Know your personal rate before you apply
See what your Premier Barclayloan could look like now with your personalised price quote. There’s no need to apply, and no effect on your credit rating. Your quote will give you a personal rate, not a representative APR, and it’ll be exactly the rate you’ll get if you take out the loan today.
If you apply online and your application is approved, and you can print or download your agreement and sign it online between 7am and 10.30pm, we’ll usually transfer the money to your current account instantly, or within a few hours if you bank with one of the main UK high street banks. Sign online after 10.30pm and it will usually be transferred by 9am the next day. The same applies to loan applications made by phone, where, if approved, you sign your agreement in Online Banking (registration required).
If you take out a Premier Barclayloan and another lender offers you a like-for-like unsecured loan with a lower APR, you can claim under our guarantee within 30 days of the date we signed your Barclayloan agreement. We’ll reduce the interest rate to produce an APR equal to the competing offer and recalculate your monthly repayments to reflect the reduced interest rate. Please see our full price guarantee terms and conditions.
Fixed monthly repayment
To help you budget.
Repaying your loan early
You have the legal right to repay your loan early, in part or full, at any time. As well as any other interest that's due, we’ll charge you a fee equal to 30 days’ interest. This will be calculated using the amount you owe us if you repay in full. For more information3, call 0800 716 5982.