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Give your savings a shake

Compare Cash ISAs

There’s still time to grow your savings in a cash ISA

If you have cash to save, why not put some of it in a cash ISA?

You can use your 2023/2024 ISA allowance. You can pay up to £20,000 into a cash ISA this tax year, and you won't pay tax on any interest it earns. Good news, there’s still time to open one by 5 April 2024.

Terms, conditions and ISA rules apply.

An ISA is an Individual Savings Account – it allows you to save money in a tax-efficient way. Compare our Cash ISA accounts to find one that’s right for you.

To make the most of your 2023/24 ISA allowance1, simply top up your existing ISA or open a new one.

If you already bank with us, the quickest way to open an ISA is in our app or Online Banking. Simply log in or register for Online Banking.

If you don't already bank with us, call us on 0345 744 54452  to book an appointment to open an account in a branch. Due to popularity, the next available appointment may be a few weeks away.

Just so you know, unlike cash savings, the value of investments can fall as well as rise – you may get back less than you invest. Tax rules can change and any benefits to you depend on your personal circumstances.

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Already have a cash ISA with us?

If your fixed term is ending, check what you can do next.

Explore your options

Compare cash ISAs

Here are the accounts you can currently open – compare them to find one that’s right for you. You may find that previous savings accounts have different interest rates. For more information, read our guide to ISA allowances and Lifetime ISAs .

Cash ISAs

Rate %  AER/tax-free per year3

£ minimum opening value

Accessing your money

Transferring an existing ISA to us

Next steps

Instant Cash ISA

1.66% AER/1.65%tax-free p.a.1 (£1 - £10,000)

1.21% AER/1.20% tax-free p.a.1 (£10,000+)

Interest rates are banded. This means that you’ll earn the higher rate on the first £10,000 of your balance and the lower rate on the additional balance over £10,000.

£11

(£0 for transfers-in)

Instant access to withdraw, if you need to

Transfer-in an existing ISA in 3 easy steps

1-Year Flexible Cash ISA

4.60% 1-year fixed-rate term

(£1 to £1 million)1

£11

(£0 for transfers-in)

Make up to three withdrawals, each one of up to 10% of your current balance

Limited period for transferring-in an existing ISA

18-Month Flexible Cash ISA 

4.35% 18-Month fixed-rate term

(£1 to £1 million)1

£11

(£0 for transfers-in)

Make up to three withdrawals, each one of up to 10% of your current balance

Limited period for transferring-in an existing ISA

Premier 1-Year Flexible Cash ISA

Exclusively for Premier customers 

4.70% 1-year fixed-rate term

(£1 to £1 million)1

£11

(£0 for transfers-in)

Make up to three withdrawals, each one of up to 10% of your current balance

Limited period for transferring-in an existing ISA

Premier 18-Month Flexible Cash ISA 

Exclusively for Premier customers 

4.45% 18-Month fixed-rate term

(£1 to £1 million)1

£11

(£0 for transfers-in)

Make up to three withdrawals, each one of up to 10% of your current balance

Limited period for transferring-in an existing ISA

Wealth 1-Year Flexible Cash ISA

Exclusively for Wealth Management clients 

4.70% 1-year fixed-rate term

(£1 to £1 million)1

£11

(£0 for transfers-in)

Make up to three withdrawals, each one of up to 10% of your current balance

Limited period for transferring-in an existing ISA

Wealth 18-Month Flexible Cash ISA 

Exclusively for Wealth Management clients

4.45% 18-Month fixed-rate term

(£1 to £1 million)1

£11

(£0 for transfers-in)

Make up to three withdrawals, each one of up to 10% of your current balance

Limited period for transferring-in an existing ISA

Money doesn't on ZZZZZs

Is it time to invest?

If you’re looking to save for the longer term, you could open an Investment (Stocks & Shares) ISA. You won’t pay tax on any money you make

Terms, conditions and ISA rules apply. Investments can fall as well as rise, so you might not get back what you invest.

More ways to save

Savings accounts

Explore our full range of savings options and pick the products that are right for you.

Start saving with as little as £1 and grow your money using our instant-access savings accounts.

Compare fixed-rate savings bonds

Put your money away for a fixed rate of return

If you’re serious about saving, you can lock your money in a fixed-rate savings bond and know exactly how much interest you'll earn.