Coronavirus and your Barclayloan
If you’re worried about making your loan repayments during the coronavirus situation, read our FAQs to see how we can help.
Benefits
See your exclusive rate
We’re different to most other lenders – in many cases we’ll give you a personalised Premier price quote up front. You’ll see the rate you’ll actually get, and the quote won’t affect your credit score.
Money straightaway
You could get your money straightaway, as long as you
- Apply online or in your app and your application is approved
- Sign your agreement online or in your app between 7am and 10.30pm
Fixed monthly repayments
Your repayments will be fixed, and you can choose your payment date, to help you stay on top of your budget and make the most of your money.
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To apply for a Premier Barclayloan you’ll need to be…
At least 18 years old, a UK resident and a Premier customer4.
To become a Premier customer, you need:
An annual gross income of £75,000 or more paid into into a Barclays current account
or
£100,000 or more saved or invested with us.
You can use a Barclayloan for almost anything, except:
- Anything related to starting or running a business
- Investment purposes, including buying stocks and shares
- Timeshares
- Other property finance, including purchases, part payment or deposits on purchases and property development – although home improvements are fine
- Repaying CCJs or gambling debts
- As a deposit for something you’re buying with money you’ve also borrowed
We review eligibility regularly and may change the criteria in future. If you’re no longer eligibile for Premier Banking, we’ll contact you to explain your options.
Don’t meet these eligibility criteria? You may be able to apply for our regular Barclayloan instead.
How much would you like to borrow?
Get an idea of your repayments and rates using our Premier Barclayloan calculator. The results will be based on the representative APR for the amount you enter. Your actual rates and repayments will be based on your personal circumstances, the loan amount and the repayment term.
Amount
Term in Months
Monthly repayment
The same every month
Total amount payable
Loan required
Based on the details you entered
Representative example
APR Representative
based on a loan of
repayable over
months
at an interest rate of
per annum (fixed)
.
Monthly repayment of
.
Total amount payable
.
Representative APR applies to loans of
How to apply
If you have a current account with us, we could tell you your personal loan rate up front – and it won’t impact your credit score. Just make sure you read everything on this page before you apply.
Get started
Apply for a new loan, a top-up loan or resume your application in Online Banking – we’ll pre-fill some parts of the form for you.
Looking for some help?
Help with borrowing
Browse our help topics for information on borrowing, credit ratings and dealing with debt.
Budget planner
Understand what you could afford to repay each month.
Want to borrow more?
If you don’t think a Premier Barclayloan is right for you, have a look at our Premier Flexiloan, which can be tailored to meet your needs.
- Unsecured loans of £50,100 and above
- Flexible repayment terms of up to 60 months
To find out more or apply, book an appointment with your Premier Relationship Manager by calling 0800 924 73655 or by speaking to someone in branch.
The Premier Flexiloan is subject to application, financial circumstances and borrowing history. The same eligibility applies as for a Premier Barclayloan. A loan arrangement fee will apply.
Any questions? Get in touch
Online or in-app
Check to see if you’re eligible to apply for a loan in Online Banking or your app now.
Please note that we might not have all the information we need to show you a provisional loan limit.
Over the phone
Call us6 on 0800 716 5982 and we’ll call you back.
Chat to us
Start a live web chat with one of our team.