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Pay in a cheque without paying us a visit

All you need is your smartphone

We’re always looking for innovative ways to make your life easier. Getting to a branch in opening hours isn’t always possible, so we’re pleased to tell you there’s a more convenient way to pay in cheques – anytime, anywhere.

If you can’t see the ‘Pay in a cheque’ feature, please bear with us – we’re rolling the feature out to everyone in stages, so it may take a little while longer to show on your app.

How it works

Pay in cheques by using the Barclays app and your smartphone’s camera1. Just take a photo of the cheque and submit it through your app, with the amount and payee details.

You’ll get the money in your account by 23:59 the next weekday2, if you pay the cheque in by 15:59 the weekday before, so there’s no more waiting around for your money to clear.

 

Which accounts?

Pay into any Barclays sterling current or savings accounts (excluding ISA and Bond accounts, or accounts from other banks)

How much?

Pay in sterling cheques up to £500 each – four cheques every seven days if you’re a Personal or Premier customer, and 20 if you’re a Business customer

Is it safe?

It’s just as secure as paying in a cheque at a branch

A step-by-step guide to paying in a cheque with your phone

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Step 1

Log in to the Barclays app and select ‘Pay & Transfer’ at the bottom of the screen, then tap ‘Pay in a cheque’.

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Step 2

Choose the account you want to pay your cheque into. Enter the amount and a reference if you need one, then select ‘Take photo’.

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Step 3

Hold your phone over the front of the cheque. The on-screen frame will turn green when the cheque is correctly placed and will take a picture automatically. Do the same with the back of the cheque.

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Step 4

Tap ‘Pay in cheque’. That’s it – all done.

FAQs

Paying in at a branch

You can still pay in cheques at a branch but at the moment, you’ll get your money much sooner by using your app. Until we’ve upgraded all of our branches for cheque imaging, it’ll typically take up to 6 weekdays from the day you pay in your cheque for the money to be yours to keep.

For the rest of the year until cheque imaging fully replaces paper-based clearing, more and more cheques will clear faster – so don’t get caught out when you write one. Make sure you always have enough money in your account to cover them. Learn more about the cheque clearing cycle and the future of cheques.

What else can your app do?

The Barclays app4 is here to help you manage your money on the go – safely and securely. But there’s much more to it than that.