    What to think about before and after you buy

    Whether it’s brand new or just new to you, check out our tips on what to consider when buying your car.

    What is a credit rating?

    Discover how to improve yours

    Learn why your credit rating is important, and how to improve it so you’re more likely to be considered for credit in future.

    Understanding loan rates

    What's an APR?

    We explain what APR means – and the difference between representative and personal APR.

  • Other ways to borrow

    Barclaycard

    Choose from our range of credit cards, which include cards for everyday purchases and balance transfers.

    A Barclays Visa Debit card being inserted into a card reader at a restaurant

    Overdrafts explained

    A short-term safety net

    Overdrafts are a short-term way to borrow money up to an arranged limit. Discover how overdrafts work and how to stay on top of your finances.

    Premier Barclayloan

    Exclusively available to Premier customers. See what your loan could look like with a personalised quote.

Talk to us about loans

Visit us in branch

We’re on hand if you’d like to discuss your options in person. You can find your nearest branch and opening times here.

Over the phone

If you have any questions, you can speak to a lending specialist on 0800 716 5982 4.

Call us by video