Check your affordability
Don’t guess – use our mortgage calculators to work out how much you could borrow.
Steps to buying your first home
We’re here to help with each stage of your journey
Setting goals
Four ways to save
Getting a deposit together means making sacrifices. We’ve got some ideas that aren’t too painful – from flat-sharing to first-time buyer schemes.
Savings goals
Set, save and track
Set up a savings goal in the Barclays app and track your progress.
Saving up to buy your first home
Getting support from Barclays Money Mentors, so that you can budget and save to buy your first home, could be your first step on to the property ladder.
Staying on track
How to budget
Now that you’ve set goals to work towards, you’ll need to keep to a budget – whether that’s daily, weekly or monthly.
Check your credit score
Banks look at your credit score before deciding how much to lend, so make sure you know your rating and check it’s based on up-to-date information.
Check your budget
Make sure you’re covering all costs for buying a home and for moving, such as fees for surveys and storage.
Getting onto the ladder
How to buy your first home
A property may be the biggest purchase you make in life. Our step by step guide to mortgages can help you find the right deal.
Six key questions
Use the answers to six common questions to narrow your house-hunting search and work out exactly what you’re looking for.
Confessions of an estate agent
You’ll probably use an estate agent to see properties for sale. Seeing things from their side may help when it comes to negotiations.
Mortgage guarantee scheme
Buy your home with a 95% mortgage. Whether you’re a first-time buyer or a homeowner who’s looking to move, you can apply for the scheme with a deposit of between 5% and 9.99% of the property purchase price.