Ignite new possibilities with a Barclayloan

Personal price quote – with no credit footprint

Apply in Online Banking or the Barclays app – most people apply in less than 10 minutes1

Get quick access to your money if we approve your loan2

Subject to application, financial circumstances and borrowing history.

0 APR Representative
on loans of

over 2-5 years. (Your rate may differ3)


See your personalised rate

We’re different to most other lenders – in many cases we’ll give you a personalised price quote up front. You’ll see the rate you’ll actually get, and the quote won’t affect your credit score.

Money straightaway

You could get your money straightaway, as long as you

  • Apply online or in your app and your application is approved
  • Sign your agreement online or in your app between 5am and 11pm

Fixed monthly repayments

Your repayments will be fixed, and you can choose your payment date, to help you stay on top of your budget and make the most of your money.

How much would you like to borrow?

Get an idea of your repayments and rates using our Barclayloan calculator. The results will be based on the Representative APR for the amount you enter. Representative APRs shown here reflect loan applications made by Premier customers. Your actual rates and repayments will be based on your personal circumstances, the loan amount and the repayment term.

Term in Months

The same every month

Loan required

Based on the details you entered

Representative example

  APR Representative
based on a loan of  
repayable over   months
at an interest rate of
  per annum (fixed) .
Monthly repayment of  .
Total amount payable  .

Representative APR applies to loans of


How to apply

If you have a current account with us, we could tell you your personal loan rate up front – and it won’t impact your credit score. Just make sure you read everything on this page before you apply.

Get started

Apply for a new loan, a top-up loan or resume your application in Online Banking – we’ll pre-fill some parts of the form for you.

Looking for some help?

Help with borrowing

Browse our help topics for information on borrowing, credit ratings and dealing with debt.

Budget planner

Understand what you could afford to repay each month.

Any questions? Get in touch

Online or in-app

Check to see if you’re eligible to apply for a loan in Online Banking or your app now.

Please note that we might not have all the information we need to show you a provisional loan limit.

Over the phone

Call us4 on 0800 158 3209.