Premier Current Accounts

More than an everyday bank account

Account benefits

Join Premier Banking and enjoy a range of exclusive rewards and benefits just for you.

Loyalty rewarded

Benefit from Premier Rewards1 and Barclays Blue Rewards2. With Premier, you get more, to thank you for your loyalty.

Fee-free overdraft

Apply for a fee-free overdraft of up to £1,000.

Representative example: Fee-free overdraft up to £1,000 (subject to application and status) while you stay within that limit. If you use an overdraft of £1,200, you’ll be charged £1.50 a day when you use it. 

For more information, see the 'overdraft charges and information’ section below.

Fee-free international payments online or by mobile

Send money to lots of countries, with no charges, in Online Banking or your Barclays Mobile Banking app1. We support all major currencies, and transactions are quick, easy and secure.

1We won’t charge you fees when you send an international payment online or by mobile. Fees for payments sent from a branch start at £15. The recipient’s bank may still charge a fee, depending on its location.

Up to £1,000 daily cash machine withdrawals

An exclusive black debit card that lets you take out up to £1,000 a day from cash machines3.

Access exclusive products

As a Premier customer, you can apply for exclusive Premier mortgages, loans and savings accounts.

Premier relationship team

As well as our mobile and online banking services, our dedicated team are available 24/7 to help with more complex financial decisions.

Switch to us – it's safe and simple

Open a new account and switch at the end of your application. Choose your switch date – all payments will be moved over in 7 working days.

Eligibility

To join Premier Banking, you need…

An annual gross income of £75,000 or more paid into a Barclays current account

or

£100,000 or more saved or invested with us.

We'll review your eligibility for Premier Banking regularly. If you no longer meet the criteria, we'll contact you to explain your options. We may also change the eligibility criteria in future. 

Don't qualify for Premier? Try a Barclays Bank Account.

Apply now

If you like what you see and want to join Premier, you have 3 options.

New to Barclays?

Apply online and you could get your sort code and account number in minutes.

Already bank with us?

Click to upgrade online or call us on 0800 158 3209. Lines open Monday to Sunday 8am – 10pm 4.

Access to exclusive products

As a Premier customer, you’ll have access to exclusive loans, savings accounts and mortgages.

Premier Barclayloan

See if you have a personal rate for our exclusive loan.

Premier mortgages

Our best offers for your next home or property investment.

Your home may be repossessed if you do not keep up repayments on your mortgage.

2 Year Premier Flexible Bond

0.80% AER/gross pa on balances of £1 to £1 million, with access to up to 30% of your money.

Rewards for you

Enjoy treats, discounts and cashback – just for banking with us.

Premier Rewards

Rewards for your loyalty

Free daily treats for you and your family, as well as discounts on dining and days out.

Terms, conditions and charges

Terms and conditions

Terms and conditions for Personal customers – September 2017 2.5 MB5

Current accounts – our bank charges explained 460KB5

Overdraft charges and information

Apply for a fee-free overdraft of up to £1,000. If you go over the £1,000 fee-free amount, daily fees are charged on the whole balance of your arranged overdraft as follows.

  • Up to £1,000 – no fee
  • Over £1,000 and up to £2,000 – £1.50 a day
  • Over £2,000 – £3 a day

Overdrafts, including fee-free amounts, are subject to status and application.

Overdrafts over £15,000 have a set-up fee of 1.5% of the arranged overdraft limit, and a renewal fee of 1.5% of the limit will also be applied annually. For arranged overdrafts over £25,000, security may be required. Overdrafts are repayable on demand and you must be 18 or over to apply. All charges can be changed, but we’ll let you know before we do this.

Representative example:

Fee-free overdraft up to £1,000 (subject to application and status) while you stay within that limit. If you use an overdraft of £1,200, you'll be charged £1.50 a day when you use it.

You can find out the daily charges that apply and what the change will mean to you by using our overdraft calculator – just select ‘Premier Current Account’ from the drop-down list.