Borrow up to 85% of your home’s value
Get up to 85%, or 80% if you’re consolidating any debt. Remember – this limit includes your current mortgage balance, plus the extra amount you’d like to borrow.
Additional borrowing
Want to borrow more against your property?
As long as you have a good credit record and you can afford your higher repayments, we could help.
Payments that suit you
Repay your new amount over the term of your mortgage, or ask us about paying over a different term.
We’ll help you apply
We’ll speak to you about your income and spending commitments. We’ll also check if you’ve made any big changes to your property, and whether its value or your credit score have changed since we last looked.
Contact us
Give us a call1 to find out more or to make an appointment at a branch or by phone with one of our mortgage advisers.
Call 0800 197 1081
Our additional borrowing rates
See our full mortgage range, download our tariff of mortgage charges and read our legal information.
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Moving home
Your options when you have a mortgage with us
Find out about the mortgage options you can choose from when moving home, and see our exclusive rates and deals for home movers.
Compare our loans
Focus on the future with a personal loan
When it comes to putting your plans into action, it’s personal. And with a personalised loan just a few clicks away, getting things moving could be simpler than you think. Get your loan rate before you apply – without it affecting your credit score.
Subject to application, financial circumstances and borrowing history
Credit cards to suit your lifestyle
Want to buy now and spread the cost? Transfer balances? Earn as you spend? Got a limited credit history? Then there could be a Barclaycard for you.
Overdrafts explained
A short-term safety net
Overdrafts are a short-term way to borrow money up to an arranged limit. Discover how overdrafts work and how to stay on top of your finances.