More than an everyday bank account
Enjoy a range of exclusive products and benefits – just for you.
To join Premier Banking, you’ll need to have
An annual gross income of £75,000 or more paid into a Barclays current account
A minimum of £100,000 saved or invested with us
We’ll review your eligibility for Premier Banking regularly. If you no longer meet the criteria, we’ll contact you to explain your options. We may also change the eligibility criteria in future.
Don’t qualify for Premier? Try a Barclays Bank Account.
Have £500,000 to invest? Discover how Wealth Management can help you achieve your ambitions.
The value of investments can fall as well as rise. You may get back less than you originally invested.
Our dedicated Premier relationship team is on hand to help with any financial decisions or questions you have, whether it’s about your Premier account or any business accounts you have with us. Call us5 on 0800 924 7365, Monday to Sunday from 8am to 10pm. You can also use Premier Telephone Banking 24/7 and chat with us in the Barclays app. We also offer for Video Banking for some services.
Join Barclays Avios Rewards for just £12 a month and you can start collecting Avios now to put towards your next trip with British Airways. You could collect at least 20,500 Avios in your first year – enough for a peak British Airways return economy (Euro Traveller) flight to Nice6. Eligibility and conditions apply.
Our app makes managing your money easy – with spending insights to help you plan, simple ways to track your payments and the option to temporarily freeze a misplaced debit card. You can also check your payment calendar to see what’s due to leave your account day by day – and much more.
Ignite new possibilities with a Premier Barclayloan. See your personalised rate without affecting your credit score.
4.3% APR Representative on loans of £7,500 to £15,000 over two to five years4 (your rate may differ). Subject to application, financial circumstances and borrowing history.
Our best offers for your next home or property investment.
An exclusive savings bond for you as a Premier customer. Earn a fixed rate on your money with the flexibility to access some of it too. Terms and conditions apply.
Your exclusive black debit card lets you withdraw up to £1,000 every day, as long as you have enough money in the account2.
Use the Barclays app or Online Banking to send money to a wide range of countries without having to pay a charge3. You can also make international payments at a branch – with fees from £25. Just remember that the recipient’s bank may still charge a fee depending on where it’s based.
As a Premier customer, you can apply for an interest-free arranged overdraft up to £500. Overdrafts, including interest free amounts, are subject to application, financial circumstances and borrowing history.
How does our overdraft compare?
A good way to compare the cost of our overdraft with other overdrafts or other ways of borrowing is to look at the APR. The APR shows the cost of borrowing over a year.
Representative example
In addition to interest charges, overdrafts over £15,000 have a set-up fee of 1.5% of the arranged overdraft limit, and a renewal fee of 1.5% of the limit will also be applied annually, unless we agree different terms with you.
You can find out more about our interest charges that apply by using our overdraft calculator – just select ‘Premier Current Account’ from the drop-down list.
Overdrafts are repayable on demand and you must be over 18 and UK resident to apply. You can contact us at Barclays, Leicester, LE87 2BB.
For more details, see ‘General information about overdrafts’, below.
It’s simple, safe and secure. If you already have an account with us, you can apply for another one in the Barclays app or Online Banking.
The quickest way to open a sole Premier Current Account is to download the Barclays app from your app store and open it to start your application. If we accept your application, you can start using your account in the app straight away.
Sole account
Use the Barclays app to apply for an account if you
Already bank with us?
Log in to upgrade to a Premier Current Account, or call us3 on 0800 197 1059. Lines are open Monday to Friday from 9am to 6pm.
General information about overdrafts
An overdraft limit is a borrowing facility which allows you to borrow money through your current account.
There are two types of overdraft – arranged and unarranged.
An arranged overdraft is a pre-agreed limit, which lets you spend more money than you have in your current account. It can be a safety net to cover short-term outgoings, like an unexpected bill. It is not suitable for longer-term borrowing. We charge you for every day of the month that you use your arranged overdraft where you go beyond any interest free limit you may have.
An unarranged overdraft is when you spend more money than you have in your current account and you have not agreed an arranged overdraft limit with us in advance or you have exceeded an existing arranged borrowing facility.
You can only make payments from your account if you have enough money in your account or through an arranged overdraft to cover them. Barclays will always attempt to return any transaction that could take your account into an unarranged overdraft position. Having enough money in your current account or having an arranged overdraft limit could help prevent payments such as priority bills from being returned unpaid.
On very rare occasions we may be unable to return a payment (e.g. due to an offline transaction made on a flight) and the account may enter an unarranged overdraft. No additional charges will be applied in this situation.
Information regarding the conduct of your account may be sent to credit reference agencies. As with any debt or borrowing, this may affect your ability to get credit in the future.
Our Eligibility tool can show you the likelihood of getting an arranged overdraft and the overdraft calculator lets you see how much it could cost to use an overdraft. To use these tools and find out more about overdraft charges, please visit barclays.co.uk/youroverdraft.
If we hold a valid mobile number for you, we’ll automatically enrol you to receive relevant alerts regarding borrowing and refused payments, to help you avoid charges. You can also choose to receive additional alerts, including Low Balance and Large Credit or Debit. Tailor your alerts to your personal needs online, by phone or in branch. To find out more, visit barclays.co.uk/alerts.
Start an online chat.
If you’re new to Barclays and want to know more about Premier Banking, call us3 on 0800 197 1059. Lines are open Monday to Friday 9am to 7pm and Friday 9am to 6pm.
Drop in to see us at your nearest branch.
