Premier Barclayloan

An exclusive loan for you as a Premier customer

Check your personalised price quote online or on your mobile1

Viewing your rate doesn't affect your credit score

Apply in Online Banking or Barclays Mobile Banking – most people apply in less than 10 minutes1

Loans are subject to status and early settlement fees apply.

0 APR Representative
on loans of

over 2-5 years. (Your rate may differ2)


See your exclusive rate

We’re different to most other lenders – in many cases we’ll give you a personalised Premier price quote up front. You’ll see the rate you’ll actually get, and the quote won’t affect your credit score.

Money straightaway

You could get your money straightaway, as long as you

  • Apply online or in your app and your application is approved
  • Sign your agreement online or in your app between 7am and 10.30pm

Fixed monthly repayments

Your repayments will be fixed, and you can choose your payment date, to help you stay on top of your budget and make the most of your money.

  • Repaying your loan early

    You have the legal right to repay your loan early, in part or full, at any time. As well as any other interest that's due, we’ll charge you a fee equal to 30 days’ interest. This will be calculated using the amount you owe us if you repay in full. For more information3, call 0800 716 5982.

  • To apply for a Premier Barclayloan you’ll need to be…

    At least 18 years old, a UK resident and a Premier customer4.

    To become a Premier customer, you need:

    An annual gross income of £75,000 or more paid into into a Barclays current account


    £100,000 or more saved or invested with us.


    You can use a Barclayloan for almost anything, except:

    • Anything related to starting or running a business
    • Investment purposes, including buying stocks and shares
    • Timeshares
    • Other property finance, including purchases, part payment or deposits on purchases and property development – although home improvements are fine
    • Repaying CCJs or gambling debts
    • As a deposit for something you’re buying with money you’ve also borrowed

    We review eligibility regularly and may change the criteria in future. If you’re no longer eligibile for Premier Banking, we’ll contact you to explain your options.

    Don’t meet these eligibility criteria? You may be able to apply for our regular Barclayloan instead.


How much would you like to borrow?

Get an idea of your repayments and rates using our Premier Barclayloan calculator. The results will be based on the representative APR for the amount you enter. Your actual rates and repayments will be based on your personal circumstances, the loan amount and the repayment term.

mths 0
Monthly repayment

The same every month

Total amount payable

Loan required


Based on the details you entered

Representative example

  APR Representative
based on a loan of  
repayable over   months
at an interest rate of
  pa (fixed).
Monthly repayment of  .
Total amount payable  .

Representative APR applies to loans of


How to apply

If you have a current account with us, we could tell you your personal loan rate up front – and it won’t impact your credit score. Just make sure you read everything on this page before you apply.


Get started

Apply for a new loan, a top-up loan or resume your application in Online Banking – we’ll pre-fill some parts of the form for you.

Looking for some help?

Help with borrowing

Browse our help topics for information on borrowing, credit ratings and dealing with debt.

Budget planner

Understand what you could afford to repay each month.

Want to borrow more?

If you don’t think a Premier Barclayloan is right for you, have a look at our Premier Flexiloan, which can be tailored to meet your needs.

  • Unsecured loans of £50,100 and above
  • Flexible repayment terms of up to 60 months

To find out more or apply, book an appointment with your Premier Relationship Manager by calling 0800 924 7365 5 or by speaking to someone in branch.

The Premier Flexiloan is subject to status and application. The same eligibility applies as for a Premier Barclayloan. A loan arrangement fee will apply.

Any questions? Get in touch


Call us

Call us6 on 0800 716 5982 and we’ll call you back.


Visit a branch

Come along to a branch and apply in person.