Savings accounts
Explore our full range of savings options and pick the products that are right for you.
Start saving with as little as £1 and grow your money using our instant-access savings accounts.
Find the right ISA for you
ISAs can help you save in a tax-efficient way, as you won’t need to pay tax on any interest it earns (subject to ISA rules).
You can pay up to £20,000 into a cash ISA (Individual Savings Account) this tax year. You don’t have to pay in the full £20,000 over the tax year, or pay it in one go – just what you can, when you can. For more information, read our Guide to ISAs.
Terms, conditions and ISA rules apply.
From 6 April 2024, cash ISAs are only available to customers aged 18 and over.
If you’re 18 or over, you can open and pay into more than one cash ISA in the same tax year with different providers.
However, you can only pay into one cash ISA with us each tax year right now. You can still open and pay into cash ISAs with different providers, as long as you don’t pay in more than £20,000 across all the ISAs you have.
To make the most of your 2024/25 ISA allowance1, simply top up your existing ISA or open a new one.
If you already bank with us, you can open or top up an ISA in the Barclays app2 or Online Banking3. If you’d like help applying in the app you can book a video appointment.
If you don't bank with us, you can book an appointment at any of our branches. You’ll need proof of your identity and address.
Here are the accounts you can currently open – compare them to find one that’s right for you. You may find that previous savings accounts have different interest rates. For more information, read our guide to ISA allowances and Lifetime ISAs .
Cash ISAs |
Rate % AER/tax-free per year4 |
£ minimum opening value |
Accessing your money |
Transferring an existing ISA to us |
Next steps |
---|---|---|---|---|---|
Instant Cash ISA |
£11 (£0 for transfers-in) |
Instant access to withdraw, if you need to |
Transfer-in an existing ISA in 3 easy steps |
|
|
Reward ISA |
2.75% AER/2.72% tax-free p.a. in months you don’t make withdrawals 0.85% AER/tax-free p.a. in months you do make withdrawals Rates are variable. |
£1 (£0 for transfers-in) |
Get instant access to your money and a higher interest rate in months you don’t dip into your savings. |
Transfer-in an existing ISA in 3 easy steps |
|
18-Month Flexible Cash ISA |
3.60% 18-Month fixed-rate term (£1 to £1 million)1 |
£11 (£0 for transfers-in) |
Make up to three withdrawals, each one of up to 10% of your current balance |
Limited period for transferring-in an existing ISA |
|
Premier 1-Year Flexible Cash ISA Exclusively for Premier customers |
3.95% 1-year fixed-rate term (£1 to £1 million)1 |
£11 (£0 for transfers-in) |
Make up to three withdrawals, each one of up to 10% of your current balance |
Limited period for transferring-in an existing ISA |
|
Premier 18-Month Flexible Cash ISA Exclusively for Premier customers |
3.65% 18-Month fixed-rate term (£1 to £1 million)1 |
£11 (£0 for transfers-in) |
Make up to three withdrawals, each one of up to 10% of your current balance |
Limited period for transferring-in an existing ISA |
|
Wealth 1-Year Flexible Cash ISA Exclusively for Wealth Management clients |
3.95% 1-year fixed-rate term (£1 to £1 million)1 |
£11 (£0 for transfers-in) |
Make up to three withdrawals, each one of up to 10% of your current balance |
Limited period for transferring-in an existing ISA |
|
Wealth 18-Month Flexible Cash ISA Exclusively for Wealth Management clients |
3.65% 18-Month fixed-rate term (£1 to £1 million)1 |
£11 (£0 for transfers-in) |
Make up to three withdrawals, each one of up to 10% of your current balance |
Limited period for transferring-in an existing ISA |
|
1-Year Flexible Cash ISA |
3.90% 1-year fixed-rate term (£1 to £1 million)1 |
£11 (£0 for transfers-in) |
Make up to three withdrawals, each one of up to 10% of your current balance |
Limited period for transferring-in an existing ISA |
|
Terms, conditions and ISA rules apply. Investments can fall as well as rise, so you might not get back what you invest.
Explore our full range of savings options and pick the products that are right for you.
Start saving with as little as £1 and grow your money using our instant-access savings accounts.
Put your money away for a fixed rate of return
If you’re serious about saving, you can lock your money in a fixed-rate savings bond and know exactly how much interest you'll earn.