ISAs
Earn tax-free interest with instant access to your whole balance. Make the most of your 2024/2025 ISA allowance of £20,000 and feel good about saving.
Savings accounts
If you bank with us, you could open an account online in minutes.
Explore our full range of savings options and pick the products that are right for you.
Start saving with as little as £1 and grow your money using our instant-access savings accounts.
If you already bank with us, you can open your account in the Barclays app1 or Online Banking.
If you’d like help applying in the app, you can book a video appointment.
You need to be 18 or over to access this product or service using the app. T&Cs apply.
If you don't bank with us, you can book an appointment at one of our branches.
Savings accounts
Here are the accounts you can currently open – compare them to find one that’s right for you. You may find that previous savings accounts have different interest rates.
|
Savings accounts |
Rate % AER/gross per year2 |
£ minimum opening |
Accessing your money |
|
|---|---|---|---|---|
|
Rainy Day Saver For Barclays Blue Rewards members and Premier Banking customers only |
5.12% AER/5.00% gross p.a. (£1 - £5,000) 1.16% AER/1.15% gross p.a. (£5,000+) From 13th February 2025 interest rates will be 4.87% AER/4.76% gross p.a. (£1 - £5,000) 1.16% AER/1.15% gross p.a. (£5,000+) |
£1 |
Instant access to withdraw, if you need to |
|
|
Everyday Saver |
1.51% AER/1.65% gross p.a.2 (£1 - £10,000) 1.16% AER/1.15% gross p.a.2 (£10,000+) Interest rates are banded until 12th February 2025. This means that you’ll earn the higher rate on the first £10,000 of your balance and the lower rate on the additional balance over £10,000. From 2nd December 2024 to 12th February 2025 interest rates will be 1.51% AER/1.50% gross p.a.2 (£1 - £10,000)1.16% AER/1.15% gross p.a.2 (£10,000+) From 13th February 2025 interest rates will be 1.26% AER/1.25% gross p.a.2(£1+) |
£1 |
Anytime, withdraw if you need to1 |
|
|
Reward Saver |
2.75% AER/2.72% gross p.a. in months you don’t make withdrawals 0.85% AER/gross p.a. in months you do make withdrawals From 2nd December 2024 to 5th January 2025 interest rates will be 2.75% AER/2.72% gross p.a. in months you don’t make withdrawals From 6th January 2025 interest rates will be 2.51% AER/2.48% gross p.a. in months you don’t make withdrawals 0.76% AER/gross p.a. in months you do make withdrawals |
£1 |
Get instant access to your money and a higher interest rate in months you don’t dip into your savings. |
|
|
Blue Rewards Saver For Barclays Blue Rewards members only |
3.41% AER/3.35% gross p.a. in months with no withdrawals 1.01% AER/1.15% gross p.a in months with one or more withdrawals From 2nd December 2024 to 5th January 2025 interest rates will be 3.41% AER/3.35% gross p.a. in months with no withdrawals From 6th January 2025 interest rates will be 3.17% AER/3.12% gross p.a. in months with no withdrawals 0.76% AER/gross p.a. in months with one or more withdrawals |
£1 |
Occasional, withdraw if you need to (the lower interest rate applies)1 |
|
|
Barclays Children’s Savings Save for a child under 18 |
2.68% AER/2.65% gross p.a. 1.16% AER/ 1.15% gross p.a(£10,000+) Interest rates are banded. This means that you'll earn 2.68% AER/2.65% gross p.a. interest on the first £10,000 of your balance and 1.16% AER/1.15% gross p.a on the additional balance over £10,000 |
£1 |
Anytime, withdraw if you need to1 |
|
More ways to save
If these savings accounts aren't what you’re looking for, we have other options for you to consider.
Compare fixed-rate savings bonds
Put your money away for a fixed rate of return
If you’re serious about saving, you can lock your money in a fixed-rate savings bond and know exactly how much interest you'll earn.
Barclays Children’s Savings
Start saving for their future today
If you don't already bank with us, you can book an appointment.
