What you need to know

Digital investing is an execution-only service that can help you strengthen your trading capability by providing you with the latest research and market information to inform your decisions. We do not provide personal investment advice or a view on whether investments are suitable for you in light of your personal circumstances and objectives. This means you are solely responsible for the decisions you make. 

Wealth Management & Investment products are provided by a separate part of the Barclays Group and we are paid a fee for discussing these products with you. See the FAQs at the bottom of the page for more information.

If you want to start using our Digital Investing Services (which include both Smart Investor and Plan & Invest) but are unsure about making your own investment decisions, we recommend you speak to an independent financial advisor who will be able to provide personal investment advice. 

Investments can rise as well as fall and you may get back less than you invested.

Past performance isn’t a reliable guide to future performance and what’s more, when you study historical investment returns you see that they can vary significantly from year to year. 

Investing is designed for the longer term, typically five years or more. There’s the potential for greater returns over the long-term, although investing comes with risk. The money you use for your investments should not come from the pot earmarked for paying the bills or from your rainy-day account for emergencies.

There are costs associated with investing 

No charge to open the account and a simple annual customer account fee of 0.25% on investments up to £200,000 and 0.05% on investments above £200,000.

Activity Cost
Buying and selling shares* £6 per deal**
Buying and selling funds No charge
Regular investments No charge
Dividend reinvestment No charge
Holding cash No charge
Transferring investments No charge
Cash withdrawal and account closure No charge

*Including ETFs, investment trusts, bonds, gilts

**Online dealing only. Taxes may apply when buying shares. A foreign exchange and an international brokerage fee will be charged when trading international shares.

Additional fees apply within the SIPP. See the full SIPP fees

Disclosures to aide Financial Guides.

Frequently asked questions

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The value of investments can fall as well as rise. You may get back less than you invest. Tax rules can change and their effects on you will depend on your individual circumstances.

Investment ISA

Easy, tax-efficient, low-cost investing

Grow your money in a tax-efficient ISA. Invest up to £20,000 per year with a simple low annual charge and dedicated customer support.

Get started in minutes and secure your annual allowance with a debit card, a monthly Direct Debit or by moving money from your Barclays account. There’s no charge to hold cash if you need some time to decide where to invest. 

You can also transfer an existing ISA1to benefit from our award-winning ISA service.2

Investment ISAs

Self-Invested Personal Pension (SIPP)

A self-invested personal pension (SIPP) is a type of tax-efficient personal pension that usually offers you access to a wider choice of investments than other types of pension.