Additional borrowing on mortgage

Want to borrow more?

Thinking about borrowing more on your mortgage? Take a look at the exclusive rates we offer only to our mortgage customers.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Why borrow more with us?

Want to borrow more than £5,000? Providing you have a good credit record and can afford the repayments, we could help you finance your plans.

We’ll reward your loyalty

As you already have a mortgage with us, we'll offer you exclusive rates if you want to borrow more against the same property.

Borrow up to 85% of your home's value

The amount you apply for includes your current mortgage balance plus the additional amount you’d like to borrow (the limit is 80% if you’re consolidating debts).

Flexible payment options

You may pay a different interest rate on the new amount – and you can repay the further advance monthly over the term of your mortgage, or sooner.

Straightforward application process

When you apply, we’ll speak to you about your income and spending commitments, value your property and check your credit score.

How to apply

Book an appointment so our mortgage adviser can guide you through the application – either at a local branch or by phone. Lines are open all day, every day – except during bank holidays and the Christmas period, when lines may be closed at off-peak times.