Travel Plus Pack

Holiday cover with extras for £18 a month

Worldwide travel insurance from Aviva combined with comprehensive RAC breakdown cover (in the UK and Europe), as well as airport lounge access, and airport parking and hotel discounts.

Six-month minimum term – terms and conditions apply.

What does our Travel Plus Pack cover?

Multi-trip travel insurance, underwritten by Aviva

All policy limits are per person. Your main home address must be in the UK, everyone insured must be UK residents (living in the UK for more than 183 days a year), and you all need to be registered with a UK doctor.

Cover in relation to Covid-19

The travel insurance in this Pack offers cover for

Medical treatment if you catch Covid-19 while on a trip
Cancellation if you’re ill with or test positive for Covid-19, preventing you from travelling*
Cancellation if you’re advised to self-isolate, preventing you from travelling*
Cancellation as a result of local lockdown restrictions in the UK, preventing you from travelling*
Cancellation or coming home early if, in the 31 days before travelling or while you're away, the FCDO advise against travelling to your destination*

*You won’t be covered if you need to cancel a trip because of restrictions (such as FCDO advice against travel, or government lockdown restrictions), if the measures were already in place when you booked the trip or bought this Pack (whichever was later).

Before making a claim, you should first contact your airline, or travel or accommodation provider to discuss your options.

To understand more about what your Pack does and doesn’t cover in relation to the Covid-19, please read our coronavirus FAQs.

What’s covered?

Ongoing worldwide cover – trips of up to 31 days in the UK and abroad are covered, with no need to tell us where you’re going

Trips in the UK where you’re away from home for at least two consecutive nights and have pre-booked your holiday accommodation in a commercially-run premises or have pre-paid flights or ferry crossings

You and your partner who lives with you, up to the age of 79 when the trip starts

Your dependent children (including step and foster children) under 23 – as long as they're travelling with you and/or your partner who lives with you, or travelling on their own to visit and stay with close relatives who live abroad

Emergency medical treatment for sudden and unexpected illness or injuries – up to £10,000,000

Unexpected travel costs – up to £5,000 for unexpected additional travel and accommodation costs if your plans are disrupted (like missing a connecting flight because the transit airport is closed, or your flight is diverted), and up to £250 if your pre-booked transport is delayed for longer than 12 hours

Cancellation and abandonment – up to £5,000 for each person if you need to cancel your trip or come home early for an insured reason, such as illness or injury, or the Foreign, Commonwealth & Development Office (FCDO) advise against all, or all but essential, travel to your destination

Your belongings – up to £1,500 if your personal belongings are lost, stolen or damaged during your trip

Winter sports – cover for winter sports equipment and piste closures

Holidays including winter sports and cruises, travel for personal reasons, and cover for business trips outside the UK for non-manual work like meetings and conferences, is included as standard

You'll also be covered for volunteering, charity and conservation work trips, and fundraising for registered charities and conservation organisations

What’s not covered?

Any trip that started, or any event that occurred, before you bought this pack

Travel delays, if your transport is delayed by less than 12 hours

Costs, where you have a right to recover from your travel and/or accommodation provider or agent, your debit/credit card company, PayPal, ABTA, ATOL or an insolvency administrator

Trips in the UK where you're only away from home for one night

Trips that don't start and end in the UK

Trips over 31 days – unless you buy a cover extension

Any trip booked through a school, college or university

Any claim where the event, incident or circumstances already existed when you first got your pack or booked your trip (whichever is later). For example, an airport strike that's been reported in the media, where the FCDO has issued an advisory notice, or you’re aware of the serious illness of a close relative, travelling companion, or person you were travelling to stay with which could reasonably be expected to affect your travel plans

Any claim where you don’t follow the advice of local authorities in the area you’re staying, for example by observing curfews, quarantine measures and avoiding public gatherings or demonstrations

What’s not covered if you’re advised not to travel?

If you book a trip or take a pack out (whichever is later) while FCDO advice is in place advising British nationals against all (or all but essential) travel to your destination, or for British nationals to return home

Any claim for cancellation if the advice or measures were in place or had been announced at the time you brought your pack or when the trip was booked (whichever is later)

Any claim for coming home early if the advice or measures were in place or had been announced when you (or the insured person) left the UK

For medical conditions, we won't cover any claim arising directly or indirectly from

Existing medical conditions – unless you’ve told us about them and we’ve agreed to provide cover

Any symptoms you were aware of before purchasing this pack or booking a trip (whichever is later) that you’ve sought, but not yet received, a diagnosis for

Prescribed medication not being taken as directed

Travelling against the advice of a doctor or purposely travelling without medical advice when it was reasonable to have consulted a doctor

Travelling with the intention of seeking medical treatment or having investigations

Any medical condition where you’ve been given a terminal prognosis

We may be unable to offer cover for certain existing medical conditions.

If we can't offer cover, you may be able to get cover from a specialist medical insurer. The Money and Pensions Service (MaPs) has details of specialist insurers in their Travel Directory. For more information, please contact MaPs or call them on 0800 1387 777.

Please bear in mind, you might not be able to find cover for undiagnosed symptoms and you might need to wait until you have a diagnosis before you can get cover.

RAC comprehensive breakdown cover in the UK and Europe

What’s covered?

Comprehensive breakdown cover in the UK and Europe

You and your nominated partner in any eligible vehicle (you can find a list of these in the terms and conditions)

Unlimited callouts in the UK

You'll be covered at home or on the road, and if your vehicle can't be fixed there, it'll be towed to a garage or to wherever you need to go

To help you complete your journey, you'll get a hire vehicle, alternative transport (for example, a train or plane) or overnight accommodation

What is comprehensive cover?

Comprehensive breakdown cover includes roadside, at home, national recovery to anywhere in the UK, including onward travel (replacement hire car, hotel or other transport) and breakdown in Europe.

What’s not covered?

Anyone other than the pack holder and or their nominated partner

Using the vehicle for business purposes

Any breakdown or collision that happened before you had the comprehensive RAC breakdown cover (in the UK and Europe)

The costs of parts

Airport lounge access

Six free airport lounge visits per 12-month period, from when you take the pack out – each visit counts as one person entering the lounge

Swap airport lounge visits for a free spa treatment at available airports

Swap an airport lounge visit for a £15 meal voucher at selected airport restaurants

Airport lounge access is subject to availability – you can book in advance for £5 per visit

Airport parking and hotel discounts

Save up to 20% off standard prices on airport parking at major UK airports

Save up to 18% on specially selected hotel packages, and up to 13% on all other participating hotels

You can find out how to redeem your lounge visits, spa treatments and meal vouchers, as well as pre-booked lounge visits, in your Welcome Pack. You can also access your airport lounge passes in your Traveller Plus app.

Terms and conditions

Upgrading your cover

You can upgrade your cover after you take out a pack. Each of our upgrades covers a single trip. For an extra cost, you can get

Baggage – up to £2,500 per person if your personal belongings are lost, stolen or damaged during your trip
Increased cancellation – you can upgrade to either £7,500 or £10,000 per person, to cover costs if you need to cancel a trip or come home early
Extended trip – increase the trip duration limit for up to 90 days

To find out more about upgrading your pack, call 0800 158 2689. We're here Monday to Friday from 8am to 8pm, on Saturday from 8am to 6pm, and on Sunday and bank holidays from 10am to 4pm. Calls to 0800 numbers from UK landlines and mobiles are free. To maintain a quality service, we may monitor or record phone calls.