Balance transfer credit cards

Find a credit card that’s right for you

If you need flexible ways to pay what you owe, a balance-transfer card could be what you need.

  • Apply online – log in to see if you’re preselected
  • Manage your account online or from your mobile banking app

Want to pay less interest on your balances?

Barclaycard’s range of balance transfer cards can help you save money.

If you need flexible ways to pay off your balances, one of our balance transfer cards could be just what you need.

And you can do it online – just give us details about your credit card, credit limit and a few personal details and you’re away.

If you transfer a balance to your Barclaycard from another credit card or a store card, you won’t pay interest on your balances during your promotional period if you pay at least your minimum monthly payment on time. You can then use the money you save in interest to reduce the amount you owe.

Card

Card information

Apply method

Barclaycard Platinum 40 month balance-transfer card

  • 0% interest for 40 months on balance transfers made within 60 days of opening your account (1.68% fee applies)
  • A fee of 3.5% will be applied, then reduced to 1.68% by refund (terms and conditions apply)
  • 0% interest on purchases for 6 months from the date you open your account

Representative example

Representative APR – 19.9% APR (variable)

Purchase rate pa – 19.9% pa (variable)

Assumed credit limit – £1,200

You may be offered a different credit limit, representative APR, purchase rate or promotional balance transfer period to any shown here as it depends on your individual circumstances. Subject to status.

See full details for this card

Barclaycard Platinum with 25 months purchase and balance transfer offer

  • 0% interest on purchases for 25 months from the date you open your account
  • 0% interest for 25 months on balance transfers made within 60 days of opening your account (1.49% fee applies)

Representative example

Representative APR – 19.9% APR (variable)

Purchase rate pa – 19.9% pa (variable)

Assumed credit limit – £1,200

You may be offered a different credit limit, representative APR, purchase rate or promotional balance transfer period to any shown here as it depends on your individual circumstances. Subject to status.

See full details for this card

Barclaycard Platinum no fee 25 month balance-transfer card

  • 0% interest for 25 months on balance transfers made within 60 days of opening your account
  • 0% balance transfer fee (terms apply)
  • 0% interest on purchases for 6 months from the date you open your account
  • Representative example

Representative APR – 19.9% APR (variable)

Purchase rate pa – 19.9% pa (variable)

Assumed credit limit – £1,200

You may be offered a different credit limit, representative APR, purchase rate or promotional balance transfer period to any shown here as it depends on your individual circumstances. Subject to status.

See full details for this card

Barclaycard Platinum 18 month balance-transfer card

  • 0% interest for 18 months on balance transfers made within 60 days of opening your account. 2.99% balance transfer fee (terms apply)
  • 0% interest on purchases for 3 months from the date you open your account

Representative example

Representative APR – 24.9% APR (variable)

Purchase rate pa – 24.9% pa (variable)

Assumed credit limit – £1,200

You may be offered a different credit limit, representative APR, purchase rate or promotional balance transfer period to any shown here as it depends on your individual circumstances. Subject to status.

See full details for this card

Barclaycard Freedom Rewards card

  • 0% interest on purchases for a year from the date you open your account
  • 0% interest for a year on balance transfers made within 60 days of opening your account (0.15% fee applies)
  • Every time you spend on your card you’ll earn Freedom points, which you can redeem for great rewards

Representative example

Representative APR – 21.9% APR (variable)

Purchase rate pa – 21.9% pa (variable)

Assumed credit limit – £1,200

You may be offered a different credit limit, representative APR, purchase rate or promotional balance transfer period to any shown here as it depends on your individual circumstances. Subject to status.

See full details for this card

Get more from your credit card

See what features, extras and benefits you get with a Barclaycard

Check your Experian Credit Score

Enjoy free and ongoing access to your Experian credit score

Your purchases protected

Pay with Barclaycard and, as with any credit card, your purchases could be protected if they’re faulty or damaged when you receive them.

Online account servicing

Pay your bill, check your credit limit and manage your account

Protecting you from fraud

24/7 monitoring with a text or call if we see suspicious activity on your account

Presale tickets to shows

Beat the crowds to the newest events with presale tickets

Barclays Mobile Banking and Barclaycard app

Your money on the move – pay bills, check balances, send money, safely and securely

Quick ways to pay

Contactless lets you make fast, easy and secure payments of £30 and under

Easy to get in touch

You can call us from the Barclaycard app anytime and you'll get through without passwords and security questions

Our selection of cards for you

18.9% APR Representative (variable)

Purchase credit cards

Spread the cost of your purchases

If you’ve some urgent DIY to do or need some help with day-to-day spending, then one of our purchase-offer cards could be right for you.

  • Spread the cost of purchases and get free access to your Experian credit report
  • Manage your account online or from your mobile banking app
  • Log in to see if you’re preselected for this card

Credit building credit cards

Try Barclaycard Initial

If you’re looking for your first credit card, or have limited credit history, then the Barclaycard Initial could be just right for you.

  • Improve your credit rating and get free access to your Experian credit score
  • Buy show and gig tickets on Fee Free Fridays and you won’t pay admin fees
  • Log in to see if you’re preselected

Reward credit cards

Get reward points every time you shop

You can spend your points at a wide selection of high-street stores, online retailers, restaurants, entertainment venues and charities.

  • No annual fee or limit to the rewards you can earn
  • Log in to see if you’re preselected