Already bank with us?
You can apply online, in the Barclays app, in branch or by calling 0345 744 5445 1
Tax-free savings, with instant access to your money
Make the most of your 2022/2023 ISA allowance of £20,000. If you bank with us, you could pay in or open a new ISA online in minutes.
If you haven’t already, you can register for Online Banking.
Already have an Instant Cash ISA? Pay into your account or create a savings goal.
If you don't yet bank with us or prefer to talk, give us a call on 0345 744 5445 1 or visit your nearest branch.
Account name
Instant Cash ISA – Issue 1
What is the interest rate?
Effective from 1 June 2022
Balance |
Tax-free p.a.% |
AER % |
---|---|---|
£1 - £29,999 |
0.10 |
0.10 |
£30,000+ |
0.20 |
0.20 |
Interest is calculated daily using your statement balance and is paid on the first working day of each month.
Yes, rates are variable. We can increase or decrease the interest rates for the reasons set out in our ‘Barclays and you’ booklet, which is available in branch, or you can read our Terms and conditions for Personal customers. Both also explain when we may change the interest rates, and the notice we’ll give you.
Deposit amount |
Estimated value after a year |
---|---|
£1,000 |
£1,001.00 |
£30,000 |
£30,060.06 |
The estimated value is based on no change to the interest rate during 12 months and no withdrawals made
You can open an account online, in the Barclays app, in branch or over the phone. Please see the ‘How to apply’ section below for more details.
You can manage your account in branch, or using Online Banking, the Barclays app or Telephone Banking – provided you’re registered3.
The minimum opening balance allowed is £0 if the Instant Cash ISA – Issue 1 is being funded by an ISA transfer-in, otherwise the minimum deposit is £1.
To apply for our Instant Cash ISA – Issue 1, you must
In order to subscribe to a cash ISA, you can’t have subscribed to another cash ISA or used your total annual ISA allowance in any combination of permitted ISAs during the same tax year.
Yes, you’ll have instant access to your money so you can make withdrawals.
For additional information, download our Instant Cash ISA – Issue 1 terms and conditions [PDF, 232KB]
You can apply online, in the Barclays app, in branch or by calling 0345 744 5445 1
You can apply in branch with proof of ID and your address.
Get quick and convenient access to your accounts.
If this savings account isn't what you’re looking for, we have other options for you to consider.
Tax-free savings, with some access to your money
Make the most of your 2022/2023 ISA allowance of £20,000 and feel good about saving. If you bank with us, you could pay in to your existing ISA or open a new one online in minutes.
Manage your savings
The Help to Buy: ISA has closed to new savers, but you can add money to one you’ve already opened until 30 November 2029.
If you already have a Help to Buy: ISA, you can now set up a savings goal in the Barclays app4 and track your progress.