Balance transfer credit cards

Find a credit card that’s right for you

If you need flexible ways to pay what you owe, a balance-transfer card could be what you need.

Apply online – log in to see if you’re preselected
Manage your account online or from your mobile banking app

Want to pay less interest on your balances?

Barclaycard’s range of balance transfer cards can help you save money.

If you need flexible ways to pay off your balances, one of our balance transfer cards could be just what you need.

And you can do it online – just give us details about your credit card, credit limit and a few personal details and you’re away.

If you transfer a balance to your Barclaycard from another credit card or a store card, you won’t pay interest on your balances during your promotional period if you pay at least your minimum monthly payment on time. You can then use the money you save in interest to reduce the amount you owe.

Card	Card information	Apply method
Barclaycard Platinum 40 month balance-transfer card	0% interest for 40 months on balance transfers made within 60 days of opening your account (1.68% fee applies) A fee of 3.5% will be applied, then reduced to 1.68% by refund (terms and conditions apply) 0% interest on purchases for 6 months from the date you open your account Representative example Representative APR – 19.9% APR (variable) Purchase rate pa – 19.9% pa (variable) Assumed credit limit – £1,200 You may be offered a different credit limit, representative APR, purchase rate or promotional balance transfer period to any shown here as it depends on your individual circumstances. Subject to status. See full details for this card	Log in and apply More details
Barclaycard Platinum with 25 months purchase and balance transfer offer	0% interest on purchases for 25 months from the date you open your account 0% interest for 25 months on balance transfers made within 60 days of opening your account (1.49% fee applies) Representative example Representative APR – 19.9% APR (variable) Purchase rate pa – 19.9% pa (variable) Assumed credit limit – £1,200 You may be offered a different credit limit, representative APR, purchase rate or promotional balance transfer period to any shown here as it depends on your individual circumstances. Subject to status. See full details for this card	Log in and apply More details
Barclaycard Platinum no fee 25 month balance-transfer card	0% interest for 25 months on balance transfers made within 60 days of opening your account 0% balance transfer fee (terms apply) 0% interest on purchases for 6 months from the date you open your account Representative example Representative APR – 19.9% APR (variable) Purchase rate pa – 19.9% pa (variable) Assumed credit limit – £1,200 You may be offered a different credit limit, representative APR, purchase rate or promotional balance transfer period to any shown here as it depends on your individual circumstances. Subject to status. See full details for this card	Log in and apply More details
Barclaycard Platinum 18 month balance-transfer card	0% interest for 18 months on balance transfers made within 60 days of opening your account. 2.99% balance transfer fee (terms apply) 0% interest on purchases for 3 months from the date you open your account Representative example Representative APR – 24.9% APR (variable) Purchase rate pa – 24.9% pa (variable) Assumed credit limit – £1,200 You may be offered a different credit limit, representative APR, purchase rate or promotional balance transfer period to any shown here as it depends on your individual circumstances. Subject to status. See full details for this card	Log in and apply More details
Barclaycard Freedom Rewards card	0% interest on purchases for a year from the date you open your account 0% interest for a year on balance transfers made within 60 days of opening your account (0.15% fee applies) Every time you spend on your card you’ll earn Freedom points, which you can redeem for great rewards Representative example Representative APR – 21.9% APR (variable) Purchase rate pa – 21.9% pa (variable) Assumed credit limit – £1,200 You may be offered a different credit limit, representative APR, purchase rate or promotional balance transfer period to any shown here as it depends on your individual circumstances. Subject to status. See full details for this card	Log in and apply More details