Where you can send money
You can send SEPA (Single Euro Payments Area) payments in Online Banking and Barclays Mobile Banking to:
Austria, Belgium, Bulgaria, Cyprus, Croatia, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Monaco, Netherlands, Norway, Poland, Portugal, Romania, San Marino, Slovakia, Slovenia, Spain, Sweden, Switzerland, and the UK (including Guernsey and the Isle of Man)2.
You can also send money to European countries outside the SEPA region in Online Banking. These include:
Albania, Andorra, Belarus, Bosnia and Herzegovina, Faroe Islands, Georgia, Kosovo, Macedonia, Moldova, Montenegro, Serbia, Turkey, Ukraine and Vatican City State.
Please refer to our A-Z country list for more details.
Payment options and fees
From 13 January 2018, shared charging is the only option available for payments within the European Union or European Economic Area, irrespective of currency.
You can send euros in Online Banking, the Barclays Mobile Banking app, or by visiting us in branch.
SEPA payments work in EU countries, UK Crown Dependencies and EU territories when you’re paying in Euros. They’re fee-free1 if made in Online Banking or Barclays Mobile Banking, and they can arrive the next working day if made before 3pm. They cost £15 if made in a branch, and they’ll arrive 2 days later if sent by 4pm.
You can make payments to European countries in currencies other than euros in Online Banking. It’s fee-free (to send) and will usually arrive the same day, depending on the time you send the payment (please refer to cut-off times in the A-Z country list). If the payment is in GBP or USD, you can also send it in Barclays Mobile Banking.
If you send this type of payment in branch, it’ll cost £25 or £40 – depending on how quickly you want the payment to arrive. If you send the payment before the cut-off time (see the A-Z country list) it can arrive the same working day. Otherwise, and for the lower fee, it can arrive 2 working days later.
If you have a Barclays Premier account, you can also give us a call to make a payment.
Some countries allow the bank receiving the payment to charge a fee. This fee will be paid by the person who receives the payment – it’ll be deducted from the amount that reaches them.
What you’ll need to make a payment
- The name on the account you’re sending the money to
- The recipient’s address
- The address of the bank you’re sending the money to (for branch or Telephone Banking payments only)
- The recipient’s IBAN. An IBAN has the information we need to send a payment overseas – please ask the recipient for this
- SWIFTBIC code (for non SEPA payments only), please ask the recipient for this
There are sometimes additional requirements depending on the destination country and currency.