Investment Account

A fully flexible way to invest

Grow your money in our flexible, straightforward Investment Account with no limits on the amount you can invest. 

What is an investment account?

Our Investment Account (also known as a General Investment Account) is designed to help investors build their own portfolio and buy funds, shares and bonds, with no annual limit.
One of the best ways to invest money in the UK without paying tax on your earnings is to use a tax wrapper like our Investment ISA. However, if you’ve used your tax-free allowance, then our Investment Account may be a good way to invest.

The value of investments can fall as well as rise. You may get back less than you invest. If you’re unsure which investments are right for you please seek independent advice. Tax rules can change and their effects on you will depend on your individual circumstances.

Why choose a General Investment Account? 

  • No annual limit – Invest as much or as little as you like in your Investment Account.
  • Flexible withdrawals – You can request to withdraw cash when you like with no exit fees.
  • Transparent fees –  We work hard to keep our fees as low and transparent as possible.
  • 8,000 + investments – Choose from a wide range of funds, shares and other investments
  • Get the best prices – Our selected Retail Service Providers get you the best price every time you invest in qualifying investments with Barclays Price Improver™ 1
  • Accessible for investors – Start investing with a single top up or set up regular direct debits that can be started, stopped, and changed whenever you like.


Earn interest on the side

When you open an Investment Account, there’ll also be an Investment Saver facility attached to it which gives you the opportunity to earn interest on your uninvested cash. Find out more about how the Investment Saver works alongside your general Investment Account.


Investment Account fees

Our fees are transparent, so you can clearly see what you’re paying for. There are no fees for opening an Investment Account and you will begin to incur monthly fees when you top-up your account and transaction fees when you decide to buy or sell investments.

Unlike in our Investment ISA, there are no tax benefits to an Investment Account so depending on the types of investments you choose, you may also be charged taxes, like Stamp Duty and Capital Gains Tax, as well as fund manager fees.

You can explore in detail our Smart Investor fees.

You might have to pay product fees, taxes and levies or incur FX charges depending on the investments you choose.

A wide range of investment options

New to investing

Leave the hard work to us and consider choosing from one of our five Ready-made Investments funds which range from low to higher risk.

Experienced investors

Dive into our in-depth insights & research and choose from thousands of investments such as funds, shares including US, Exchange Traded Funds (ETFs), bonds and more.

Say hello to international shares

You can now buy and sell shares across 10 international exchanges, all on one easy investment platform.

Investments can fall as well as rise.

Log in to apply

If you have a Barclays Investment ISA, or use Barclays Online Banking to manage a current account, just log in to apply for an Investment Account.

Apply without logging in

If you don’t have a Barclays Investment ISA and don’t use Barclays Online Banking to manage a current account, you can apply for an Investment Account without logging in.

Transfer your investments to us

If you have a General Investment Account elsewhere, you can transfer them to us at any time – but before you start, you’ll need a Smart Investor account. 2

You should also make sure that you don’t have to pay penalties or give up valuable benefits – and that you’re aware of all the risks and drawbacks involved in transferring. Read our transferring investments page for more information.

Once your new account is open, you can start the transfer process immediately. 

You might be interested in

Most Popular Investments

Find a list of the most popular funds, UK and international shares (including US), ETFs, and investment trusts as chosen by our customers and the top fund picks by the type of account

Investment ISA

You can pay in up to £20,000 per tax year into our award winning Investment ISA.3

Any returns you make are tax free and you can withdraw cash when you like.

Already have an account?

If you already have an account, log in to continue.

Call us

If you have any questions, you can give us a call on 0800 279 3667. 4