Introduction to Ready-made Investments

Leave the day-to-day management to Barclays investment experts and take the complexity out of investing.

Ready-made Investments offer a quick, efficient and low-cost way to build a diversified portfolio. Even if you've invested before, if you'd prefer to choose an investment to match your goals and risk appetite, Ready-made Investments could be what you're looking for.

Remember the value of the investments can fall as well as rise. You may not get back what you invest. We're not recommending Ready-made Investments as being suitable for you based on your personal circumstances, nor do we offer personal financial advice.

If you're unsure about this investment’s suitability for you, or you’re not confident about making your own investment decisions you should seek independent advice.

About Barclays Ready-made Investments

We’re always looking for ways to help you make your own informed decisions to reach your investment goals. That’s why we’ve partnered with Barclays investment experts to bring you a simple way to build and maintain a diversified portfolio with global exposure, taking into account the level of risk that you are comfortable with. While more risk can offer the potential for bigger rewards, it also increases the chances of losing money, so it’s important to understand the right level of risk for you.

The Barclays team of investment strategists also undertakes day-to-day reviews to monitor developments in markets and the holdings within the funds may be moved away from the long-term mix of assets, to take advantage of opportunities in the markets.

What Ready-made Investments offer

It’s easy to get started, with a choice of funds available to purchase within an ISA or Investment Account

Diversification with a level of risk you’re comfortable with – just remember that higher potential rewards tend to mean a greater risk of loss

Clear and transparent fees: The total ongoing cost is only 0.65% per annum based on the value of your holding. This is made up of:

  • Fund manager fees (OCF – Ongoing Charges Figure1): 0.45% per annum
  • Our Smart Investor customer fee: 0.20% per annum or a minimum of £4 per month plus a transaction fee of £3 each time you carry out a transaction, or only £1 if set up as a regular investment.

Ready-made Investments at a glance

To make investing in a diverse portfolio quick and simple, we offer a range of Ready-made Investments.

  • View the text-only version of our infographic View the text-only version of our infographic

    Ready-made Investments at a glance

    To make investing in a diverse portfolio quick and simple, we offer a range of Ready-made Investments.

    These are looked after by professional fund managers, who make the difficult investments decisions so you don’t have to. They work hard to try to optimise returns and respond to changing markets.

    Fund managers aim to invest in a diverse range of places, companies and investment types, like shares, bonds, cash or property, so that the funds aren’t reliant on a single investment and the risk is spread across the portfolio. This can be attractive to new and experienced investors, whether the fund is the only thing the invest in or part of a larger portfolio.

    The diversification helps protect your investment and reduces the overall risk of losing money. Although it may also reduce your potential returns.

    We offer five different funds that balance a range of attitudes to risk and reward, whether you’re most comfortable with low risk and growth or want to take greater risks for potentially higher returns.

    As with all investments, there is a risk you can lose the money you invest. We don’t offer personal advice, so if you’re unsure about investing, you should seek independent advice. Ready-made Investments may not be suitable for your needs and you might want to consider other funds instead.

Important information about the service we provide

We’re presenting these funds to illustrate possible investment options, using some funds we think you might like to invest in. We’re not offering advice or recommendations to select any of these funds, nor are we suggesting these funds are the best solution to provide the kind of returns that we describe.

These funds are growth funds and aim to grow your investment capital instead of income funds that seek to generate regular income.

There are many other options on Smart Investor that could equally or better meet your needs than the funds selected as Ready-made Investments. Before making any decisions you should read our investment principles and research the alternatives that could meet your needs.

Ready-made Investments are funds from Barclays Fund Managers and are one of three ways to start an investment search, alongside ‘Explore the universe’ and the Barclays Funds List.

Learn about other ways of choosing investments

Need some help?

Call us

If you have any questions, you can give us a call on 0800 279 36672