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International payments

Payments during the coronavirus (COVID–19) situation

It’s quick and easy to send money all over the world with Online Banking. And, now, you can send euros and US dollars in the Barclays app.

Sending money is fee-free1 when you make the payment online. Alternatively, visit us in branch with fees starting from £15.

Sending and receiving overseas payments may take longer than usual because of the coronavirus situation. Lockdowns might also mean that some overseas banks can’t accept or make any payments.

Despite these possible delays, we’re still processing international payments.

  • Where you can send money

    We offer two payment options when sending money to Europe: SEPA payments and international payments. You can make these payments in Online Banking and the Barclays app to the following countries.

    Austria, Andorra, Belgium, Bulgaria, Cyprus, Croatia, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Monaco, Netherlands, Norway, Poland, Portugal, Romania, San Marino, Slovakia, Slovenia, Spain, Sweden, Switzerland, the UK (including Guernsey and the Isle of Man)2and Vatican City State.

    You can also send money to European countries outside the SEPA region in Online Banking. These include

    Albania, Belarus, Bosnia and Herzegovina, Faroe Islands, Georgia, Kosovo, Macedonia, Moldova, Montenegro, Serbia, Turkey and Ukraine.

    Please refer to our A–Z country list for more details.

     

     

    Payment options and fees

    If you make an international payment at a branch or by Telephone Banking, there’s a £25 fee per payment. SEPA payment charges vary depending on the type of account you have with us. Payments from Personal or Premier accounts are free, providing you make them from Online Banking, the Barclays app or at a branch.

    Our charge for payments from Business accounts depends on the account tariff, and how you make the payment. Read more about sending and receiving international business payments.

    Some countries (outside the European Union or European Economic Area) allow the bank receiving the payment to charge a fee. This fee will be paid by the person who receives the payment – it’ll be deducted from the amount that reaches them.

    You can find more details about cut-off times and timescales for international payments in the A–Z country list. Where the list specifies no fee for making a payment to a country, that only applies if you have a personal or Premier account.

    If you have a Barclays Premier account, Business account or Wealth account you can also call us to make a payment.

    What you’ll need to make a payment

    • The name on the account you’re sending the money to
    • The recipient’s address
    • The address of the bank you’re sending the money to (for branch or Telephone Banking payments only)
    • The recipient’s IBAN. An IBAN has the information we need to send a payment overseas – please ask the recipient for this
    • SWIFTBIC code (for non SEPA payments only), please ask the recipient for this

    There are sometimes additional requirements depending on the destination country and currency.

  • Payment options and fees

    You will only be able to send an international payment to the USA. 

    If you make an international payment at a branch or by Telephone Banking, there’s a £25 fee per payment. If you have a Personal or Premier account with us, international payments are free providing you make them from Online Banking or the Barclays app. If you have a Business account, there’s a £15 charge per SEPA payment.

    Sometimes when an international payment is processed, a foreign bank, such as the correspondent bank, may take a fee to process the payment and send it to the beneficiary, or to us, if we are receiving the payment. These charges are known as Overseas Delivery Charges.

    There are three charging options the sender of a payment can select.

    OUR: Our customer will pay all related charges to a payment they've made – including their bank charges and any overseas delivery charges. The beneficiary should receive the full value of the payment without additional charges being taken

    SHA: Our customer will only pay their charges – the beneficiary will pay all other charges and may receive less than originally sent. This is the default option for payments sent to Europe in Sterling, Euros or Local Currency and can't be changed

    BEN: The beneficiary will pay all charges related to the payment. Our fee for sending a payment will be deducted from the amount of the payment before it’s sent. Any other charges, such as an Overseas Delivery Charge or Beneficiary Bank charge, will also be deducted before the beneficiary receives the money.

    Sometimes, additional charges are taken from payments beyond our control by foreign banks. If the beneficiary receives less than expected, the charging option selected should be reviewed or the beneficiary should contact their bank.

    What you’ll need to make a payment

    • The name on the account you’re sending the money to
    • The recipient's address
    • The address of the bank you’re sending the money to (branch and Telephone Banking payments only)
    • The recipient banks SWIFTBIC code, please ask the recipient for this
    • Some US banks require an ABA routing code (instead of a SWIFTBIC code), if necessary please ask the recipient for this

    There are sometimes additional requirements depending on the destination country and currency. Please refer to our A–Z country list for further information.

  • Where you can send money

    You can send money to over 200 countries worldwide, in over 50 currencies.

    You can make payments in Online Banking to the majority of these countries, which span America, Central and South America, Africa, Asia and Australasia.

    You can also make all of these payments in branch.

    There are a small number of countries that you can only send money to by visiting a branch. These include Algeria, Bangladesh, Colombia, Egypt, Ethiopia, Falkland Islands, Georgia, Nepal and Uruguay.

    Please refer to our A–Z country list for more details.

    If you're a Barclays Premier customer, you can also give us a call to make a payment.

    Payment options and fees

    You will only be able to send an international payment to the rest of the world. 

    If you make an international payment at a branch or by Telephone Banking, there’s a £25 fee per payment. If you have a Personal or Premier account with us, international payments are free providing you make them from Online Banking or the Barclays app. If you have a Business account, there’s a £15 charge per SEPA payment.

    Sometimes when an international payment is processed, a foreign bank, such as the correspondent bank, may take a fee to process the payment and send it to the beneficiary, or to us, if we are receiving the payment. These charges are known as Overseas Delivery Charges.

    There are three charging options the sender of a payment can select.

    OUR: Our customer will pay all related charges to a payment they've made – including their bank charges and any overseas delivery charges. The beneficiary should receive the full value of the payment without additional charges being taken

    SHA: Our customer will only pay their charges – the beneficiary will pay all other charges and may receive less than originally sent. This is the default option for payments sent to Europe in Sterling, Euros or Local Currency and can't be changed

    BEN: The beneficiary will pay all charges related to the payment. Our fee for sending a payment will be deducted from the amount of the payment before it’s sent. Any other charges, such as an Overseas Delivery Charge or Beneficiary Bank charge, will also be deducted before the beneficiary receives the money.

    Sometimes, additional charges are taken from payments beyond our control by foreign banks. If the beneficiary receives less than expected, the charging option selected should be reviewed or the beneficiary should contact their bank.

    What you’ll need to make a payment

    • The name on the account you’re sending the money to
    • The recipient’s address
    • The address of the bank you’re sending the money to (branch and Telephone Banking payments only)
    • The recipient banks SWIFTBIC code, in most instances – please ask the recipient for this

    Some countries and overseas banks require additional codes.

    These additional requirements depend on the destination country and currency.

  • What you need

    How much it costs

    Each overseas payment costs £6 to receive (apart from SEPA payments, which are free). You won’t be charged if the transaction is taking place outside of the EEA and the person sending the payment has already paid the fee.

    Viewing payments

    You can view the overseas payments you send and receive quickly and easily in Online Banking. You can also see certain payments in the Barclays app.

 

A–Z country list

How to send money, the currencies available, how long payments take and payment fees.

Take a look at our current reference exchange rates and how we calculate the foreign exchange rate based on those.