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Premier Current Account

Take your banking to the next level

  1. Enjoy a range of benefits with your free account, from an exclusive black debit card to higher cash machine withdrawal limits1 just for you

  2. Get exclusive rates on mortgages and savings accounts

  3. Our UK-based Premier Telephone Banking team2 are available 24/7 for your day-to-day banking needs

Key benefits

Boost your savings

Boost your savings

Whether it’s for rainy days, dream holidays or your future, there’s always something to save for. Our range of savings and investment options are designed to help you get there.

Plus, as a Premier Banking customer, you have access to exclusive Premier products as well as our Rainy Day Saver and Blue Rewards Saver accounts. T&Cs apply.

Withdraw upto £2000 a day

Withdraw up to £2,000 a day

Your exclusive black debit card lets you withdraw up to £2,000 every day (as long as you have enough money in your account). You just need to increase your cash machine withdrawal limit from £1,000 to £2,000 in the Barclays app.

Get help with planning your future

Get help with planning your future

When you’re part of Premier, our team of Financial Guides are here to talk through your more complicated financial needs.

Are you eligible for Premier?

Are you eligible for Premier

To join Premier Banking, you’ll need to open a Premier Current Account and either

Pay in a gross annual income of at least £75,000
Have a total balance of at least £100,000 in savings with us, in Barclays UK investments, or in a mixture of both

If your payments or balance drop below what you need to stay with Premier, we’ll let you know.

Not eligible for Premier? Try a Barclays Bank Account.

Have £500,000 to invest? Discover how Wealth Management can help you achieve your ambitions

The value of investments can fall as well as rise. You may get back less than you originally invested. 

Open and manage your account with the Barclays app

Apply in the Barclays app
  • Get your account with the Barclays app

    New to Barclays?

  • Download the app3
  • Upload a video selfie and add photo ID to verify your identity
  • Get instant access to your new Premier Current Account
Already Bank with us
  • Get your account with the Barclays app

    Already bank with us?

    Upgrade to Premier by tapping the Premier Banking icon in the product hub

Additional app benefits

Spending Insights
  • Spending Insights

    Spending insights

  • See a summary of your spending by category, shop or business
  • Track where and when you’ve made payments
  • Set daily spending limits
Open Premier exclusive savings accounts
  • Get your account with the Barclays app

    Open Premier-exclusive savings accounts

  • Set up a Premier Flexible Cash ISA and Flexible Bond in your app
  • Earn a fixed rate on your money, with the flexibility of accessing some of your savings too
Flexible security controls
  • Get your account with the Barclays app

    Simple security controls

  • Temporarily freeze your debit card if you can’t find it
  • Get a PIN reminder whenever you need it
  • Report your card lost or stolen quickly and easily

Barclays Avios Rewards

Get closer to the travel you want

Join Barclays Avios Rewards for just £12 a month and collect Avios to put towards your next trip with British Airways. You could collect at least 20,500 Avios in your first year – enough for a peak British Airways return economy (Euro Transfer) flight to Nice.4 Eligibility and conditions apply.5


What you need to know about overdrafts

Life ring.

Interest-free arranged overdrafts of up to £500

As a Premier customer, you can apply for an interest-free arranged overdraft of up to £500. Overdrafts, including interest-free amounts, are subject to application, financial circumstances and borrowing history.

How does our overdraft compare?

A good way to compare the cost of our overdraft with other overdrafts, or other ways of borrowing, is to look at the APR – annual percentage rate. The APR shows the cost of borrowing over a year.

Representative example
0% interest (variable) payable on arranged overdrafts up to £500. If you use an arranged overdraft above this amount, the annual rate of interest is 35.0% (variable)
19.5% APR Representative (variable), based on a £1,200 overdraft balance

You can find out more about our interest charges using our overdraft calculator – just select ‘Premier Current Account’ from the drop-down list.

Overdrafts are repayable on demand and you must be over 18 and a UK resident to apply. You can contact us at Barclays, Leicester, LE87 2BB .

Arranged overdrafts are subject to application, financial circumstances and borrowing history.

Please open and read the general information about overdrafts before you apply.

  How to apply

It’s simple, safe and secure to apply for a Premier Current Account in the Barclays app or Online Banking.

Sole account

To apply for this account in the app3, you’ll need to:

  • Be 18 or over and not in full-time education
  • Pay in a gross annual income of at least £75,000
  • Have a UK mobile number
  • Provide proof of identity, like a passport or driving licence.

If you don’t have a UK mobile number, you can apply online instead.

Joint account

To apply for this account, both account holders will need to:

  • Be 18 or over and not in full-time education
  • Have lived in the UK for at least 12 months
  • Pay in a gross annual income of at least £75,000.

If both account holders have a total balance of at least £100,000 in savings or UK investments with Barclays, or both, you’ll need to apply by booking a callback with our Financial Guides.

The other account holder will need to be with you during the application.

For more information on what you could get with a joint account, take a look at our joint account features.

Already bank with us?

Log in to your app or Online Banking and upgrade to a Premier Current Account.

If you’d like to talk to us in person, you can book a time that suits you.

Applying in the Barclays app

If you don’t have the app

Go to your app store to download the app3 and apply.