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A couple sat down together working out bills

Money management

The cost of living and your everyday finances

With the cost of living going up, now’s a good time to keep a close eye on your finances. Whether you need budgeting basics, smart ways to save or tools to help you take control of your cash, we’ve got lots of guidance for you. Explore the topics below to get started.

Need help with money troubles? Take a look at our Money worries page.

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  • Cost of living

    Need to talk about the cost of living?

    If you’re struggling to stay on top of your finances at the moment, we’re here to help with a dedicated team if you need us. 

    Budget better with the Barclays app

    When you’ve got a clear picture of your finances, it’s much easier to stay in control. The Barclays app1 shows you exactly where you spend, lets you track your everyday finances and could help you find ways to cut back.

    Mortgage support hub

    Need help with your mortgage? Visit our support hub to get all the latest mortgage information and find out more about the government’s new Mortgage Charter. 

    Save money on your food shop

    How meal planning, savvy shopping and clever tech could help you eat well for less. 

    View subscriptions in the app

    You can view your subscriptions and upcoming payments in one place1, helping you to manage your spending. You might even spot some other savings you can make right now too.

    Guidance from our Money Mentors

    Want to budget better or become a savvy saver? Learn how, with bitesize videos from our friendly team.

    Live events and webinars

    From the cost of living to staying safe online, our free Digital Eagles events can help you get the most out of digital.

    Help for Households

    The government is offering cost of living support for many households. Find out if you could be eligible.

    What you can do to help beat inflation

    Inflation affects your finances in lots of ways. Learn how it works and what you can do. 

    The Barclays app

    Take control of your money. Check your balance, send money and earn rewards on your mobile with the Barclays app1.

  • Budgeting and spending

    Save money on your food shop

    How meal planning, savvy shopping and clever tech could help you eat well for less. 

    Budget better with the Barclays app

    When you’ve got a clear picture of your finances, it’s much easier to stay in control. The Barclays app1 shows you exactly where you spend, lets you track your everyday finances and could help you find ways to cut back.

    Keeping your spending in check

    Ways to stay in control of your money.

    Spending within your means

    Spending isn't an issue, but it's important to make sure you're not spending too much. Let's explore some ways of finding a balance.

    Money mindsets

    Scrimper, saver, spender, splurger – we have many different attitudes to money that can shift with the seasons. Pick the mindset that most suits you for tips to turn it to your advantage.

  • Saving and investing

    A quick guide to saving and investing

    Savings and investments can be a good way to provide for your financial future. Here's a brief guide to help you find an option to suit you2.

    Savings goals

    Set, save and track. 

    Set up a savings goal in the Barclays app and track your progress.

    Greener money

    How a sustainable lifestyle could help you save

    Discover how tips for a more sustainable lifestyle could help save you money, and why investing your money in a sustainable fund could have a positive impact on the planet.

    Boost your savings

    We've gathered 10 of the best personal finance hacks – savvy shortcuts to bolster your bank balance3.

    How to save money quickly

    10 fast ways to build your savings. Cutting back on a few non-essential items could be a quick way to help you save a little more each month.

    Savvy ways to save without noticing

    Smart tweaks to your everyday financial habits could help boost your savings.

  • Borrowing and debt

    Taking control of your card debt

    To help save money, you could consolidate outstanding credit card and store card debt with a balance transfer credit card. Explore which option could be best for you.

    Is a debt consolidation loan right for you?

    Read through some of the most commonly asked questions on debt consolidation loans, outlining the pros and cons to help you decide if this is right for you.

    Declined by a lender

    Find out why lenders decline applications for credit cards, loans and mortgages, and what to do next – and discover what you need to know about so-called 'bad credit' loans.

    Budget planner

    It's important to know any payments you make will fit in with your other monthly expenses. Our budget planner will show you what you can afford.

    Take care of your credit score

    Why it pays to have a healthy rating.

    How to look after credit is key to getting a good mortgage.

  • Family and students

    Top tips to tackle your financial goals

    We ask financial experts for their top tips on how you can tackle your money goals, from quick wins to planning for your family's future.

    Couples finance

    Ideas for managing your money as a couple.

    Of all the challenges you face as a couple, managing your money can be one of the hardest. We look at some ideas that can help.

    Money saving tips for families

    Cut back on your everyday spending.

    Take greater control of your family finances and make sure you're not missing out on any potential savings.

    How to teach your children about money

    Discover 12 fun ways to teach your children about money and help nurture good financial habits from an early age.

    Little Spenders

    Being taught basic money skills as a kid can help you progress in life. So we decided to try a fun experiment to see what would happen if the Bhaker family gave control of the weekly finances to their kids – and discover if they learned any lessons.

    Student finance, fees and costs

    You've made it into uni? Great. You've got past the first hurdle; now it's time to look at some ways you can stay on top of your money while your head's in your books. Here are some tips on how to budget while you're in full time education.

  • Your home

    Mortgage support hub

    Need help with your mortgage? Visit our support hub to get all the latest mortgage information and find out more about the government’s new Mortgage Charter.  

    First-time buyer guides

    Start your adventure.

    Expert tips and guides to help you prepare as you set off on the path towards your first home.

    Make money from your home

    It's always a treat to find a few quid down the back of the sofa. But did you know you could have thousands more pounds hidden elsewhere in your home?

    Mortgage calculators

    Find out which kind of mortgage you could afford. Use our mortgage calculators to work out how much you could borrow and how much deposit you need for a mortgage.

    Tips to save energy at home

    Learn how you can save on heating and electricity bills in your home from these tips brought to you by Energy Saving Trust.

  • Learning resources

    Guidance from our Money Mentors

    Want to budget better or become a savvy saver? Learn how, with bitesize videos from our friendly team.

    Digital Eagles

    Our Digital Eagles are passionate colleagues, helping everyone get the most out of digital banking. No matter where you are on your journey, we can help keep you up to date and stay safe online.

    Coding and online safety for kids

    Our Code Playground sessions can help your children learn coding basics. 

    Digital Wings

    Learn about basic and more complex digital topics with courses developed by experts.

    Barclays Money Workouts

    Interactive exercises to help shape up your finances – whether you want to save for a rainy day or cut out little luxuries to buy a bigger treat.