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Additional borrowing

Want to borrow more against your property?

As long as you have a good credit record and you can afford your higher repayments, we could help.

Borrow up to 85% of your home’s value

Get up to 85%, or 80% if you’re consolidating any debt. Remember – this limit includes your current mortgage balance, plus the extra amount you’d like to borrow.

Payments that suit you

Repay your new amount over the term of your mortgage, or ask us about paying over a different term.

We’ll help you apply

We’ll speak to you about your income and spending commitments. We’ll also check if you’ve made any big changes to your property, and whether its value or your credit score have changed since we last looked.

Contact us

Give us a call1 to find out more or to make an appointment at a branch or by phone with one of our mortgage advisers.

Call 0800 197 1081

Our additional borrowing rates

See our full mortgage range [PDF, 562KB], download our tariff of mortgage charges [PDF, 265KB] and read our legal information.

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More options

Moving home

Moving home

Your options when you have a mortgage with us

Find out about the mortgage options you can choose from when moving home, and see our exclusive rates and deals for home movers.

Compare our loans

Focus on the future with a personal loan

When it comes to putting your plans into action, it’s personal. And with a personalised loan just a few clicks away, getting things moving could be simpler than you think. Get your loan rate before you apply – without it affecting your credit score.

Subject to application, financial circumstances and borrowing history

Credit cards to suit your lifestyle

Want to buy now and spread the cost? Transfer balances? Earn as you spend? Got a limited credit history? Then there could be a Barclaycard for you.

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Overdrafts explained

A short-term safety net

Overdrafts are a short-term way to borrow money up to an arranged limit. Discover how overdrafts work and how to stay on top of your finances.

Cover for the things that matter the most

Barclays Home Insurance

Get £50 off select smart home bundles from Hive

Get a quote for home insurance between 2 November 2020 and 31 January 2021, take out a policy and get £50 off select smart home bundles from Hive if you’re new to us. Terms, conditions and exclusions apply2.

Barclays Simple Life Insurance

Protect your family

Have you thought about what would happen to your loved ones if you died or became terminally ill? With Barclays Simple Life Insurance, you can give them some financial security with a one-time payment – from £6 per month.

Life Insurance is underwritten by Legal & General Assurance Society Limited. Terms, conditions, exclusions and eligibility criteria apply.

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Life insurance for mortgage protection

Peace of mind for your home

Whether you’re a first-time buyer or only have a few years left on your mortgage, make sure your home is protected if you die or become terminally or critically ill.

Barclays Life Insurance is underwritten by Legal & General Assurance Society Limited. When you select ‘Get a quick quote’, we’ll take you to Legal & General’s website to complete your application securely. Terms, conditions, exclusions and eligibility criteria apply.