Investment ISA

A tax-efficient way to invest

Invest your £20,000 ISA allowance and protect your investment returns from income tax, tax on dividends and capital gains tax, with our Investment (Stocks and Shares) ISA.

Remember, the value of investments can fall as well as rise, and you could get back less than you invest. If you’re not sure about investing, seek independent advice. Tax rules can change and their effects on you will depend on your individual circumstances.

What’s an Investment ISA?

An Investment ISA, or stocks and shares ISA, is a tax-efficient investing account, with which you can use your ISA allowance to invest for your future with the ability to buy, hold and sell investments such as funds, shares and bonds.

If you’re prepared to accept the risk that you might lose money, our Investment ISA gives you access to a wide range of investment opportunities to help you reach your financial goals.

Why choose an Investment ISA?

Protect your returns from capital gains tax (CGT), tax on dividends and income tax when you invest through an ISA1

Discover our Ready-made Investments – ideal if you’re looking for a single investment that gives you a wide investment exposure

Build on your own diversified portfolio and choose from a wide range of funds, shares and other investments

Access tools, articles, videos and research to help you make smarter investment decisions

Transfer an existing cash or investment ISA to us quickly and easily2

Get the best price offered by our selected Retail Service Providers every time you invest with Barclays Price Improver™3

Already bank with us? You can manage your ISA easily in Online Banking

Withdraw money from your ISA if you need it, and pay it back in before the end of the tax year without using your annual allowance

Remember, the value of investments can fall as well as rise.

What will it cost?

You'll pay a single Customer Fee each month, then one fee for each transaction.

Customer Fees

  • 0.2% per year on the value of your funds
  • 0.1% per year on the value of your other investments
  • There's a minimum of £4 per month

Transaction Fees

  • Funds - £3 per online transaction
  • Other investments - £6 per online transaction
  • All regular investments are £1 per transaction

Other Fees

You might have to pay taxes and levies, and fund manager fees depending on the investments you choose. If you have a SIPP, additional charges will also apply.

Read more about our Smart Investor fees

Apply for your Barclays Investment ISA


Log in to apply

If you have a Barclays Investment Account, or use Barclays Online Banking with a current account, just log in to apply for an Investment ISA.


Apply without logging in

If you don’t have a Barclays Investment Account and don’t use Barclays Online Banking with a current account, you can apply for an Investment ISA without logging in.

Transfer an ISA to us

If you have an ISA elsewhere, you can transfer it to us at any time – but before you start, you’ll need a Smart Investor account.

Transferring your ISAs doesn’t affect their tax-efficient status, but you should make sure that you don’t have to pay penalties or give up valuable benefits – and that you're aware of all the risks and drawbacks involved in this.

Once your new account is open, you can start the transfer process immediately.

Read our transferring investments page for more information.

Learn more about Investment ISA

The value of investments can fall as well as rise. You may get back less than you invest. Tax rules can change and their effects on you will depend on your individual circumstances.

Before transferring, read about the disadvantages, risks, charges, penalties, benefits you'd lose or investments you can’t transfer to us.

Finding investments for my investment ISA

Building up your own investment portfolio in a stocks and shares Individual Savings Account (ISA) can be an exciting prospect. This essential guide will get you started.

Transferring ISAs

There are a number of reasons why transferring your Individual Savings Account (ISA) could stand you and your investments in good stead but you need to be aware of the disadvantages too.

What is an investment ISA?

Investing for the first time? An investment (or stocks and shares) Individual Savings Account (ISA) may be a great place to get started. Here’s why.

All ISA articles

An ISA may hold a variety of investments, and can build wealth over the long-term.  You can find out more about ISAs here.  


  • It’s quick and easy to open an ISA online, and you’ll be able to see all your accounts, savings and investments in one place – simply log in if you already bank with us to get started.

    You’ll need to be over 18, a UK resident or a Crown-employed non-resident, or married to a Crown employee to be eligible to open an Investment (stocks and shares) ISA.

    If you’re new to Barclays, you can apply online. Once you’ve opened your ISA, you can manage it easily in Online Banking and on the Barclays app.

    Please read our terms and information on our fees – we’ll ask you to agree with these when you apply.

  • You can put up to £20,000 into an Investment ISA in the 2019-20 tax year.

    Alternatively, you can split your allowance between a cash, investment, or innovative finance ISA and lifetime ISA. However, with a lifetime ISA, you can only pay in up to £4,000 in each tax year.

  • You can hold funds, shares, gilts and bonds, Exchange Traded Funds (ETFs), Investment Trusts and new issues in your Investment ISA.

    If you want to invest this year’s £20,000 allowance, but haven’t decided yet where to put your money, you can hold cash in your Investment ISA until you’ve made up your mind.

Call us

If you have any questions, you can give us a call on 0800 279 36674