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ISA

Savings accounts

Prepare for the best moments in life by saving tax free

Use your new £20,000 ISA allowance early this tax year and start saving for the special times to come.

If you haven’t already, you can register for Online Banking.

If you don't yet bank with us or prefer to talk, give us a call on 0345 744 5445 1 or visit your nearest branch.

An ISA is an Individual Savings Account – it allows you to save money in a tax-efficient way. Compare our ISAs to find one that’s right for you.

  • To make the most of your 2021/22 ISA allowance2, simply top up your existing ISA or open a new one

Just so you know, unlike cash savings, the value of investments can fall as well as rise – you may get back less than you invest. Tax rules can change and any benefits to you depend on your personal circumstances.

Coronavirus and your savings

We’re here to support you if you find yourself in financial difficulties as a result of coronavirus so if you need access to your money from your fixed-term deposits, we might be able to help. Read our savings FAQs for details.

Our cash ISAs

Here are the accounts you can currently open – compare them to find one that’s right for you. You may find that previous savings accounts have different interest rates. For more information, read our guide to ISA allowances and Lifetime ISAs .

Our Cash ISAs

Rate %  AER/tax-free per year3

£ minimum opening

Accessing your money

Transferring an existing ISA to us

Instant Cash ISA

0.02% (£1 - £29,999)2
0.05% (£30,000+)2

£12

(£0 for transfers-in)

 

 

Anytime, withdraw if you need to4

Transfer-in an existing ISA in 3 easy steps

1-Year Flexible Cash ISA

0.20% 1-year fixed-rate term

(£1 to £1 million)2

£12

(£0 for transfers-in)

Restricted, up to 3 withdrawals free of charge, each one up to 10% of the balance4

Limited period for transferring-in an existing ISA

Premier 1-Year Flexible Cash ISA

Exclusively for Premier customers 

0.25% 1-year fixed-rate term

(£1 to £1 million)2

£12

(£0 for transfers-in)

Restricted, up to 3 withdrawals free of charge, each one up to 10% of the balance4

Limited period for transferring-in an existing ISA

Wealth 1-Year Flexible Cash ISA

Exclusively for Wealth Management clients 

0.25% 1-year fixed-rate term

(£1 to £1 million)2

£12

(£0 for transfers-in)

Restricted, up to 3 withdrawals free of charge, each one up to 10% of the balance4

Limited period for transferring-in an existing ISA

Investment ISA

Investment ISA

An easy way to start investing

Start investing to make the most of those special times to come by using your new 2021-22 ISA allowance in an Investment ISA today. The sooner you begin, the sooner you could grow your money, tax efficiently

Remember, the value of investments can fall. You may get back less than you invest. Tax rules can change, and individual effects vary.

More ways to save

Our savings accounts

You could make your money grow through our current range of savings accounts

Start saving with as little as £1 through our range of instant-access savings accounts.

Savings bonds

Put your money away for a fixed rate of return

If you’re serious about saving, you can lock your money in one of our bonds, and know exactly what interest it’ll earn.