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You can apply online, in branch or by calling 0345 744 5445 1.
Everyday Saver
Bank with us? Open an account online in minutes
Simply log in or register for Online Banking.
If you don't yet bank with us or prefer to talk, give us a call on 0345 744 54451 or visit your nearest branch.
Already have an Everyday Saver? Pay into your account.
Save whenever you want, for as long as you want, with instant access to your money.
- 0.25% AER/gross per year2 variable for balances of £1 to £49,999
- 0.30% AER/gross per year2 variable for balances of £50,000 to £10 million
- Instant access to your money – through online banking, the Barclays app and telephone banking, in branch or with an optional cash machine card3
- Open with £1
- Our interest rates are reducing on 28 July 2020 – please see our tables below
Summary box
Account name
Everyday Saver
What is the interest rate?
Effective from 3 September 2018 to 27 July 2020
|
Balance |
Gross per year % |
AER % |
|---|---|---|
|
£1+ |
0.25 |
0.25 |
|
£50,000+ |
0.30 |
0.30 |
Effective from 28 July 2020
|
Balance |
Gross rate per year % |
AER % |
|---|---|---|
|
£1+ |
0.01 |
0.01 |
Interest is calculated daily using your statement balance and is paid on the first working day of each month.
Can Barclays change the interest rate?
Yes, rates are variable. We can increase or decrease the interest rates for the reasons set out in our ‘Barclays and you’ booklet, which is available in branch, or you can read our Terms and conditions for Personal customers. Both also explain when we may change the interest rates, and the notice we’ll give you.
What would the estimated balance be after 12 months based on a £1,000 deposit and deposits for each tier of interest?
|
Deposit amount |
Estimated value after a year |
|---|---|
|
£1,000 |
£1,002.50 |
|
£50,000 |
£50,150.21 |
Effective from 28 July 2020
|
Deposit amount |
Estimated value after a year |
|---|---|
|
£1,000 |
£1,000.10 |
The estimated value is based on no change to the interest rate during 12 months and no withdrawals made.
How do I open and manage my account?
You can open an account online, in the Barclays app, in branch or over the phone. Please see the ‘How to apply’ section below for more details.
You can manage your account in branch, or using Online Banking, the Barclays app or Telephone Banking – provided you’re registered.
You can open this account with £1 – the maximum balance is £10 million.
Eligibility
To apply for this account, you must
- Be aged 16 or above
- Be resident in the UK for tax purposes
Can I withdraw money?
Yes, you’ll have instant access to your money so you can make withdrawals.
Additional information
- You can offset your savings account against your mortgage – but if you do, you won’t earn any interest on your savings
- You can have more than one Everyday Saver account at any given time in sole or joint names
- There’s an optional ATM card to withdraw up to £300 per day from our cash machines in the UK
Terms and conditions
For additional information, download our Everyday Saver terms and conditions.
How to apply
There are different ways to apply, depending on whether or not you bank with us.
New to Barclays?
You can apply in branch with proof of ID and your address.
Register for Online Banking
Get quick and convenient access to your accounts.
More ways to save
If the Everyday Saver isn't what you’re looking for, we have other options for you to consider.
ISAs
Help your savings soar
Make the most of your 2019/20 tax-free ISA allowance. Pay into your existing cash ISA – or open a new one today with as little as £1.
Savings bonds
Put your money away for a fixed rate of return
If you’re serious about saving, you can lock your money in one of our bonds, and know exactly what interest it’ll earn.
Blue Rewards Saver
For Barclays Blue Rewards members only
Saving for a rainy day, a holiday or your first home? If you’re a Barclays Blue Rewards member, you could earn more when you let your savings grow (subject to withdrawals).