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 Travel

Travel Pack

Get cover for when you’re away for £14.50 a month

Combined worldwide travel insurance from Aviva and comprehensive RAC breakdown cover (in the UK and Europe).

Six-month minimum term – terms and conditions apply.

Worldwide travel insurance

Multi-trip cover for you, your partner who lives with you, and your dependent children.

Comprehensive breakdown cover

Roadside and at home rescue with national recovery, onward travel and cover in Europe.

What does our Travel Pack cover?

Aviva
Aviva

Multi-trip travel insurance underwritten by Aviva. All policy limits are per person. Please bear in mind, your main home address must be in the UK, everyone insured must be UK residents (living in the UK for more than 183 days a year), and you all need to be registered with a UK doctor.

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Cover in relation to Covid-19

The travel insurance in this Pack offers cover for

  • Medical treatment if you catch Covid-19 while on a trip
  • Cancellation if you’re ill with or test positive for Covid-19, preventing you from travelling*
  • Cancellation if you’re advised to self-isolate, preventing you from travelling*
  • Cancellation as a result of local lockdown restrictions in the UK, preventing you from travelling*
  • Cancellation or coming home early if, in the 31 days before travelling or while you're away, the FCDO advise against travelling to your destination*

*You won’t be covered if you need to cancel a trip because of restrictions (such as FCDO advice against travel, or government lockdown restrictions), if the measures were already in place when you booked the trip or bought this Pack (whichever was later). 

If you, or anyone covered by your policy, has previously tested positive for COVID-19, you only need to tell us about this if you’ve

  • Been prescribed medication by a doctor
  • Visited hospital (including A&E)
  • Been referred for investigations or treatment

You’ll need to let us know if this applies to you or anyone covered by your policy. If so, we’ll ask you some medical screening questions to confirm if we can cover the condition. For information about existing medical conditions, please check the ‘Your Health’ section of the policy terms and conditions.

Before making a claim, you should first contact your airline, or travel or accommodation provider to discuss your options.

To find out more about what your Travel Pack or Travel Plus Pack covers, read our frequently asked questions.

What’s covered

Multi-trip worldwide cover – trips up to 31 days long in the UK and abroad are covered with no need to tell us when you’re going

Trips in the UK where you’re away from home for at least two consecutive nights and have pre-booked your holiday accommodation in a commercially-run premises or have pre-paid flights or ferry crossings 

You and your partner who lives with you up to the age of 79 when the trip starts

Your dependent children (including step and foster children) under 23 – as long as they're travelling with you and/or your partner who lives with you, or travelling on their own to visit and stay stay at the home of close relatives who live abroad 

Emergency medical treatment for sudden and unexpected illness or injuries – up to £10,000,000

Unexpected travel costs – up to £10,000 for unexpected additional travel and accommodation costs if your plans are disrupted (like missing a connecting flight because the transit airport is closed, or your flight is diverted), and up to £250 if your pre-booked transport is delayed for longer than 12 hours

Up to £10,000 for each person if you need to cancel your trip or come home early for an insured reason e.g. illness or injury, or the Foreign, Commonwealth & Development Office (FCDO) advise against all, or all but essential travel to your destination

Your belongings – up to £1,500 if your personal belongings are lost, stolen or damaged during your trip

Holidays including winter sports and cruises, travel for personal reasons, and cover for business trips outside the UK for non-manual work like meetings and conferences

You'll also be covered for volunteering, charity and conservation work trips, and fundraising for registered charities and conservation organisations

Comprehensive breakdown cover in the UK and Europe

You and your nominated partner in any eligible vehicle (you can find a list of these in the terms and conditions)

Unlimited callouts in the UK

You'll be covered at home and on the road, and if your vehicle can't be fixed there, it'll be towed to a garage or to wherever you need to go 

To help you complete your journey, you'll get a hire vehicle, alternative transport (for example, a train or plane) or overnight accommodation 

What’s not covered

Any trip that started before you bought this pack

Travel delays, if your transport is delayed by less than 12 hours

Costs you’re able to recover from your travel and/or accommodation provider or agent, your debit/credit card company, PayPal, ABTA, ATOL (or similar organisations) 

Trips that don't start and end in the UK

Any incident that happens after 31 days of being away on a trip, unless a longer trip upgrade has been purchased

Any claim where the event, incident or circumstances already existed before you bought this pack or booked your trip (whichever is later). For example, an airport strike that's been reported in the media, where the FCDO has issued an advisory notice, or you’re aware of the serious illness of a close relative, travelling companion, or person you were travelling to stay with which could reasonably be expected to affect your travel plans

Any claim where you don’t follow the advice of local authorities in the area you’re staying, for example by observing curfews, quarantine measures and avoiding public gatherings or demonstrations

Any breakdown or collision that happened before you had the comprehensive RAC breakdown cover (in the UK and Europe) 

The cost of parts

Aviva
Aviva

Pre-existing conditions upgrade

Unless you have a valid upgrade in place, we won’t cover any claim arising directly or indirectly from:

  • Any pre-existing medical condition.
  • Any symptoms for which a diagnosis has been sought but not yet received, that you were aware of prior to booking a trip (or purchasing a Pack, whichever is later).

We will never cover any claim arising directly or indirectly from any of the following:

  • Travelling against the advice of a doctor.
  • Travelling with the intention of seeking medical advice or treatment.
  • Booking a trip or travelling with a terminal prognosis.

We’ll ask you about the health of the people you want to insure when you apply for your pack, and if we can offer you cover, let you know if it’ll cost you anything extra.

If you’ve been to the doctor about symptoms and are awaiting results, we won’t be able to offer you cover until you know your diagnosis. You should wait until you know what the medical condition is before buying your pack or booking a trip.

 

Longer trip upgrade

If you’re going on a trip for longer than 31 days, you’ll need to buy an upgrade. The upgrade is for the whole trip, and you can cover up to a maximum of 120 days. You should get an upgrade in place as soon as you book the trip.

Upgrade quotes are available as soon as you’ve set your pack up. Any additional cost will be charged as a one off card payment, in addition to the monthly pack fee.

Travel advice of the Foreign, Commonwealth and Development Office (FCDO)

If FCDO advice is in place advising against all (or all but essential) travel to your destination, or for you to return home, we won’t cover:

Any claim for cancellation or coming home early if the advice or measures were in place or had been announced at the time you took out your pack or the trip was booked (whichever is later)

Any claim as a result of you travelling against the advice of the FCDO

Just need UK breakdown cover for roadside and at home?

Our Breakdown Cover Pack offers UK roadside and at home rescue for £9 a month.

Phone showing Insurance packs: Tech Packs and Travel and Breakdown Packs.

How to get our Travel Pack

It takes a few minutes to apply for our Travel Pack in the Barclays app or Online Banking.

To apply for a pack, you’ll need to have an eligible current account with us.

Download the Barclays app to get our Travel Pack

Tap the logo you need, and it’ll take you straight to the app in your app store.

Important Information

Travel Pack Insurance Product Information Document (Travel IPID)

Travel Pack Insurance Product Information Document (Breakdown Cover IPID)

Travel Pack terms and conditions

Changes to terms and conditions

We made some changes to our Travel Plus Pack terms and conditions on 24 April 2023. If you bought your pack before this date, your terms and conditions haven’t changed and you can find them in ‘Statements and documents’ in the Barclays app.