Instant-access savings

You could make your money grow through our current range of savings accounts

If you bank with us, you could open an account online in minutes.

Start savings with as little as £1 through our range of instant-access savings accounts.

  • Access to your money online, on your mobile, in person or over the phone1

Our current savings accounts

Here are the accounts you can currently open – compare them to find one that’s right for you. You may find that previous savings accounts have different interest rates.

Instant-access savings

Rate % AER/gross per year2

£ minimum opening

Accessing your money

Everyday Saver

0.05%

(£1 to £10 million)

£1

Instant access to your money1

Children’s Instant Saver

 

Save for a child under 18

1.51% AER /1.50%

(£1 to £10 million)

£1

Instant access to your money1

Children’s Regular Saver

 

Save for a child under 16

1.51% AER /1.50%

For months with 1 or more withdrawals

 

3.50% AER /3.45%

For months with no withdrawals

Save between £5-£100 per month by standing order over a 12 month term

Instant access to your money1

More ways to save

If these savings accounts aren't what you’re looking for, we have other options for you to consider.

ISAs

Tax-free savings up to £20,0003

An ISA is an Individual Savings Account – it allows you to save money in a tax-efficient way. Compare our ISAs to find one that’s right for you.

Savings Bonds

Put your money away for a fixed rate of return

If you’re serious about saving, you can lock your money in one of our bonds, and know exactly what interest it’ll earn.

 

Investment ISA

Want to invest but not sure where to begin? Smart Investor can help you start your portfolio with our Ready-made Investments.

The value of investments can fall as well as rise and you may get back less than you invest.