Premier Barclayloan

Know your personal rate before you apply

See what your Premier Barclayloan could look like now with your personalised price quote. There’s no need to apply, and no effect on your credit rating. Your quote will give you a personal rate, not a representative APR, and it’ll be exactly the rate you’ll get if you take out the loan today.

If you apply online and your application is approved, and you can print or download your agreement and sign it online between 7am and 10.30pm, we’ll usually transfer the money to your current account instantly, or within a few hours if you bank with one of the main UK high street banks. Sign online after 10.30pm and it will usually be transferred by 9am the next day. The same applies to loan applications made by phone, where, if approved, you sign your agreement in Online Banking (registration required).

To see if you have a personalised price quote, log into Online Banking or your Barclays Mobile Banking app, if you’re registered.

Fixed monthly repayment

To help you budget.

Repaying your loan early

You have the legal right to repay your loan early, in part or full, at any time. As well as any other interest that's due, we’ll charge you a fee equal to 30 days’ interest. This will be calculated using the amount you owe us if you repay in full. For more information³, call 0800 716 5982.

At least 18 years old, a UK resident and a Premier customer⁴.

To become a Premier customer, you need:

An annual gross income of £75,000 or more paid into into a Barclays current account

or

£100,000 or more saved or invested with us.

You can use a Barclayloan for almost anything, except:

• Anything related to starting or running a business
• Investment purposes, including buying stocks and shares
• Timeshares
• Other property finance, including purchases, part payment or deposits on purchases and property development – although home improvements are fine
• Repaying CCJs or gambling debts
• As a deposit for something you’re buying with money you’ve also borrowed