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Give your savings a shake

Compare Cash ISAs

It's time to make your savings work harder

Use your 2023/2024 ISA allowance of up to £20,000 by 5 April 2024. You won’t pay tax on any interest your ISA earns. Open from £1 or pay into your Cash ISA today.

An ISA is an Individual Savings Account – it allows you to save money in a tax-efficient way. Compare our Cash ISA accounts to find one that’s right for you.

To make the most of your 2023/24 ISA allowance1, simply top up your existing ISA or open a new one.

If you already bank with us, the quickest way to open an ISA is in our app or Online Banking. Simply log in or register for Online Banking.

If you don't already bank with us, call us on 0345 744 54452  to book an appointment to open an account in a branch. Due to popularity, the next available appointment may be a few weeks away.

Just so you know, unlike cash savings, the value of investments can fall as well as rise – you may get back less than you invest. Tax rules can change and any benefits to you depend on your personal circumstances.

Compare cash ISAs

Here are the accounts you can currently open – compare them to find one that’s right for you. You may find that previous savings accounts have different interest rates. For more information, read our guide to ISA allowances and Lifetime ISAs .

Cash ISAs

Rate %  AER/tax-free per year3

£ minimum opening value

Accessing your money

Transferring an existing ISA to us

Next steps

Instant Cash ISA

1.66% AER/1.65% tax-free p.a.1 (£1 - £10,000)

1.21% AER/1.20% tax-free p.a.1 (£10,000+)

Interest rates are banded. This means that you’ll earn the higher rate on the first £10,000 of your balance and the lower rate on the additional balance over £10,000.

£11

(£0 for transfers-in)

Instant access to withdraw, if you need to

Transfer-in an existing ISA in 3 easy steps

1-Year Flexible Cash ISA

5.20% 1-year fixed-rate term

(£1 to £1 million)1

£11

(£0 for transfers-in)

Make up to three withdrawals, each one of up to 10% of your current balance

Limited period for transferring-in an existing ISA

18-Month Flexible Cash ISA 

5.05% 18-Month fixed-rate term

(£1 to £1 million)1

£11

(£0 for transfers-in)

Make up to three withdrawals, each one of up to 10% of your current balance

Limited period for transferring-in an existing ISA

Premier 1-Year Flexible Cash ISA

Exclusively for Premier customers 

5.30% 1-year fixed-rate term

(£1 to £1 million)1

£11

(£0 for transfers-in)

Make up to three withdrawals, each one of up to 10% of your current balance

Limited period for transferring-in an existing ISA

Premier 18-Month Flexible Cash ISA 

Exclusively for Premier customers 

5.15% 18-Month fixed-rate term

(£1 to £1 million)1

£11

(£0 for transfers-in)

Make up to three withdrawals, each one of up to 10% of your current balance

Limited period for transferring-in an existing ISA

Wealth 1-Year Flexible Cash ISA

Exclusively for Wealth Management clients 

5.30% 1-year fixed-rate term

(£1 to £1 million)1

£11

(£0 for transfers-in)

Make up to three withdrawals, each one of up to 10% of your current balance

Limited period for transferring-in an existing ISA

Wealth 18-Month Flexible Cash ISA 

Exclusively for Wealth Management clients

5.15% 18-Month fixed-rate term

(£1 to £1 million)1

£11

(£0 for transfers-in)

Make up to three withdrawals, each one of up to 10% of your current balance

Limited period for transferring-in an existing ISA

Money doesn't on ZZZZZs

Make your money work harder with an Investment ISA

Start making the most of your money with an Investment ISA. Whether you’d like help putting a portfolio together with Plan & Invest, or feel confident enough to make your own investment decisions through Smart Investor, we can help you to get your savings working harder.

Terms, conditions and ISA rules apply. The value of investments can fall. You may get back less than you invest.

More ways to save

Savings accounts

Explore our full range of savings options and pick the products that are right for you.

Start saving with as little as £1 and grow your money using our instant-access savings accounts.

Compare fixed-rate savings bonds

Put your money away for a fixed rate of return

If you’re serious about saving, you can lock your money in a fixed-rate savings bond and know exactly how much interest you'll earn.