Ready-made Investments

Our five Ready-made Investment funds are designed to provide a straight-forward way to start investing.

When you invest in a Ready-made Investment, your money is used to buy a selection of investments chosen by a fund manager. Each one contains a mixture of investment types (cash, shares and bonds) from across the world. The combination is different for each Ready-made Investment based on the level of return it’s hoping to achieve and the corresponding level of riskier investments it holds. It means, whichever one you choose, your eggs aren’t all in one basket.

All you have to do is choose a Ready-made Investment that you feel suits you and what you’re hoping to achieve.

Fund manager fee

0.45% per year (OCF – Ongoing Charges Figure^*)

Our Smart Investor customer fee: 0.20% per year or a minimum of £4 per month

You also pay a transaction fee of £3 each time you invest, or only £1 if made as a regular investment.

^*This is the cost of running the fund and is deducted from the value of the fund, not charged as a cash payment like the customer fee. Transaction costs will also be incurred by the fund. These aren’t included in the OCF.

Representative example

Transaction fees apply every time you buy or sell investments