Barclays Simple Life Insurance

Insuring your life means that you can still be a part of your loved one’s future – even if you’re not here. Whether it’s paying for university fees or making sure the mortgage can be covered, you can still support them if you die.

Losing someone is difficult, emotional and stressful. Making sure your loved ones could pay any debts or expenses and carry on their everyday life means they'd have a little less to worry about.

Life insurance isn’t just about other people’s lives – it’s about yours, too. As well as the comfort of knowing your loved ones are protected, there’s also the comfort of knowing that if you become terminally ill, you’re also protected.

You’re in control of how much cover you want to leave, how long you want to be covered for and, if your circumstances change, it’s easy to change your policy. Just start with what you can afford.

Death: You’ll be covered if you die before the end of your policy

Terminal illness: If you’re diagnosed with a terminal illness and you’re expected to die within 12 months, the policy will pay out at no extra cost. We’ll need verification from your hospital and our medical team

Incorrect information: If you don't answer our questions honestly and in full before your policy starts, we won't pay out

Suicide: If, within the first year of the policy, you die and your death is caused by suicide or intentional and serious self-injury, you won’t be covered

The younger you are when you apply, the less you’ll pay. If your circumstances change after getting your policy, you can change your cover amount without having to re-apply².

You can still get life insurance if you're a smoker, overweight, unwell or unfit but it may affect the amount you have to pay each month. Only a very small number of people get turned down for life insurance.

Cover starts from £6 per month. When you apply for a quick quote, you can adjust the cover amount or duration until you find an affordable cover to suit your needs.

If you died, someone else would have to do the things you do. If your family and friends were unable to do them for free, life insurance would help to pay for someone else to do them.

If you support someone (such as a partner, parents, siblings or friends) – with money or time – you can leave them a lump sum to help cover any costs they’d have to pay if you weren't there to help.

While life insurance through work will help, it may not be enough to leave your loved ones financially secure – try our cover calculator to check. Also, don't forget that if you leave your job, you may not be covered.

While we all hope to die of old age, the reality is that nobody knows when we’re going die or if we’re going to get a terminal illness – life insurance makes sure your loved ones are financially protected if the unexpected happens.

Our process is simple. It generally takes 20 minutes from getting a quote to getting your policy – it may take a bit longer if you have certain lifestyle or health conditions. You can also save and resume the application so you don’t have to do it all at once.

If you answer questions honestly – and in full – during the application process, you (if you’re terminally ill) or your loved ones (if you die) will be paid.

Life is unpredictable and you don't know if something will happen to you. Life insurance puts you in control, by making sure your loved ones are financially protected if you die.